Latest Money & Credit

Chase bank
Best Chase Credit Cards: Top Picks for 2024 Credit Cards March 28th, 2024
When it comes to picking credit cards, not all card issuers are created equal. From small local credit unions to…
Man fixing a clothes washer
7 Emergency Expenses and How Much To Budget for Them Money & Credit March 28th, 2024
An unexpected financial hit can take a chunk out of your budget, including your savings. From a financial perspective, preparing…
Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement March 26th, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
Clark.com ranks the best online banks, taking free checking and high-interest savings accounts into consideration.
Best Online Banks: Free Checking and High-Interest Savings Accounts Online Banking March 26th, 2024
The best online banks charge you fewer fees and pay you more interest. If you don't mind doing your banking…
Best high-yield savings accounts
16 of the Best High-Yield Online Savings Accounts in March 2024 Banks & Banking March 26th, 2024
The best savings accounts help you grow your money safely. But the interest rate you can earn varies depending on…
Woman withdrawing money out of an ATM
This Mistake at the ATM Could Be Costing You More Than $240 a Year Banks & Banking March 26th, 2024
Doing a transaction at an out-of-network ATM is costing Americans an average of $4.73, which is more than it ever…
How Much Money Do I Need in My Emergency Fund?
How Much Money Do I Need in My Emergency Fund? Money & Credit March 25th, 2024
Building and maintaining an emergency fund is a basic financial building block. But how much money do you need in…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement March 25th, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
Ask Clark Howard and Team Clark
I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement March 25th, 2024
The more money you have, the more that security matters. It's an almost universal truth. High-net-worth individuals are smart to…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement March 25th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
Ask Clark Howard and Team Clark
Can a Credit Bureau Share My Personal Information, Including My Social Security Number? Money & Credit March 25th, 2024
A long history of data breaches and other hacks means that, for most of us, our personal information is out…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement March 25th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
Ask Clark Howard and Team Clark
Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
Ask Clark Howard and Team Clark
Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
financial checklist
Clark Howard’s 5-Point Annual Checklist You Should Follow Money & Credit March 20th, 2024
One thing doctors typically recommend is an annual checkup once a year. Like a financial physician, money expert Clark Howard…
Ask Clark Howard and Team Clark
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Ask Clark Howard and Team Clark
What Currency Is a Good U.S. Dollar Alternative If the Debt Crisis Causes a Problem? Money & Credit March 15th, 2024
When it comes to issues such as the future of the U.S. economy, reality often is more nuanced and complex…
Here are the best free checking accounts in 2020 according to Clark.com.
10 Best Free Checking Accounts in March 2024 Banks & Banking March 15th, 2024
The best checking accounts in 2024 are free, and most offer perks to their customers. If you're looking for a…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
shredded letters and other mail
12 Ways You May Be Exposing Yourself to Fraud Money & Credit March 12th, 2024
The things you do every day — from swiping a debit card to simply using your smartphone — can increase…
Ask Clark Howard and Team Clark
What Should I Do With My 401(k) at My Old Company? Investing & Retirement March 11th, 2024
You're contributing to a 401(k) account and even getting a company match. As years go by, your balance goes up.…
Ask Clark Howard and Team Clark
What’s the Best Way To Send Money Overseas? Money & Credit March 8th, 2024
It's pretty easy to transfer money within the United States now. Especially if both parties hold bank accounts. But what…
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years
Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Investing & Retirement March 8th, 2024
You're making a major purchase in the future. Perhaps you're saving to buy a house or a car, pay for…
Ask Clark Howard and Team Clark
Should I Put Extra Cash Toward a 6.7% Auto Loan or My Emergency Fund? Money & Credit March 7th, 2024
It's tax season. Some will be getting significant tax refunds (and perhaps need to look at adjusting their withholdings). Others…
Money Under Mattress
How Much Cash Should You Keep at Home in Case of Emergency? Money & Credit March 5th, 2024
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
tax refund money
Where You Should Never Put Your Tax Refund Taxes March 1st, 2024
Tax season is one of the most anticipated times of the year – if you’re getting a tax refund. How…
safe deposit box
Is a Safe Deposit Box Really Safe? Banks & Banking February 28th, 2024
Protecting your money and valuables is a priority. Many people choose to do that by renting a safe deposit box.…
rent to own
Is Rent-To-Own a Scam and Is It Worth It? Money & Credit February 27th, 2024
Buying products that you need can be expensive, which is why many may choose to rent them. One method that…
7 Most Common Financial Regrets
7 Most Common Financial Regrets Money & Credit February 27th, 2024
Unless you're a fictional character, you're likely to have a few financial regrets in your life. Hopefully, they can be…
retirement savings nest eggs
How Much Should You Have Saved for Retirement by Now? Money & Credit February 26th, 2024
Much has been made about Americans and their savings habits over the years. Depending on your age, you may be…