Everyone likes to think they’re a good driver. But there’s new data indicating the best and worst drivers by state — and some of us are clearly delusional if we think we’re doing all right behind the wheel!
Michigan, Mississippi, Oklahoma have the best drivers, Maine has the worst
QuoteWizard.com recently took a look at the best and worst drivers across the country. The website, which focuses on quotes for auto and other insurance, analyzed more than 2 million data points from its databases and compared that info with fatality data from the Federal Highway Administration.
Special attention was paid to the following measures to determine the final rankings:
- Speeding tickets
So without further ado, here is QuoteWizard’s list of the Best and Worst Drivers by State.
Note: This is a countdown list, so #1 actually means a state has the worst drivers, while #50 indicates the best drivers in the nation.
- South Carolina
- North Dakota
- North Carolina
- New Hampshire
- New Jersey
- New Mexico
- New York
- South Dakota
- Rhode Island
- West Virginia
Analysis of the results
When looking at the data, naturally you’d expect residents of Maine — the state with the worst drivers — would pay some of the highest auto insurance rates. Likewise, you’d expect those who live in Michigan — the state with the best drivers — to pay some of the lowest rates.
Yet nothing could be further from the truth!
According to Insure.com, Michigan is the single most expensive state for a sample auto insurance policy ($2,738), while Maine was the cheapest state in the Union ($808).
You can see the full list of the most and least expensive states for auto insurance here.
The reality is that many auto insurers set rates not based on driving record, but on your street address and neighborhood you live in. That’s why it’s more important than ever to shop your auto insurance to get the best rate.
We’ve got a complete guide to the best and worst auto insurance companies to get you started.