Companies like cell phone providers and auto insurers are offering discounts to help people during the coronavirus pandemic. Now, many health insurers are updating their policies to help members save money.
Here is a list of major health insurance companies currently offering relief like waived copays, free access to telemedicine and other discounts.
Here Are the Discounts Offered by Some Top Health Insurers
Aetna is waiving cost-sharing for members who use in-network telemedicine visits for commercial plans until June 4. This benefit is in select states, so reach out to your provider for specifics.
In addition, Aetna Medicare Advantage members have no co-pay for any telemedicine visit until further notice.
Humana is waiving all out-of-pocket costs — including copays, coinsurance and deductibles — for all Medicare Advantage members who receive in-network primary care, behavioral health and telehealth visits for the rest of the year.
The company says it will also deliver safety kits, which include masks and self-care health advice, to members’ homes.
UnitedHealth Group says it is taking action in several ways, including:
- Providing between 5% and 20% credits for people served by UnitedHealthcare commercial fully insured benefits.
- Waiving all specialist and primary care doctor cost-sharing for people served by UnitedHealthcare under Medicare Advantage plans “at least through the end of September.”
If your company is not on this list, reach out to your health insurer directly to learn more about any discounts. Since many of these benefits are for a limited time, contact your insurance provider to make sure that their terms haven’t changed.