Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals.

More posts by Michael Timmermann

More than 1,000 Target stores are getting a whole new look
More than 1,000 Target stores are getting a whole new look Shopping & Retail November 14th, 2018
Target has just opened nearly a dozen small-format stores across the country and plans to remodel more than 1,000 of…
This little pill bottle could explain Target’s troubles
This little pill bottle could explain Target’s troubles Shopping & Retail November 14th, 2018
Like many other retailers, Target is going through a rough patch as fewer shoppers choose to fill up their carts. Read…
Target is lowering prices on thousands of items
Target is lowering prices on thousands of items Shopping & Retail November 14th, 2018
Facing competition from online sellers like Amazon, Target has announced that it's lowering prices on thousands of items throughout the…
Target vs. Walmart price comparison: Which store is cheaper?
Target vs. Walmart price comparison: Which store is cheaper? News November 14th, 2018
In a retail world that Amazon seems to be taking over, Target and Walmart are doing whatever they can to…
Target store front
Target is making big changes to compete with Dollar Tree and Aldi Shopping & Retail November 14th, 2018
Target has just announced a new line of more than 70 everyday products that are priced to compete with discount stores…
Moto G6 Review: 3 things to know about the $250 Android smartphone
Moto G6 Review: 3 things to know about the $250 Android smartphone Mobile & Electronics November 12th, 2018
The best smartphones from brands like Apple and Samsung cost close to $1,000, but you don't need to spend all…
FreeUP Mobile: New service can cut your cell phone bill to $0!
FreeUP Mobile: New service can cut your cell phone bill to $0! Mobile & Electronics November 12th, 2018
There's a brand new wireless provider that may be able to help you lower or even eliminate your monthly cell…
Activate this Google feature to lower your cell phone bill
Activate this Google feature to lower your cell phone bill Mobile & Electronics November 12th, 2018
The "Big Four" wireless providers have been pushing unlimited data plans lately, but millions of cell phone users are still…
AT&T is eliminating an unlimited data plan benefit
AT&T is eliminating an unlimited data plan benefit Mobile & Electronics November 9th, 2018
AT&T is making changes to its unlimited data plans that will affect new customers. The wireless provider has been offering…
New $40/month unlimited cell phone plan runs on Verizon’s network
New $40/month unlimited cell phone plan runs on Verizon’s network Mobile & Electronics November 7th, 2018
If you're looking to lower your cell phone bill, how would you like an unlimited plan on Verizon's #1 wireless…
Total Wireless vs. Verizon speed test: Which is faster?
Total Wireless vs. Verizon speed test: Which is faster? Mobile & Electronics November 7th, 2018
If you're thinking about switching from Verizon to Total Wireless for a cheaper cell phone plan, you may be wondering…
Hulu is making changes to its live TV channel lineup
Hulu is making changes to its live TV channel lineup TV, Satellite & Cable November 5th, 2018
If you subscribe to Hulu with Live TV, there are changes to the channel lineup that you'll want to know…
Big changes coming to AT&T’s DirecTV Now streaming service
Big changes coming to AT&T’s DirecTV Now streaming service Mobile & Electronics November 1st, 2018
If you've been waiting on the sidelines while AT&T's DirecTV Now has been working out its kinks, your patience may finally…
How to improve the Wi-Fi signal throughout your home
How to improve the Wi-Fi signal throughout your home November 1st, 2018
Do you have trouble getting a fast and reliable Wi-Fi connection throughout your entire home? The problem could be with…
Discover just announced its 5% cash back bonus categories for 2019
Discover just announced its 5% cash back bonus categories for 2019 Credit Cards November 1st, 2018
If you have a Discover card in your wallet, you'll want to know about the cash back bonus categories for…
Two cheap hair loss treatment options for men that really work
Two cheap hair loss treatment options for men that really work Health October 31st, 2018
If you've started to notice a receding hairline or a thinning crown, you may be one of the millions of…
8 things you can do to improve your credit score
8 things you can do to improve your credit score Money & Credit October 29th, 2018
If you're interested in ways to improve your credit score, then you're probably aware of how important it is to have…
Travel alert: Take this extra step to find the best hotel deals online
Travel alert: Take this extra step to find the best hotel deals online Travel October 23rd, 2018
The next time you go to reserve a hotel room through Hotwire, Priceline or any other hotel booking website, beware…
The best live TV streaming services for NFL and college football season
The best live TV streaming services for NFL and college football season News October 23rd, 2018
If you want to give up traditional cable or satellite TV, you don't have to wait until football season is…
5 surprising clothing brands you can find at T.J. Maxx
5 surprising clothing brands you can find at T.J. Maxx Shopping & Retail October 23rd, 2018
If you like to wear name-brand clothing, you might as well buy it at a discount! There are great deals…
Traveling Verizon Wireless customers hit with hundreds in surprise fees
Traveling Verizon Wireless customers hit with hundreds in surprise fees Mobile & Electronics October 23rd, 2018
Verizon says its TravelPass program is an "economical way to stay connected while you travel," but some customers would beg…
No coupon at checkout? This simple trick will save you money!
No coupon at checkout? This simple trick will save you money! Deals & Savings October 22nd, 2018
Have you ever found yourself at your favorite online store's checkout without a coupon code to apply? Dozens of retailers will…
Job alert: Amazon is hiring and you can work from home
Job alert: Amazon is hiring and you can work from home Jobs October 22nd, 2018
UPDATE: As of March 26, this job is no longer available on Amazon's website. Want to work for Amazon? The…
This simple trick will clear your stuffy nose without medicine
This simple trick will clear your stuffy nose without medicine Health October 22nd, 2018
It seems like everyone is coming down with a cold this time of the year, which inevitably means a stuffy…
15 of the best Dollar Tree storage and organization ideas
15 of the best Dollar Tree storage and organization ideas Shopping & Retail October 22nd, 2018
If you want to get more organized around the house, cheap storage bins from discount stores like Dollar Tree can have a…
Cable TV vs. Streaming TV: Are YouTube TV, DirecTV Now and Sling TV really a better deal?
Cable TV vs. Streaming TV: Are YouTube TV, DirecTV Now and Sling TV really a better deal? TV, Satellite & Cable October 22nd, 2018
If you're paying more than $100 per month for traditional cable or satellite TV — which is about the national average —…
T-Mobile announcement: How the wireless provider is changing customer service
T-Mobile announcement: How the wireless provider is changing customer service Mobile & Electronics October 17th, 2018
T-Mobile has announced its latest "Un-carrier" move — and it's all about improving customer service. Speaking to a crowd in…
T-Mobile launches free 30-day network trial: What you need to know
T-Mobile launches free 30-day network trial: What you need to know Mobile & Electronics October 17th, 2018
T-Mobile has rolled out a new free trial program in select cities that lets people try its network for 30…
The one and only reason to have a ‘piece of trash’ debit card
The one and only reason to have a ‘piece of trash’ debit card Money & Credit October 16th, 2018
Pushed by the banks for years, debit cards have become a popular way to pay for everything from gas to…
How I lowered my cable and internet bill 3 times this year
How I lowered my cable and internet bill 3 times this year Mobile & Electronics October 16th, 2018
If you think you're paying too much for cable and internet service, there's a new tool that may be able…