Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
Medicare Advantage plans
Clark Howard: Why I Think Medicare Advantage Plans Stink Health Insurance October 19th, 2022
If you're approaching your 65th birthday, you may be shocked by how many solicitations you're getting from Medicare Advantage plans.…
These Are the Most and Least Expensive Places To Rent a Car
These Are the Most and Least Expensive Places To Rent a Car Cars September 23rd, 2022
If you do a lot of traveling, you know that the cost of renting a car can vary drastically, depending…
What Is Group Term Life Insurance?
What Is Group Term Life Insurance? Insurance September 20th, 2022
You just got hired and your company is offering you group term life insurance. That sounds good. But what is…
What Happens to Your Policy if a Life Insurance Company Goes Out of Business?
What Happens to Your Policy if a Life Insurance Company Goes Out of Business? Insurance September 6th, 2022
What happens when a life insurance company goes bankrupt? Considering the typical benefit is low six-figures to several million, it’s…
Ethos life insurance logo on laptop computer
Ethos Life Insurance Review: What To Know Before Getting a Quote Life Insurance August 22nd, 2022
Looking for a simple way to purchase term life insurance? Ethos offers life insurance products with an easy online quote…
Our Health IQ review will explain how the company offers lower life insurance rates to healthy individuals.
Health IQ Review: What Is It and How Does It Work? Life Insurance August 22nd, 2022
Health IQ is an insurance broker that markets to people who make healthy choices by offering them cheaper term life…
4 Insurance Policies You Actually Need (and 6 You Don’t)
4 Insurance Policies You Actually Need (and 6 You Don’t) Insurance August 18th, 2022
Getting bombarded by insurance advertisements can be considered a right of passage. Newborns, seniors, cars, houses, vacations, weddings, cell phones,…
What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Longevity Insurance: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It? Insurance August 8th, 2022
The thought of living past the age of 85 can be both exciting and terrifying. It certainly evokes questions. How…
Is Return of Premium Life Insurance Worth It?
Is Return of Premium Life Insurance Worth It? Insurance July 26th, 2022
Term life insurance creates a morbid conundrum: Live through the policy term, and you get nothing after paying premiums for…
Lemonade Insurance review: How does it work, how much does it cost and more.
Lemonade Insurance Review: How It Works, Coverage Options Car Insurance July 20th, 2022
Lemonade isn't just a sweet drink that's perfect for summer. It's also the name of a relatively new insurance company…
We'll explain the differences between the four types of term life insurance companies.
4 Types of Term Life Insurance Companies Explained Life Insurance July 20th, 2022
Gaining access to more tools and options is great for you as a consumer. When it comes to shopping for…
Clark.com explains what supplemental life insurance is and how it works.
What Is Supplemental Insurance and Should You Buy It? Insurance July 19th, 2022
When you hear the Aflac duck quack, the term “supplemental insurance” may well come to mind. But what is it,…
How to Buy Term Life Insurance
How To Buy Term Life Insurance in 7 Easy Steps Life Insurance July 18th, 2022
If people depend on you financially, you probably need to buy term life insurance. In this article, I’ll teach you…
Bestow Life Insurance Review
Bestow Life Insurance Review: Pros and Cons Life Insurance June 17th, 2022
Bestow's claim to fame is that it offers term life insurance with no medical exam — ever. It's among several…
Policygenius Life Insurance Review: What To Know Before Getting Quotes
Policygenius Life Insurance Review: What To Know Before Getting Quotes Insurance June 2nd, 2022
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
Aflac focuses on supplemental life insurance.
Aflac Insurance Review: What It Is and How It Works Insurance June 2nd, 2022
Aflac's ubiquitous duck mascot is fun to imitate. But what insurance does Aflac sell, and do you really need it?…
no medical exam life insurance
How to Get Term Life Insurance With No Medical Exam Insurance May 15th, 2022
You can get life insurance with no medical exam. If that’s appealing to you, make sure you understand how these…
renters insurance written on umbrella in front of house
Best Renters Insurance Companies and Ones To Avoid Insurance May 13th, 2022
Looking for the best renters insurance companies? There’s no shortage of insurers selling this inexpensive — yet very important —…
Disability insurance
What Is Disability Insurance and How Does It Work? Insurance May 13th, 2022
Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would…
Term life vs. whole life insurance is an easy choice once you understand the differences.
Term Life vs. Whole Life Insurance: Understanding the Difference Life Insurance May 13th, 2022
Buying life insurance sounds like a complicated decision, but most people can start shopping by making a simple comparison: term…
Your Credit Score May Help Lower Your Auto and Home Insurance
Your Credit Score May Help Lower Your Auto and Home Insurance Insurance March 28th, 2022
I RECENTLY STUMBLEDon a way to save a significant sum on my home and auto insurance. While I knew that…
Haven Life offers a variety of term life insurance products where you shop entirely only and typically don't need a medical exam to get a policy.
Haven Life Insurance Agency Review: How It Works Life Insurance March 7th, 2022
Editor's note: Haven Life is no longer accepting new applications. Read our guide to the best term life insurance companies…
The FSA spending rules may be different in 2021. Depending on your company, you may be able to roll over all your FSA funds into the new year.
Why You May Not Need To Spend Your Entire FSA This Year Health Insurance December 20th, 2021
If you walk into a retail pharmacy chain, you may be convinced that you have to spend every dollar you…
Ask Clark money column
Should I Dump Out of My Bad Annuity Early? Insurance December 15th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Cancel My…
A document breaks down the coverages and cost of a Basic Term Life and Accidental Death Insurance policy.
How To Locate a Lost Life Insurance Policy Life Insurance August 22nd, 2021
Losing a life insurance policy is a common thing. In fact, millions of dollars go unclaimed every year, and the…
free COBRA health insurance
Free COBRA Health Insurance: 3 Things To Know Health Insurance March 18th, 2021
If you’ve lost your job recently, your main concern besides finding a new one might be the loss of your…
Take a video of your home's possessions
How Your Phone’s Camera Can Save You a Headache With Your Insurer Insurance August 7th, 2020
If something ever gets lost, stolen or burned at your home, how do you prove it to your insurance company?…
Coverhound: 5 Things to Know Before Getting a Quote
Coverhound: 5 Things to Know Before Getting a Quote Insurance April 27th, 2020
Most people understandably don't like shopping for insurance. But Coverhound makes it easy to quickly enter your info and get…