It’s cheaper to live on a cruise ship than in these cities


Cruise lovers, rejoice! It’s actually cheaper to cruise nonstop for an entire year than to pay rent and live in many major U.S. cities. That’s the latest finding of a study by cruise search engine

Read more: Here are the 10 most expensive places to raise a family

According to the study, citizens of Honolulu would save $7,518 per person each year if they went on continuous cruises in 2017. San Francisco residents would save $7,154, Los Angelenos $2,058 and Stamford, Connecticut residents, $3,878. New Yorkers topped the list with a savings of $10,430 for traveling the high seas nonstop.

CruiseWatch calculated how much an average person would spend for things like housing, transportation, utilities and other everyday living expenses. This averaged around $637 per week for an average household size of 2.5 people in New York City. “Currently, the best available prices for the cheapest cruises in our database average around $313.25 per week, which represents a significant savings of $323.75 per week,” the company said in a press release.

The cruise prices used for comparison were accurate as of June 16, 2016 and reflect costs for a two-person interior cabin. Ocean view rooms and suites would cost more.

To conduct the study, the company tapped data, including five years’ worth of cruise price information, to gain a historical perspective on how cruise prices fluctuate throughout the year. also relied on data from the 2012 U.S. Census to calculate the current cost of living in 132 U.S. cities.

The findings aren’t all that surprising, given several housing studies have found rent is becoming increasingly burdensome for many consumers. A recent study from the Joint Center for Housing Studies of Harvard University, for instance, found the number of renters devoting at least half of their individual income to rent hit a shocking all-time high in 2014 — 11.4 million.

Read more: Top 10 best and worst cities to start your career

You may be able to save on rent by negotiating with a landlord, signing a longer lease, finding a roommate or opting for a smaller space.

And, in the meantime, if you’re looking to save on a cruise —  whether for a week or a year — it’s a good idea to see if your credit card rewards can help pay for part of your trip. (You can view our roundup of the best travel rewards cards in America here.)


Remember, while rewards cards can be valuable, they are generally available only to applicants with good or excellent credit. (If you’re not sure where you stand, you can get a free credit report snapshot from In addition, rewards cards are a good deal only for those who pay their balances off in full each month. Otherwise, you’ll likely spend more on interest than you receive in rewards.

More from

This article originally appeared on

Read more: How to score a deal on a cruise

Axos Bank

Welcome bonuses can be a great way to boost the value of a credit card. Best Credit Card Signup Bonuses for 2021 - If you're in the market for a new credit card, you may be hoping to cash in on the hundreds of dollars in signup bonuses offered to new customers. Signup bonuses and offers are a marketing tool that credit card…
The best cell phone plans include Tello, Mint Mobile, Visible, T-Mobile, Consumer Cellular and more Best Cell Phone Plans and Deals in 2021 - Team Clark ranks the best cell phone plans and deals! See our favorites for unlimited data, families and cheap plans starting at $10/month.
  • Show Comments Hide Comments