Have a Citi credit card in your wallet? You might be in for some big (bad) changes…


If you’re one of the millions of Americans who carry a Citi credit card, you might have gotten some bad news in your email inbox this week.

The bank has alerted cardholders of various Citi-issued cards that it will be discontinuing multiple consumer and travel benefits associated with those cards as of September 22, 2019.

Citi slashing multiple benefits across various cards

The perks that will be going away vary from card to card, according to Marketwatch, but include:

  • Worldwide Car Rental Insurance
  • Trip Cancellation & Interruption Protection
  • Worldwide Travel Accident Insurance
  • Trip Delay Protection
  • Baggage Delay Protection
  • Lost Baggage Protection
  • Medical Evacuation
  • Citi® Price Rewind
  • 90 Day Return Protection
  • Missed Event Ticket Protection
  • Roadside Assistance Dispatch Service
  • Travel & Emergency Assistance

Among the cards affected are:

  • Citi Prestige Card
  • Citi Premier Card
  • Citi Double Cash Card
  • Costco Anywhere Visa Card by Citi
  • Citi’s co-branded cards with American Airlines

Citi explained the changes in an email to Clark.com:

“Citi continuously evaluates our products to ensure that associated benefits best meet the needs of our customers. Due to sustained low usage, we will no longer offer select credit card benefits such as Citi Price Rewind and Trip Cancellation & Interruption Protection as of September 22, 2019 so that we can continue providing key benefits our customers use and value most at no additional cost.”

It’s unclear what the “key benefits” they’re referring to here are, as things like rental car coverage and Price Rewind are generally pretty highly sought-after perks.

We know many of you are particulary concerned about your co-branded Costco card and the benefits that are going away. Here’s what Citi told Clark.com:

“Effective September 22, 2019, Trip Cancellation & Interruption Protection and Citi Price Rewind will be discontinued and no longer provided to Costco cardmembers for purchases made on or after that date. Coverage for purchases made before that date will continue to be available, and cardmembers may continue to file for benefits in accordance with their current benefit terms.”


If these changes from Citi have you thinking about getting a new card to replace your lost perks, check out our best cards for shopping rewards and best cards for travel rewards.

But remember, money expert Clark Howard only wants you to use credit cards if you can manage them responsibly and pay them off in full every month before the due date!

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