Secret 0% APR offer for existing Discover cardholders


If you have a Discover credit card in your wallet, you may be able to receive a special bonus offer.

The website Doctor of Credit recently reported that existing Discover customers can get 12 months of 0% APR simply by asking a customer service representative.

This offer likely won’t be extended to ALL customers, but it’s worth checking into if you’re interested.

RELATED: Discover is eliminating another credit card benefit in 2018

Want to get 0% APR for 12 months with your Discover card? Just ask! 

I logged in to my Discover account and didn’t see the 0% APR offer anywhere, so I initiated a live chat and asked the customer service representative about it.

Here’s exactly what I wrote:

“I read an article that said Discover is offering a year of 0% APR to its existing cardholders. Will you please check to see if this offer is available to me?”

After confirming my account information, the customer service representative wrote back and said the offer was available. I received the 0% APR offer on new purchases for a year!

Discover chat
Discover chat

Of course, you only want to take advantage of a 0% APR offer like this if you can pay off the balance in full before the interest charges kick it at the end of the promotional period.

There’s no guarantee this offer will be available to everyone, but I wanted to pass it along. Have you tried it?

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