How to save an extra 5% on everything you buy from Costco

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If you’re a Costco Wholesale member, there’s a way to save an extra 5% on your purchases through the end of the year.

From October 1 through December 31, Discover is offering a 5% cash back bonus at and wholesale clubs on up to $1,500 in purchases.

In other words, if you spend $1,500 at participating retailers with an eligible Discover card, you’ll get $75 back.

Discover cardholders can get 5% cash back when shopping at and wholesale clubs 

How does this affect Costco members? Although the retailer only accepts Visa credit cards at its warehouse clubs, you CAN use a Discover card when shopping online at

The website accepts Visa, Mastercard and Discover credit cards — just not American Express. accepts Visa, Mastercard and Discover -- but NOT American Express credit cards accepts Visa, Mastercard and Discover credit cards reached out to Discover to ask whether the 5% bonus for wholesale clubs extends to online shopping and a representative confirmed that it does.

Here’s the fine print for the Discover offer, which cardholders must activate before using:

For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at and Wholesale Clubs from 10/1/18 (or the date on which you activate 5%, whichever is later) through 12/31/18 on up to $1,500 in purchases. purchases include those made through the checkout, including digital downloads, gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through’s marketplace. Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the logo and the smile logo are trademarks of Amazon or its Affiliates. Check with your Wholesale Club to make sure your Discover card is accepted. Certain Wholesale Club services, such as travel and cell phone purchases may not be eligible in this category. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

Don’t have a Discover card? Chase Freedom just announced its 5% cash back categories and wholesale clubs are also included. Get the details here. 

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