Andy Prescott

Andy Prescott is a CPA and the author of ArtOfBeingCheap.com, a website he describes as an instruction manual to saving money. Andy enjoys spending time with his family, travel, and finding new and exciting ways to pay less for stuff.

Is a biweekly mortgage plan a good idea?
Is a biweekly mortgage plan a good idea? Featured Story August 2, 2017
On the Clark Howard Show a couple of years ago, a listener called in to ask if a biweekly mortgage…
The easy way to pay off your credit card debt in a quarter of the time
The easy way to pay off your credit card debt in a quarter of the time Money & Credit September 20, 2016
On a recent radio show, Clark discussed the Eisenson method for paying off debt where someone in credit card debt…
Early occupancy agreements: How to handle this real estate curveball
Early occupancy agreements: How to handle this real estate curveball Homes & Real Estate September 9, 2016
Recently my family found itself in the not uncommon position of having the house we were selling close before we…
Why paying off PMI should be a top financial priority
Why paying off PMI should be a top financial priority Homes & Real Estate March 30, 2016
Private mortgage insurance (PMI) can be a good thing when you are trying to get a mortgage, but once you…
Not even NFL experts can make money betting on football
Not even NFL experts can make money betting on football Money & Credit February 1, 2016
The Super Bowl is this Sunday and it is the biggest gambling event of the year. But before you put…
How a 19 year old got a credit score of 820
How a 19 year old got a credit score of 820 Money & Credit December 17, 2015
When I came across a 19-year-old kid with a huge credit score, I learned just how easy it is for…
Will LED Christmas lights save you money?
Will LED Christmas lights save you money? Homes & Real Estate December 1, 2015
I stopped by my local hardware store a few weeks ago to pick up some Christmas lights to hang around…
No, the average person does not save $500 when they get an insurance quote!
No, the average person does not save $500 when they get an insurance quote! Insurance December 1, 2015
In a popular commercial I am sure most of you have seen, one insurance company claims customers who switch to…
The way to get paid for surveys that isn’t a scam
The way to get paid for surveys that isn’t a scam Jobs & Military September 25, 2015
Anybody who has ever searched for a work from home job has undoubtedly seen offers to get paid for taking…
4 bank fees that should be avoided at all costs
4 bank fees that should be avoided at all costs Money & Credit September 22, 2015
Do you get what you pay for?  Not always.  There are plenty of people in the banking industry trying to…
Does freezing an EMV credit card destroy it?
Does freezing an EMV credit card destroy it? Money & Credit July 16, 2015
A recent caller to the Clark's radio show had a great question, but I found Clark's answer to be a…
5 Free or Cheap Tips for Finding a Job
5 Free or Cheap Tips for Finding a Job Jobs & Military June 25, 2015
Looking for a job can be a cruel, disheartening process. I know because I recently went through it. I spent…
Billcutterz: Can they really lower your bills for you?
Billcutterz: Can they really lower your bills for you? Money & Credit June 22, 2015
You may have heard before that you can get many monthly bills such as cable television and Internet service lowered…
The Truth About the Cost of Escrow Payments
The Truth About the Cost of Escrow Payments Homes & Real Estate June 3, 2015
Ever since I bought my first house, the concept of escrow payments has always seemed unfair to me.  Many banks…
Think Twice Before Taking Out a 401(k) Loan
Think Twice Before Taking Out a 401(k) Loan Money & Credit March 31, 2015
Three years ago I was purchasing a house and ended up taking out a 401(k) loan. At first glance, 401(k)…
How much “It’s only $5” really costs you over time
How much “It’s only $5” really costs you over time Money & Credit March 28, 2015
The everyday purchases we make of five or ten dollars may not seem significant, but when repeated day after day…
Is the Dollar Menu Really the Best Value at McDonalds?
Is the Dollar Menu Really the Best Value at McDonalds? Deals & Savings February 24, 2015
On a recent family trip, I found myself having lunch at a McDonalds, even though I know it’s not very…
Does Aldi Save You as Much Money as They Claim?
Does Aldi Save You as Much Money as They Claim? Shopping & Retail October 23, 2014
When it comes to grocery shopping, is Aldi really as cheap as they claim to be?I recently received this advertisement…
Save Big Buying a New Car with Hail Damage
Save Big Buying a New Car with Hail Damage Cars September 19, 2014
Everybody loves having a new car.  For one thing, they are new and shiny and pretty with no cosmetic flaws. …
How Much Is That Home Printer Actually Costing You?
How Much Is That Home Printer Actually Costing You? Mobile & Electronics July 8, 2014
For almost as long as there have been home computers there has been the belief that you needed a printer…
Avoiding Airline Baggage Fees Is Easier Than You Think
Avoiding Airline Baggage Fees Is Easier Than You Think Travel June 20, 2014
Do you know what I hate? Airline baggage fees! I think they are a sneaky way for airlines to get…