7 things to know before you use GoodRx to save on prescription drugs

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7 things to know before you use GoodRx to save on prescription drugs
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When you go to fill a prescription, do you present your health insurance card at the pharmacy and assume that you’re getting the lowest price? You may be paying too much.

The cash price for many prescription drugs — especially generics — is often less than insurance co-pays.

RELATED: 14 ways to save on prescription drugs

GoodRx finds coupons and discounts on generic drugs: Here’s how it works! 

GoodRx is a website and mobile app that finds discount prices for medications and tells you where to get the lowest price. It does the comparison shopping for you!

I previously wrote about how I combined discounts from GoodRx and pill splitting to lower the annual cost of one medication that I take to just $36!

Read on to learn more about GoodRx and how it can save you some money…

1. How does GoodRx work?

To find the cheapest price for your medication, all you have to do is visit GoodRx.com (or use the mobile app) and type in the drug name.

You’ll receive a list of the lowest prices at pharmacies near you. Here’s an example:

GoodRx
GoodRx

If you’ve been going to the same pharmacy for years, it’s important to check GoodRx before you leave the house because there may be better options nearby.

You can even check prices while you’re at your doctor’s office to make sure that you can afford your new script.

Once you’ve found the best price, either print out a coupon or have it sent to your phone. App users can just show the pharmacist the coupon from their device.

2. Will my pharmacy accept GoodRx?

Nearly all pharmacies in the U.S. will accept GoodRx, including major chains like Costco, Kroger, Walmart, CVS, Rite Aid and Walgreens.

When you search GoodRx for your medication, you’ll see all of the pharmacies on the drug price page.

Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept it, you can call GoodRx at (855) 268-2822.

Here’s an exception: GoodRx says Sam’s Club is no longer part of its network.

3. How do I join GoodRx?

The great thing about GoodRx is that you don’t have to sign up with your email, phone number or Facebook account to take advantage of the prescription drug discounts.

Just go to the website or app and search for your medication to see if you can save money!

4. How much can you really save with GoodRx?

GoodRx says it can save consumers up to 80% off the price of prescription drugs. The app does a great job of highlighting $4 generics and even medications that are 100% free!

Take a look at the prices I found when I searched GoodRx for 30-day supplies of five popular generic medications:

  • Lipitor (atorvastatin): $9.63
  • Synthroid, Levoxyl, Unithroid (levothyroxine): $4.49
  • Prinivil, Zestril (lisinopril): Free
  • Flonase, Cultivate (fluticasone propionate): $13.28
  • Sterapred, Deltasone (prednisone): $3.26

5. What is GoodRx Gold? 

GoodRx is free to use, but there is a premium membership program that does have a monthly fee involved.

I’ve only used the free version of GoodRx, but GoodRx Gold promises to save customers even more money — with 1,000 medications for under $10.

GoodRx Gold is $5.99/month for individuals and $9.99/month for up to six family members, including pets.

6. Can GoodRx be combined with insurance?

GoodRx can’t be combined with your health insurance or programs like Medicare or Medicaid.

If you have insurance, compare the GoodRx price to your insurance co-pay and see which is cheaper. You can always use GoodRx instead of your insurance.

Here’s a good tip to remember from GoodRx’s FAQ page:

If you choose to use a GoodRx coupon or your GoodRx Gold membership, it’s important to ask the pharmacist not to run your prescription through your insurance or Medicare (Beware: This tends to happen often). Ask that the pharmacist use the coupon or Gold card to process the transaction as cash instead.

7. Does GoodRx sell personal medical data?

GoodRx says it makes money from advertisements and referral fees, not by selling your personal medical data. That’s something the company says it won’t do.

If you’d like to read more about this policy, here’s a link to GoodRx’s privacy page.

Final thought 

GoodRx has saved me hundreds of dollars since I first started using the service a few years ago.

If you’re thinking about giving it a try, I suggest that you download the mobile app for Apple or Android devices because it’s the easiest way to save on the go.

I like being able to hand my phone to the pharmacist to show them the coupon —no printing required.

In the past, I’ve compared GoodRx’s prices to LowestMed, a similar website and app. LowestMed was acquired in May 2018 by RetailMeNot and renamed RetailMeNot Rx Saver.

Before you fill your next prescription, check one or both of these apps to make sure you’re getting the best price.

More Clark.com stories you may like: 

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Michael Timmermann paid off his mortgage in two years. Now, he shares his money-saving tips on his blog, Save on Almost Everything.
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