Your Credit

Your credit impacts several aspects of your finances: Interest rates on loans, insurance premiums and even employment. From protecting your information to improving your credit score, Team Clark has the resources you need to live a financially healthy life.

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The #1 Mistake That Can Hurt Your Credit Score Credit September 9, 2016
There aren’t a lot of absolutes in this life. Death and taxes are usually the two things listed among life’s…
7 times you should never use your credit card
7 times you should never use your credit card Money & Credit September 6, 2016
There are many great reasons that you might choose to use your credit card rather than other forms of payment.…
5 surprising things that can impact your credit
5 surprising things that can impact your credit Money & Credit September 6, 2016
Hopefully you already know the five factors that can impact your credit: payment history, mix of accounts,amountof debt,history of credit…
A new option for free credit monitoring
A new option for free credit monitoring Money & Credit August 29, 2016
Whether it's by an internal employee or an outside hacker, it's usually just a matter of time before one of…
Snafus continue with the Costco Anywhere Visa Card by Citi
Snafus continue with the Costco Anywhere Visa Card by Citi Money & Credit August 23, 2016
After getting off to a slightly rocky start, Costco's partnership with Citi for its signature credit card has hit another…
How to deal with a collection account that just won’t go away
How to deal with a collection account that just won’t go away Credit August 23, 2016
You didn’t pay a bill because you were unemployed. You moved and never received a medical bill because your mail…
Will my credit score go down if I apply for a new credit card?
Will my credit score go down if I apply for a new credit card? Money & Credit August 22, 2016
There are lots of good reasons to want a credit card. They offer better fraud protections than other payment methods, provide…
10 purchases you should always make with a credit card
10 purchases you should always make with a credit card Money & Credit August 18, 2016
There's always a lot of talk about the dangers of credit cards -- and with good reason, as credit card…
How soon can late payments be sent to a debt collector?
How soon can late payments be sent to a debt collector? Money & Credit August 15, 2016
One of the worst things you can do to your credit is miss a bill payment, because of all the…
Report: These are the best prepaid credit cards right now
Report: These are the best prepaid credit cards right now Money & Credit August 9, 2016
Prepaid credit cards have become more popularin recent years as people consider the dangers of debit cards and also the…
People who regularly check their credit score are still confused: Here’s what you need to know!
People who regularly check their credit score are still confused: Here’s what you need to know! Money & Credit August 9, 2016
Turns out, even regularly checking your credit score can still leave you confused about it. That's according to TransUnion's second annual survey,…
Can you pay a credit card with another credit card?
Can you pay a credit card with another credit card? Money & Credit August 5, 2016
Whether you’re short on cash or hoping to take advantage of bonus points, it may seem at times to be…
Will opening a new account help or hurt my credit score?
Will opening a new account help or hurt my credit score? Money & Credit August 1, 2016
Here’s the dilemma. You’ve checked your free credit scores and found out that yours could be higher if you had…
The unlikely reason your credit could take a hit if you have the new Costco card
The unlikely reason your credit could take a hit if you have the new Costco card Money & Credit July 18, 2016
Back in June, reports of a bumpy transition emerged as Costco switched away from American Express and to Citi for…
How to track and improve your credit score
How to track and improve your credit score Money & Credit July 15, 2016
Read more: 5 credit card myths that could harm your credit score What Is a Good Credit Score? 5 sneaky…
Ally bank has a new cash-back credit card too
Ally bank has a new cash-back credit card too Money & Credit June 21, 2016
It was a big week for cash back rewards credit cards. Wells Fargo released their cash back credit card on Wednesday and…
Warehouse club rewards credit cards: Who is king of the hill?
Warehouse club rewards credit cards: Who is king of the hill? Money & Credit June 20, 2016
If you're a warehouse club member, you're used to getting great value for every purchase you make in your favorite…
The big Costco credit card switch is today! Here’s what you need to know!
The big Costco credit card switch is today! Here’s what you need to know! Money & Credit June 20, 2016
The moment that tens of millions of Costco members have been waiting for is here. Your new Costco Visa credit…
These 7 common credit myths could be costing you big bucks
These 7 common credit myths could be costing you big bucks Money & Credit June 13, 2016
There aresomany myths and misunderstandings when it comes to credit reports and scores. Not understanding how they work could have…
A simple way to pay off your most expensive credit card debt
A simple way to pay off your most expensive credit card debt Money & Credit May 25, 2016
A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here's what you should know…
How to keep your student loan to a minimum
How to keep your student loan to a minimum Education May 25, 2016
Read more: These cities will help pay your student loans! Student Loan Guide New refinance options can reduce your student…
Discover now offers free FICO score to everyone, not just cardholders
Discover now offers free FICO score to everyone, not just cardholders Money & Credit May 23, 2016
Discover Financial Services normally offersFICO scores forfree to its credit card customers. But now, the company is making the credit…
Leasing used car: Good or bad idea?
Leasing used car: Good or bad idea? Cars May 23, 2016
Read more: New car leasing 101: A plain English explanation Should you ever lease a car? How to buy, rent…
New bill would overhaul credit reporting system, remove debt after 4 years
New bill would overhaul credit reporting system, remove debt after 4 years Money & Credit May 20, 2016
If you've ever had to go through the hassle of trying to remove inaccurate information from your credit report, then…
Help! I think someone opened a credit card in my name
Help! I think someone opened a credit card in my name Money & Credit May 17, 2016
Maybe it’s a sudden influx of subprimecredit cardoffers in your mailbox. Ora bill from an issuer youdon’t recognize. Or, even,…
Credit score report - Why you need to check your credit report every year
5 Sneaky Ways to Improve Your Credit Score Credit May 13, 2016
There are certain times when it pays to have the highest credit score possible. Maybe you're about to refinance your…
Walmart sues Visa over chip card transactions
Walmart sues Visa over chip card transactions Shopping & Retail May 12, 2016
Two industry giants are set to face off in court over that chip debit card in your wallet. Read more:3…
Costco’s new credit card is a deal for you
Costco’s new credit card is a deal for you Credit April 26, 2016
Read more: What Costco's move away from American Express will mean to you New Costco credit card rewards have arrived…
One spending change proven to save you money
One spending change proven to save you money Money & Credit April 18, 2016
Read more: How to save more money: Rethink your spending 5 Ways To Trick Yourself Into Spending Less How to…
The only legitimate use for a home equity loan
The only legitimate use for a home equity loan Homes & Real Estate April 18, 2016
Read more: Should you finance your business with a home equity loan? When Does a HELOC Make Sense in Your…