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Deacon Hayes

Deacon Hayes is the founder of WellKeptWallet.com which helps people get out of debt in a short period of time. Follow him on Twitter.

4 debts you might want to consider refinancing other than your mortgage
4 debts you might want to consider refinancing other than your mortgage Money & Credit September 7, 2017
Financial experts often tout refinancing and consolidation as a great way to help pay off debt, but is refinancing your…
How to get out of debt in 5 simple steps
How to get out of debt in 5 simple steps Money & Credit August 29, 2017
Being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan,…
Why co-signing a loan can be bad on almost every financial level
Why co-signing a loan can be bad on almost every financial level Money & Credit August 18, 2017
It happens to many financially responsible people at some time or another: A friend or family member asks them to…
How to invest using peer-to-peer lending
How to invest using peer-to-peer lending Money & Credit August 14, 2017
One of the more popular ways to invest these day is through peer-to-peer lending. Many borrowers are avoiding traditional bank…
7 ways to save money on a low income
7 ways to save money on a low income Money & Credit April 13, 2017
Saving money when your income is in the six-digit range is easy, but how does one go about saving money…
credit card in hand
4 things to consider before canceling a credit card with an annual fee Money & Credit March 31, 2017
Thinking about canceling that credit card just because they charge you an annual fee? You might want to hold off…
SoFi review: Here’s what this unique lender can do for you
SoFi review: Here’s what this unique lender can do for you Money & Credit March 24, 2017
One of the hot newer companies on the lending and investing scene today is SoFi. SoFi only launched in 2011,…
What are the cheapest plans for an iPhone?
What are the cheapest plans for an iPhone? Mobile & Electronics March 9, 2017
Getting the cheapest iPhone plan isn’t only about getting a great deal on your phone – but there’s also the…
6 tips to help you get ready for filing taxes
6 tips to help you get ready for filing taxes Money & Credit February 10, 2017
The IRS started formally accepting tax returns on January 23. We all know tax filing season can be stressful. But…
Top 4 online budgeting tools to better manage your money
Top 4 online budgeting tools to better manage your money Money & Credit January 28, 2017
Most every personal finance expert will tell you that using a budget is a key component of making your money…
How we paid off $52,000 of debt in 18 months
How we paid off $52,000 of debt in 18 months Money & Credit January 9, 2017
When my wife Kim and I got married, we combined our finances. For a few months we lived the “normal”…
5 ways to build your own website on the cheap
5 ways to build your own website on the cheap Business & Entrepreneurs December 30, 2016
Whether you’re interested in giving blogging a try or want to start your own business, your website will be a…
Zero-based budgeting: Your key to financial empowerment in 2017
Zero-based budgeting: Your key to financial empowerment in 2017 Money & Credit December 20, 2016
Many people shy away from budgeting. They view it as a restriction on how they can spend their money, but…
5 ways to spot Facebook contest scams
5 ways to spot Facebook contest scams Scams & Rip-Offs December 12, 2016
With the ever-increasing popularity of Facebook for personal, community and business sites, there’s been an uptick in the number of…
Why you need an automatic investment plan
Why you need an automatic investment plan Money & Credit November 28, 2016
Many people want to create wealth for themselves and their families but are avoiding the step of creating an investment…
How to lease a home with an option to purchase
How to lease a home with an option to purchase Homes & Real Estate November 23, 2016
Have you ever thought about how to lease a home with an option to purchase? This might be a solid…
Do I need car rental insurance?
Do I need car rental insurance? Insurance November 22, 2016
Most everyone needs to rent a car at some time or another. Renting the car is the easy part; deciding…
7 ways to turn saving money into a game
7 ways to turn saving money into a game Money & Credit November 21, 2016
Are you working to save money to get out of debt, to retire early or to take your dream vacation?…
Is rent-to-own a scam?
Is rent-to-own a scam? Shopping & Retail November 18, 2016
The holiday season is here and so are an influx of rent-to-own company ads promising hot items at nearly unbelievably…
Should you use budget billing for your utilities?
Should you use budget billing for your utilities? Money & Credit October 21, 2016
Many companies are offering budget billing as an option for paying home utility bills, but is budget billing a wise…
10 amazingly cheap Halloween costume ideas
10 amazingly cheap Halloween costume ideas Life October 14, 2016
Halloween can be expensive. According to the National Retail Federation, Americans spent $1.2 billion on adult costumes, $950 million on…
4 reasons to buy a car with cash
4 reasons to buy a car with cash Cars September 26, 2016
With today’s historically low interest rates, more and more people are financing their vehicle purchases. Car expert Edmunds reported that…
Should you refinance your home to pay off your credit card debt?
Should you refinance your home to pay off your credit card debt? Money & Credit September 20, 2016
When you’re struggling with debt, it’s easy to go for the solution that will bring you the quickest relief. Many…
Refinancing vs. consolidating your consumer debt: Which is better?
Refinancing vs. consolidating your consumer debt: Which is better? Money & Credit September 9, 2016
When you’ve decided it’s time to pay off your consumer debt once and for all, planning is key. It’s a…
The long-term cost of not paying off your credit cards
The long-term cost of not paying off your credit cards Money & Credit August 19, 2016
In today’s world where credit card companies are pros at touting the benefits of having and using credit cards, it’s…
Are cash back credit cards worth it?
Are cash back credit cards worth it? Money & Credit August 19, 2016
Many credit card companies today are wooing potential customers with offers of hundreds and even thousands of dollars in cash…
Why you should start saving for Christmas now
Why you should start saving for Christmas now Money & Credit August 11, 2016
Christmas may be over four months away, but now is the perfect time to start planning and saving for your…
Can you pay a credit card with another credit card?
Can you pay a credit card with another credit card? Money & Credit August 5, 2016
Whether you’re short on cash or hoping to take advantage of bonus points, it may seem at times to be…
How to improve your credit after a foreclosure
How to improve your credit after a foreclosure Money & Credit June 30, 2016
Losing a home due to foreclosure can leave a heavy mark on your credit record, however, there are things that…
How to catch up when you fall behind on bills
How to catch up when you fall behind on bills Money & Credit June 25, 2016
In today’s society where nearly a third of Americans are living paycheck-to-paycheck, it’s easier than one would think to fall…