Clark Show Notes

Advertisement

The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:


SURVEY SAYS:

1. Poll reveals fear of travel in self-driving cars – Fear not. Once you get used to it, you can’t go back.

2. These are the best and worst states to live in, according to new report – Number 1: Massachusetts
These are the 20 best places to live in America | Clark Howard

3.Washingtonpost.com-More evidence that we need to stop sitting so much — especially men
Sitting too much can contribute to chronic illness. Stand in the place where you live / work.

Mentioned on the Clark Howard Show:

Wednesday March 29
BEWARE Non-traditional IRA’s  
Warning – new impostor scam calls target healthcare
Stop unwanted texts & cell phone spam
Netflix is changing the movie industry
Guidance for finding the best care for your aging loved one
Aging Network Services: Parent Care Providers — Pioneers in Elderly Care Management in Greater Washington DC
Home || Aging Life Care Association                              Senior Planning | Clark Howard

On the Calls:
Designated Chromebook for financials only –
5 ways to stay safe when doing online banking | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Top 25 work-from-home companies for 2017 | Clark Howard
Tips for first-time homebuyers | Clark Howard
Credit freeze and thaw guide | Clark Howard
How to shop for a home security system | Clark Howard

The Magic Kingdom raises the cost of admission again! | Clark Howard
How To Save Money on Disney | Clark Howard
Walt Disney World (Orlando, FL): Top Tips Before You Go – TripAdvisor
Car rentals: What you need to know before you drive off the lot | Clark Howard
These are the most and least expensive places to rent a car | Clark Howard
Pet insurance: Is it worth it? | Clark Howard
Investment Guide | Clark Howard
How to invest using peer-to-peer lending | Clark Howard
Technology | Online Banking | Clark Howard

Tuesday March 28
Is someone stealing your mail? There’s a new way to find out | Clark Howard
The ClarkRageous ‘pink tax’ penalizing women
Shop healthcare labs and procedures: Amino  and HealthBluebook
   Shopping around for MRIs, CT scans, mammograms and blood work can save big bucks | Clark Howard
   These are the most and least expensive states to have an MRI | Clark Howard
What car buyers need to know about today’s market
In praise of electronic payment platforms – Venmo & SquareCash

On the Calls:
7 good reasons to shop for car insurance in 2017 | Clark Howard
   Clark.com- 2 insurers that offer low prices and great service
                     J.D. POWER Insurance Ratings
Request for Repairs to Rental Property | Clark Howard
Want to buy a rental property? Read this first | Clark Howard
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
About the Housing Choice Vouchers Program – HUD
Save for your retirement before saving for your child’s education
Best 529 plans to help pay for college | Clark Howard

These makes are discussed: Test drive to decide.
The New Ioniq – One Car Three Options | Hyundai USA
2017 Bolt EV: All-Electric Vehicle | Chevrolet
Car Prices & Inventory | Savings on New & Used Cars | TrueCar
Free ways to transfer money within the U.S. and overseas | Clark Howard
Charles Schwab Cards from American Express | Charles Schwab
What happens if I work and get Social Security retirement benefits?
When’s the best time to take Social Security? Here’s how to find out… | Clark Howard
How to get the maximum Social Security check | Clark Howard
IRS.gov – Roth IRAs      –      Free File: Do Your Federal Taxes for Free
Warning: IRS scammers sending fake notices through the mail to steal your money | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
Credit freeze and thaw guide | Clark Howard

Monday March 27
The healthcare bill failure, the stock market and an approach to reform
Credit bureau charges for what you can get free:  ClarkRageous
A United Airlines dress code media storm takes off  – The take away
Robots, automation and jobs – the big picture
Washington is putting your privacy up for grabs, undoing FCC regulations

On the Calls:
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
How to easily organize all your files and keep them safe | Clark Howard
I’m new to this. Can I sell or buy stock by myself? | Investopedia
   Avoid message boards pushing stocks in individual companies.
Read the 10-Q’s on a company before investing there. – SEC Form 10-Q Definition | Investopedia
Warren Buffett’s Annual Shareholder Letter for 2017 (BRK.A, AAPL) | Investopedia
Be wary of proprietary trading schools – NOT recommended. Start with a core total stock market index fund
Clark.com – Buying-individual-stock-picks-vs-index-funds Clark.com-
How to choose the best credit card for college students.

GoodRx vs. LowestMed: Which app saves you the most money on prescription drugs? | Clark Howard
Prescription Plan Guide | Clark Howard
The US is subsidizing 100% of R&D taking place world-wide for prescription meds. Not OK.
Privacy concerns applying for FAFSA –  Risk benefit assessment comes out in favor of applying for most.
Investopedia.com-What is an ‘Annual Percentage Rate – APR’
Buying a home? 15 ways to shop for the lowest mortgage rates | Clark Howard

Friday March 24
Wellness buildings are on the rise
Restaurants sneaking in labor surcharges
Vacation season nears: 6 Car rental rip-offs and how to avoid them
Clark answers his critics on ‘Clark Stinks’
The X plan – providing an easy out for teens in social trouble

On the Calls:
Clark.com-Buying a car on eBay: Financially sound or insane?
Car sold on eBay. Don’t accept a certified or cashier’s check. These are easily counterfeited. Wire transfer is more secure.
Can meet buyer at your bank to sign the title over. Bank can facilitate money transfer.
Each party signs a 2 part bill of sale with date, VIN, vehicle description, buyer & seller names and address
5 things you need to know after any data breach | Clark Howard
Credit freeze and thaw guide | Clark Howard
Umbrella Personal Liability Policy Definition | Investopedia
Nerdwallet.com-What Drivers Need to Know About Non-Owner Car Insurance
Mortgage Refinance Guide | Clark Howard
Clark.com – 10 best places to get eyeglasses

Best ways to improve your credit score | Clark Howard
How to handle wrongful debt collection | Clark Howard
Know your rights with debt collectors | Clark Howard
Travel agency books a property through a wholesale broker. Misery ensues.
Sit down with the travel agency owner to see if they can get concessions from the wholesaler.
Be specific and reasonable.
RENTER’S INSURANCE Search | Clark Howard

Thursday March 23 
The massive debt danger for parents of college students
ClarkRageous hazing: 24-hour shifts will make hospitals more dangerous
Special rules for real estate investors – the short-term rental risk
ClarkSmart advice for successful interviewing
Pandora Premium – Music is becoming a better deal

On the Calls:
Thrift Savings Plan: Home for federal workers and military- Excellent.
Investment Guide | Clark Howard
Know your rights with debt collectors | Clark Howard
Are Return-Of-Premium Riders Worth It? | Investopedia – Not practical for most.
Only a small % keep a policy in place for 30 years, meaning you’ve paid extra for no benefit.
LIFE INSURANCE Search | Clark Howard
When You Should Take the Lump Sum Over the Pension | Clark Howard
Best Providers of Immediate Payout Annuities | Clark Howard
Putting a lump sum payout into an immediate annuity – run the numbers.
Understanding Default | Federal Student Aid
The Truth About the Cost of Escrow Payments | Clark Howard

Credit freeze and thaw guide | Clark Howard
Travel Booking and Planning Guide | Clark Howard
Manufacturer’s Suggested Retail Price – MSRP
HOW TO BUY A CAR Search | Clark Howard
Employment & Military | Employment Trends & Job Market | Clark Howard
Large companies with online apps require social security numbers for job applications. Unfortunate and wrong.
Don’t give your Social Security number at these places! | Clark Howard
The best way to file a complaint against your bank | Clark Howard
Consumer Financial Protection Bureau
Term vs whole life insurance: Generally, keep whole life after 12 to 15 years
EvaluateLifeInsurance.org
Beware of Google Chrome scam that will infect your device with malware | Clark Howard
Beware of this Gmail scam that’s tricking people into handing over their info to criminals | Clark Howard
Wednesday March 22
‘Over-the-top skinny bundles’ – the new cheaper way to get TV
Beware ClarkRageous claims about herbal remedies and dietary supplements
2017 data breaches and credit freeze
What you don’t know about air duct cleaning can hurt you | Clark Howard
Smartphone use to access ATMs

On the Calls:
MARRIAGE & MONEY Search | Clark Howard
The best reward credit cards | Clark Howard
3 credit cards with no balance transfer fees and low interest rates | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
Investment Guide | Clark Howard

529 Able Accounts – Irc Section 529a  –   Irrevocable Life Insurance Trust – CFP | Investopedia
AcornsClark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
4 types of ultimate money-savers: Are you one of them? | Clark Howard
What you need to know about donating your used vehicle to charity | Clark Howard
Tuesday March 21
Clark’s take on the airline electronics ban
IRS warns of phishing emails supposedly from your tax software provider | Clark Howard
RIP OFF ALERT –  DON’T dare to be rich on cryptocurrencies
Vehicle subscription services will influence the future of driving
Google Family Link – Home. – A new, FREE service to help keep kids safe online

On the Calls:
Best 529 plans to help pay for college | Clark Howard
Clark Deals – Sam’s Club
The best reward credit cards | Clark Howard

Pay bills with reward credit cards? Yes if you pay the cards in full monthly.
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
How to easily organize all your files and keep them safe | Clark Howard

STUDENT LOAN Search | Clark Howard
BUSINESS LOANS Search | Clark Howard
These cars have lasted 200,000 miles and counting | Clark Howard
Identity Theft Guide | Clark Howard
Investment Guide | Clark Howard
How to find a fee-only financial planner | Clark Howard
Partner with a Vanguard advisor | Vanguard
Fidelity Wealth Advisor Solutions
Schwab Advisor Network | Local Investment Advisors | Charles Schwab

Monday March 20
These restaurant chains offer the best rewards programs
Clark exposes a pharmacy rip off when filling prescriptions
Streamloan app simplifies the mortgage application process
If you skip the fine print in loan contracts, don’t skip 4 ClarkSmart rules
Great news on the oil front for your wallet, and for the nation

On the Calls:
When You Should Take the Lump Sum Over the Pension | Clark …
How to Score a Deal on a Cruise 
How to buy a used car – Clark.com
How to get out of debt in 5 simple steps | Clark Howard
USAA Search- Clark.com​
Best 529 plans to help pay for college | Clark Howard

Project Fi: Google’s New $20/month Cell Service | Clark Howard
Roth vs. Traditional 401(k): Which is Right For You? | Clark Howard
EARLY RETIREMENT Search | Clark Howard
iRule: The Ultimate Remote Control for iOS & Android Devices
Publisher’s Clearing House (PCH) gets commissions from magazines sales. Legit.
You don’t have to pay to enter the sweepstakes. CAUTION – many scammers trade on their name.
Go with as much UM (uninsured motorist) coverage as you can afford. To lower premiums, take a higher deductible.
10 Summer Driving Hazards and Your Car Insurance | Clark Howard
AUTO INSURANCE Search – Clark.com​
Life Insurance      –    EvaluateLifeInsurance.org
Study: It’s better to save for retirement versus pay down your student loan | Clark Howard

Friday March 17
Flying COW from AT&T – New technology secures communications during emergencies
ClarkRageous imposter scams come in many forms – VERIFY before you spill your info
Consumer Reports’ most reliable used cars. Strategies for buying the best used car for your money
   The most and least reliable used car brands | Clark Howard
4 ways to get a free VIN report | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Accident rates are up. Insurance rates to follow.
   7 good reasons to shop for car insurance in 2017 | Clark Howard
Auto insurance: How to shop for a new policy in 2017 | Clark HowardOn the Calls:
Selling antiques: To cut out the middle man, take detailed photographs to antique malls / events
and meet vendors selling equivalent pieces. Become your own marketer.
Get quotes from multiple dealers to get an idea of fair value…
Best 529 plans to help pay for college | Clark Howard
Identity Theft Guide | Clark Howard
Lost wallet: Pull credit reports: Annual Credit Report.com
Monitor – Free Credit Monitoring | Credit Karma
Buy or rent? The new view of the American Dream | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
Clark’s TV bundle will cut your cable or satellite bill in half! | Clark Howard
#1 Internet Phone Service | Ooma VoIP Phone for Home & Business
Find the best interest rates for a mortgage or refinance | Clark Howard
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
Clark.com – The best banks are not banks at allIn most places high speed internet must come from phone or cable monopolies.
A phone company may sell you internet only for around $20 a month. Push for the no-frills package.
$30 per month from a cable company for internet ONLY may provide a faster connection
High school students nominated by teachers for summer conferences / congress in DC,  Boston etc. are not scams per say.
Some are schemes. RESEARCH: Following a preliminary search, put in the name of the conference, plus the word ‘ripoff’.
Ask the teachers how they came to knowledge of the event.
Call a university department head of the field in question to inquire further.
How to get out of debt in 5 simple steps | Clark Howard
5 great reasons not to borrow from your 401(k) | Clark Howard
Borrowing from your 401(k) could cost you! | Clark HowardThursday March 16
The rebirth of the funeral industry is creating new, more affordable options  
CLARKRAGE:   Another reason not to use a piece-of-trash fake Visa/MC debit card
Bluetooth hacking at the checkout line
Antibiotic abuse – the cure is us  
Life Insurance companies have been caught holding the bag, and it’s full of beneficiaries’ money
GPS Tracking: One way to get a more affordable auto loan when your credit’s not the best.On the Calls:
Buying a car with a credit card to get rewards: Dealer will cap it at $5,000 to limit processing fees.
How to buy a used car | Clark Howard
SELLING A HOME Search | Clark Howard
Save money on your next mortgage or refinance | Clark Howard
Clark.com- 9 cheaper alternatives to cable or satellite TV
UNLIMITED DATA Search | Clark Howard
Homeowners buying clubs – NOT recommended  ​
Cold or silver coin purchases – NOT recommended.
Clark.com/ How to add gold to your portfolioHow to qualify for student loan forgiveness | Clark Howard
Student Loan Guide | Clark Howard
4 smart strategies to pay off credit card debt | Clark Howard
How to choose and switch to a better bank for you | Clark Howard
Should you close that paid-off credit card? | Clark Howard
Credit Score Guide | Clark Howard
Frequent flyer miles are fool’s gold
Sling TV – Watch Live TV Programming Any Time and Anywhere
The “Clark Smart” steps for buying a new car | Clark Howard
Car Buyers Beware of Added Glass Etching Fee – AARP
How to dispute an error on your credit report and win | Clark Howard
How to dispute mistakes on your credit report | Clark HowardWednesday March 15
2 major breakthroughs: Laboratory chicken and 3-D knee replacements.
Sizzling Deals:Lenovo Ideapad 110 15.6? laptop with TB Hard Drive and Windows 10 for $180 | Clark Deals
                            Unlocked Moto G Plus 64GB 4th gen smartphone for $250 | Clark Deals
Merchants tracking your every move – with your smartphone as the gateway
Third party extended car warranties – Junk mail
How the Fed rate hike will impact you and your wallet | Clark Howard

On the Calls:
Your Guide to Medical Breaches: Anthem, Premera, and CareFirst | Clark Howard
5 things you need to know after any data breach | Clark Howard
Protect your child from identity theft | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Radon | US EPA
The Able Act and What it Means for Your 529 Plan
How to shop for term life insurance | Clark Howard

Seniors and veterans don’t get discounts for Amazon Prime. Students do
   Amazon.com Help: About Prime Student
Military & Veterans Guide: Free resources for getting your finances in order | Clark Howard

STUDENT LOANS Search | Clark Howard
Freighter travel – Wikitravel
Homes & Real Estate | Moving & Selling | Clark Howard
Roth IRA Definition | Investopedia  –  Investment Guide: Beginning Investors | Clark Howard
How to invest your first $1,000 to $5,000 wisely | Clark Howard

Tuesday March 14
A ClarkSmart approach to shopping will help you Save More
How to avoid Costco’s membership fee hike and still pay the old price for another year! | Clark Howard
A ClarkRageous markup on groceries you should never pay
Teens and smartphone addiction
Hot stock trends: An investor warning
Clark’s take on the health care debate | Clark Howard

On the Calls:
Investopedia.com – Home Equity Line Of Credit – HELOC
Avoid the #1 mistake that car buyers make | Clark Howard
May be better to leave a timeshare to a charity in the beneficiary chain of title, than to individuals who won’t use it.
5 ways to build credit and save money in your 20s | Clark Howard
Establish credit with a card through a credit union – CUNA.org to find a credit union near you
Consumer Cellular is a great provider geared toward light usage.
These are the best cell phone plans and deals out there | Clark Howard

When to use the Venmo payment app (and when not to) | Clark Howard
10 things to know about buying and selling homes | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
6 factors that define a happy retirement | Clark Howard

Monday March 13 
In praise of the IRS – the fight against tax ID theft
A ClarkRageous use of student loan money – and a better way
These 2 pieces of negative info will no longer harm your credit score | Clark Howard
Clark has Waze of getting around traffic
Why $666 is the mark of the big banks- and your recourse 

On the Calls:
IRS complications – Hire an enrolled agent or a tax CPA
Limited Liability Company – LLC Definition | Investopedia
Credit freeze and thaw guide | Clark Howard – When you move, thaw for a month to set up new services.
What would you do if you found $20 on the ground? | Clark Howard

Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Homes & Real Estate | Moving & Selling | Clark Howard
Several credit card issuers offer free Roadside Assistance as a benefit.
Clark.com- When NOT to contact your auto insurance company
Bitcoin as an alternative payment method | Clark Howard
7 things debt-free people never do | Clark Howard
10 tips to become debt-free as quickly as possible | Clark Howard
Investment Guide | Clark Howard

Friday March 10
The vehicles of the wealthy
Free trial offers can become ClarkRageously costly
Brand name vs. off-brand TV’s: reliability ratings are in
Clark answers his critics on ‘Clark Stinks’
The burbs are back – A housing trend that may work in your favor

On the Calls:
Top 13 resources for small business loans | Clark Howard
Skiplagged: The smart way to find cheap flights.
How to choose the best credit card for college students | Clark Howard
The best reward credit cards | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
Safe, inexpensive housing for recent grads: Look for garage apartments in great neighborhoods
How to qualify for student loan forgiveness | Clark Howard

Virus, Spyware and Malware Protection Guide | Clark Howard
10 free ways to keep your computer virus free | Clark Howard
Why credit repair companies are a ripoff- Clark.com
Buy or rent? The new view of the American Dream | Clark Howard
Investopedia.com/ LEASE info
Cars | Hybrids & Alternative Cars | Clark Howard

Thursday March 9
The art of haggling and other tips for getting discounts
ClarkRage: Publishers Clearing House scams
This new cell phone plan can replace your home Internet service | Clark Howard
What would you do if you found lost cash? Poll
Triage home repairs: Which problems need attention first to avoid more expensive problems later

On the Calls:
Lake/mountain bank liquidation properties – recommended to buy finished construction only
International Travel Tips: Money, Mbile & Booking 
Cheap Car Rentals, Best Prices Guaranteed! – Rentalcars.com
Europe Car Rental from $8/day! Best Rate Guaranteed | Auto Europe ®
Key rule – reserve now – then reshop the week before you go. The highest rates are often months out
Handling your money overseas | Clark Howard
CREDIT SCORE GUIDE – Clark.com 
Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
Clark’s Investment Guide ​
Pros and cons of reverse mortgages for seniors | Clark Howard
What you need to know about home equity | Clark Howard

Should you keep a whole life policy? – Consult  EvaluateLifeInsurance.org

8 ways to improve you credit score-Clark.com 
Credit Karma Credit Score Simulator
FIRST TIME HOMEBUYERS – Clark.com
Credit Union secured credit card fresh start programs
Credit freeze and thaw guide – Clark.com​
How to qualify for student loan forgiveness-Clark.com​
26(f) programs Scare videos online are saying your ability to save is in danger because of the federal government.
IGNORE. Hysteria surrounds current pitches for these – essentially – mutual funds. Beware!
There’s no government conspiracy against real investing.
Investment Guide | Clark Howard

Wednesday March 8
A great new app for job seekers cinching the interview
Parents can help solve a ClarkRageous health problem for kids
DANGER: Senior citizens burdened with family student loan debt
The best and worst supermarket chains in America | Clark Howard
‘Cash is king’ is the exception.  ‘No cash accepted’ is becoming the rule.

On the Calls:
Can’t qualify for student loans and scholarships aren’t forthcoming:
Interview with the Dean of your college and admissions counselors for unknown opportunities.
Barclaycard Arrival Plus-Travel Rewards Chip Credit Card
International Travel card: Collecting Avios with credit cards | Executive Club | British Airways
SOLAR POWER Search | Clark Howard
Want to Travel the World in Retirement? Here’s How | Investopedia
Retire to travel with no permanent home: Domicile in a state with no income tax
(Fla, TX, Montana)  Consider leasing a room in a friend / relative’s home in that state.

How to find out the true investment returns on any life insurance policy | Clark Howard
Investing, Advice, Retirement and Banking | TIAA
Index annuities are poison for your pocketbook | Clark Howard
Thinking about an annuity? Here’s why they stink! | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
Clark.com/ Technology / Protect Your Computer & Data
Clark.com/ Child modeling and acting scams still as popular as ever
Modeling Scams     Theatre camps a good alternative for engendering poise and confidence
TripAdvisor: Read Reviews, Compare Prices & Book
Scott’s Cheap Flights

Tuesday March 7  ( Best of  915)
Gator Ade Organic and Ice cream thievery & fencing
Dating website scams
Employment update
Texas leads in energy innovation
The small house movement

On the Calls:
How To Score a Deal on a Cruise | Clark Howard
New site for buying and selling timeshares | Clark Howard
Best ways to get a small business loan
What is a backdoor Roth IRA? | Clark Howard
Selling a house
Open a Roth IRA – Clark’s INVESTMENT GUIDE
Don’t give your Social Security number at these places! | Clark Howard
Tax sales certificates, tax lien sales requires deep expertise. Not recommended.
What to know about store credit cards
Credit freeze and thaw guide | Clark Howard
TripAdvisor – When should you use a travel agent? | Clark Howard
Selling a Harley – check with dealers for values & Ebay Motors,  AutoTrader, talk to other owners.
Work From Home guide | Clark Howard

Monday March 6
Don’t get squeezed by tighter lending standards
Work and life expectancy
Be your own skin cancer health detective FirstDerm – UMSkinCheck
Get a deal and donate to a good cause at the same time
Travel reward credit cards and choosing the best reward card for you

On the Calls:
Should you finance your business with a home equity loan? | Clark Howard
Free Credit Score Guide | Clark Howard
How to save for retirement when you’re off to a late start | Clark Howard
Saving up for a down payment: How much and where to stash it | Clark Howard
Vanguard – Vanguard STAR Fund
HEARING AIDS Search | Clark Howard
AutoSlash – The #1 Site for Cheap Car Rentals
5 ways to stay safe when doing online banking | Clark Howard
Turn a used Chromebook into your dedicated financial computer
by returning to factory resets with a new gmail address

The best day of the week to book a cheap flight | Clark Howard
Clark.com/ The #1 rule of cheap travel
Get Scott’s Cheap International Flight Deals
Travel Booking and Planning Guide | Clark Howard
Long-term care insurance honor roll | Clark Howard
Exploring Real Estate Investments: Introduction | Investopedia
Car Prices & Inventory | Savings on New & Used Cars | TrueCar
Marriage name change convenience services: Name Change made easy by HitchSwitch
David’s Bridal | Wedding Solutions – After the Wedding
RV rental services:  owners must make sure they’re fully covered for liability and damages

Friday March 3
America’s rural doctor and dentist shortage has a ClarkSmart solution
Two-thirds of American workers who could, aren’t using the easiest way to save for retirement
Google Fiber slows delivering high-speed internet. Others respond
Clark answers his critics on ‘Clark Stinks’
Best places to shop your mortgage loan

On the Calls:
How to choose and switch to a better bank for you | Clark Howard
Bluebird named best banking alternative | Clark Howard
Roth IRA – Investment Guide | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017

HOME SECURITY:  NEVER get your security system or burglar alarm from the cable monster.
How To Complain Online Without Being Sued | Clark Howard
BBB Online Complaint System | Get Started
Mortgage Refinance Guide | Clark Howard
Retirement Planning For The Self-Employed – Video | Investopedia

TRAVEL: Groups are charged higher prices than individuals. Book in groups of 3 for a lower fare.
Identity Theft Guide | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
Credit freeze and thaw guide | Clark Howard
Why you should never buy third-party extended auto warranties | Clark Howard
STUDENT LOANS Search | Clark Howard

Thursday March 2
A Gen Xer wake-up call on health & wellness
Car crash not your fault? This insurer is most likely to raise your rates anyway | Clark Howard
Auto insurance: How to shop for a new policy in 2017 | Clark Howard
DIY cell phone screen repair
How Amazon Echo or Google Home may become your kitchen speaker phone
How to get a deal on apartment rent

On the Calls:
Managing your money the old-fashioned way | Clark Howard
Mint: Personal Finance, Money Manager, Bill Pay, Credit Score, Budgeting & Investing
How to shop for term life insurance | Clark Howard
Car rentals: What you need to know before you drive off the lot | Clark Howard
Rates and Kickbacks | Prison Phone Justice
Clark.com-Mortgage refinance guide

Lock Or Float A Mortgage? How To Decide | Bankrate.com
Plan for your funeral in advance to save big bucks | Clark Howard
5 Questions You Must Answer To Prepare for the Inevitable | Clark Howard
Investing in a Vanguard Roth through an insurance company – NO. Invest directly
Best auto insurance companies | Clark Howard
Spora: The new ransomware that hijacks your computer | Clark Howard
Clark’s Investment Guide | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard

Wednesday March 1
Amazon’s Web Service Failure. The internet is breakable. Are you prepared?
Samsung’s defective washers – A ClarkRageous nightmare continues
YouTube announces new $35 live TV service | Clark Howard
A lesson in leadership from Uber’s CEO
Investing is getting cheaper by the day. Your increasing opportunities to build wealth
Check our ongoing updated guide… Best discount investment brokers of 2017 | Clark Howard
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard

On the Calls:
The most and least reliable used car brands | Clark Howard
How to buy a used car | Clark Howard
Lending Club IRAs – Lending Club Blog
Clark.com- How to invest using peer-to-peer lending
CFPB Takes Action Against Student Financial Aid Services, Inc. for Illegal Recurring Billing Scheme
Handling your money overseas | Clark Howard
RFID Credit Cards: Is Your Identity Safe? | Investopedia
IRS – Publication 527 (2016), Residential Rental Property

Managing your money the old-fashioned way | Clark Howard
Award Winning Budgeting App | Mvelopes
IRAs vs. 401(k)s: Differences Between Roth and Traditional | Investopedia
Early VW buyback offers could cost you | Consumer Information – Use a pro Tax CPA in this situation.
Clark.com/ How to find the best CD rates
GoodRx vs. LowestMed: Which app saves you the most money on prescription drugs? | Clark Howard
Travel Booking and Planning Guide | Clark Howard
Index fund investing beats actively managed investing 90% of the time | Clark Howard

Tuesday Feb. 28
Into the job / skills gap comes coding schools  
Motor City meets Silicon Valley – head on, and the clash is ClarkRageously unamerican
Fly me to the moon: Doable. Space tourism
Where customer satisfaction is alive and well. The ratings are in….
What the YouTube effect means for you

On the calls:
Pros and cons of reverse mortgages for seniors | Clark Howard
What you need to know about home equity | Clark Howard
AIRbnb Search | Clark Howard
Umbrella Insurance Policy Definition | Investopedia
Is flexible life insurance just another name for universal life insurance? | Clark Howard
Clark.com/how to shop term life insurance
Investment Guide | Clark Howard
6 ways to buy stocks for free or very cheap | Clark Howard

car rental – Costa Rica Forum – TripAdvisor
Clark.com/The one and only reason to have a ‘piece of trash’ debit card
Are Home Warranties Worth the Money? | Clark Howard
EARLY RETIREMENT Search | Clark Howard
7 things that cost retirees a ton of money (and how to prepare!) | Clark Howard
Mr. Money Mustache
Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
Credit freeze and thaw guide | Clark Howard
Clark.com-Mortgage refinance guide

Monday Feb. 27
Warren Buffet confirms the ClarkSmart approach to investing
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
An IRS audit or getting hit by an IRS scam, which is more likely?
Now arriving: Discount air travel
With many retailers in decline, a consumer warning
Free overseas calling with the Line app  +
AT&T offers cheaper unlimited data plan starting at $60 a month | Clark Howard

On the Calls:
Dollar cost averaging makes you a fortune over time | Clark Howard
PASSPORTS search | Clark Howard
SAVE ON COLLEGE Search | Clark Howard
The Repair Association
Plan for your funeral in advance to save big bucks | Clark Howard

​40,000 students affected after ITT Tech closes campuses across U.S. | Clark Howard
Beware of these student loan debt offers that will rip you off | Clark Howard
Has Your School Closed? Here’s What to Do. | Federal Student Aid
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
How will you invest your IRA savings? | Vanguard

Acorns – 7 ways to start investing when you only have $100 or less | Clark Howard
Carvana  –   Clark.com/ Best used cars under $10,000 to $15,000
MORTGAGES Search | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
AUTO LEASING Search | Clark Howard

Friday Feb. 24
Free/low-cost ways to protect yourself from identity theft and account fraud
What’s ClarkRageous about the check-cashing business
Activating America’s dormant workforce
Clark answers his critics on ‘Clark Stinks’
Intern impact – a win for business

On the Calls:
International Travel Tips: Money, Mobile & Booking | Clark Howard
Sipplagged: The smart way to find cheap flights
How to improve your credit score-Clark.com   
Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
STUDENT LOAN DEBT Search | Clark Howard
Identity Theft Guide | Clark Howard

Credit freeze and thaw guide | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard
How to have that end-of-life financial discussion with your elderly loved ones | Clark Howard
7 ways to start investing when you only have $100 or less | Clark Howard

 Open a Roth IRA & Start Your Retirement Savings | Charles Schwab

Thursday Feb. 23
The wisdom behind generous employee benefits
1 simple way to avoid ClarkRageous, dangerous mishaps with Uber and Lyft
Mugshots sites, Google, and protecting you online reputation
Dare to be ClarkSmart – a tech-age investment warning
Easy being green: Farming innovations yield abundance for less

On the Calls:
Business & Entrepreneurs | Small Business | Clark Howard
The #1 safety feature every car needs… | Clark Howard
3 new car technologies that help reduce accidents | Clark Howard
AUTO LOANS Search | Clark Howard
Credit freeze and thaw guide | Clark Howard
Managing your money the old-fashioned way | Clark Howard
Mint: Money Manager, Bill Pay, Credit Score, Budgeting & Investing

Expensify – Expense reports that don’t suck!
Xpenser – Mobile Expense, Time, and Mileage Tracking

How to qualify for student loan forgiveness
SOCIAL SECURITY search.Clark.com

How to hire the best moving company
UShip – Where Shippers and Carriers Meet

Becoming a Landlord: How To Find a Good Tenant
Index annuities are poison for your pocketbook
Clark.com INVESTMENT GUIDE
Best ways to get a personal / small business loan

Wednesday Feb. 22
Congress does the bidding of big banks – at our expense – again.
In defense of the  Consumer Financial Protection Bureau
Federal flood insurance is a wash in Louisiana and that’s ClarkRageous  
The most and least reliable used car brands | Clark Howard
New food labeling can save you more at the grocery store
A new ride sharing service from  Waze  may help you SAVE MORE

On the Calls:
AnnualCreditReport.com – You have the right under federal law to a copy of each credit report once each year for free at this site.
Get one of the 3 every 4 months for most effective monitoring.
– Monthly credit card statements –  Many now include freed credit scores
– Civic  – Now $30 a year for credit monitoring, ID theft insurance and credit restoration services included
– CreditKarma    &   CreditSesame  offer free scores. They make $ by offering other services.
CreditScoreCard.com  – A free service providing credit scores from Discover Card for customers and non-cardholders alike.
Why paying off PMI should be a top financial priority | Clark Howard
Should you close that paid-off credit card? | Clark Howard
5 credit card myths that could harm your credit score | Clark Howard
HOW TO BUY A USED VEHICLE Search | Clark Howard

Sustainable Table | Sustainable Livestock Husbandry
You may be able to get a collections account off your credit sooner than you think | Clark Howard
Exploring Real Estate Investments: Introduction | Investopedia – Fees should be <.5%
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
GARRETT   –   Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Project Fi best for moderate data use – 7 free or cheap cell phone plans for people who don’t need a lot of data | Clark Howard

Tuesday Feb. 21
Amazon vs. Walmart = savings on shipping options
Walmart’s free 2-day shipping: 5 things you need to know | Clark Howard
Amazon just made a major change to its free shipping policy | Clark Howard
ClarkRageous airport security breakdown calls for privatized security with federal oversight
A special warning for parents:  Connected devices pose a risk to your children
The worst traffic cities, and easing your commute working remotely
52-week money challenge for kids | Clark Howard

On the Calls:
Student loan repayment scams: How to avoid getting ripped off! | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
This university is offering a master’s degree for only $7,000! | Clark Howard
SAVING ON COLLEGE Search | Clark Howard
Free state and federal tax filing options for 2017 | Clark Howard
With H&R Block More Zero you can file for free even if you itemize your deductions
Top 10 places to shop for an affordable hearing aid | Clark Howard
High quality invisible hearing aid allows you to select settings at home for $299 | Clark Howard
New technology for the hearing impaired | Clark Howard
Do you have a hearing problem? This simple phone test will tell you..Clark Howard
Credit freeze and thaw guide | Clark Howard
CreditScoreCard.com  – A free service providing credit scores from Discover Card
for customers and non-cardholders alike

Most reliable 2013 models for used car buyers | Clark Howard
How to buy a used car | Clark Howard
SELLING A HOME search | Clark Howard
BUYING A HOME search | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
I-bonds Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard

Coverdell accounts offer way to pay for private school | Clark Howard
Education Resources | Clark Howard
When’s the best time to take Social Security? Here’s how to find out… | Clark Howard
Investment Guide | Clark Howard
How 50-somethings should plan for retirement | Clark Howard
Little-known tip that can reduce your tax bill by over $1,000 | Clark Howard

Monday Feb. 20 (Replay 124)
7 great smartphones under $250 | Clark Howard
Western Union agrees to pay $586M after agent helped theives process fraud payments
Amazon enters the auto parts business. How to win the price war
Passports and Visas – Warning
Quicker refunds from tax preparation firms – Legit?

On the Calls:
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Pet sitter business advice: Create an advice blog to attack a loyal following and growing customer base
Fresh start credit card programs: Clark.com/ Secured Credit Cards
What to do if your credit card application gets rejected | Clark Howard
The L Card offers low interest rates to subprime credit borrowers
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
2 insurers that offer low prices and great service! Clark.com

Why paying off PMI should be a top financial priority | Clark Howard
Square Up – Save Money on Merchant Processing Fees | Clark Howard
Bluebird named best banking alternative-Clark.com
The #1 mistake you’re making on your credit card application | Clark Howard

Never use your phone to make a call from a cruise ship.
Buy their Wi-Fi and use Viber or similar apps
Using Cell Phones Outside the United States | Clark Howard
Don’t make this costly 401(k) mistake in 2017 | Clark Howard

Open a Roth IRA –    Investment Guide | Clark Howard
2 electric 4-door hatchbacks with very different missions | Clark Howard
New car leasing 101: A plain English explanation | Clark Howard

Same real estate agent for buyer and seller?! Not recommended. Consult a real estate attorney.
Do real estate agents really matter anymore? | Clark Howard

Friday Feb. 17
Fannie Mae’s new trended data credit scoring could help you qualify for a mortgage
Why all-the-rage baby wearable devices are ClarkRageous
The best way to understand and use Better Business Bureau ratings
Clark answers his critics on ‘Clark Stinks’
Clark interviews ingenious young rapper Dee-1 who is on the Money
This rapper’s money-saving advice is going viral (because it’s awesome)

On the Calls:
How to shop for term life insurance | Clark Howard
Here’s everything you should know about term life insurance | Clark Howard
Umbrella Insurance Policy Definition | Investopedia

Credit freeze and thaw guide | Clark Howard
7 ways to make your kids money-savvy for the future | Clark Howard
5 online banks that totally rock | Clark Howard
Best Savings and Money Market AccountsBankrate.com
Should Your 401(k) Be In An Annuity? | Investopedia
Check fee expenses. Generally not recommended!

International Travel Tips: Money, Mobile & Booking | Clark Howard
Cash-Value Life Insurance Definition | Investopedia – not investing and not recommended.
Stick to 401ks and Roth IRA’s – Investment Guide | Clark Howard

Thursday Feb. 16 
Clark.com -Car rental junk fees
The ClarkRageous fear mongering pitch for 26(f) programs
Healthcare reform: Direct primary care is a move in the right direction
SAVE MORE on cleaning supplies –
How to make liquid soap from leftover bar soap | Clark Howard
Putting the Dollar Tree cleaner ‘LA’s Totally Awesome’ to the test! | Clark Howard
Smart eyeglasses: A breakthrough in vision care

On the Calls:
Why you should never buy third-party extended auto warranties | Clark Howard
10 cars that will almost certainly last 200,000 miles | Clark Howard
PAYING OFF CREDIT CARD DEBT Search | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
How to Prevent Medical ID Theft | Clark Howard
Never give a medical practice your driver’s license. Your DL protects them, not you.
Use Global Entry ID or some other alternative to minimize risk.
Clark.com/10 worst places to give your social-security-number
Handling your money overseas | Clark Howard
USAA Youth Savings and Checking Accounts | USAA
Custodial Savings Account: Schwab Brokerage: Custodial Account
What you need to know about home equity | Clark Howard
To finance a pool installation: A heloc or home equity loan may be preferable to financing via the contractor
7 things to know before starting a home renovation project | Clark Howard

Clark.com/Get a better deal on your next car rental
How to become a travel agent: Go to an independent travel school and affiliate yourself
with a real traditional agency vs. online programs.
AnnualCreditReport.com   –    Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
BUILDING YOUR EMERGENCY FUND  | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Finish your bachelor’s degree before joining the military if possible
Military & Veterans Guide: Free resources for getting your finances in order | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Top 25 work-from-home companies for 2017 | Clark Howard
Frequently Asked Questions on Gift Taxes

Wednesday Feb. 15
Small changes can offset inflation in a big way
Clark.com/ Consumer prices jump to highest level in 4 years
ClarkRageous price hikes on vital medications must stop. One law is in the way…
Driverless drone taxis may take flight by this summer | Clark Howard
This will be the cheapest summer for travel to Europe 15 years.
Clark Howard’s National Travel Deals – Updated Daily | Clark Howard
Cheap International Flights – Scott’s Cheap Flights.
New student loan rates are historically low. But AVOID the debt
           Fidelity Labs Student Loan Debt Tool
Clark.com/ Millennials really are the worst drivers

On the Calls:
Clark.com/How to get the maximum Social Security check
Spousal IRA Definition | Investopedia
How to create a budget, track your spending and reach your goals | Clark Howard
          SmartReceipts       –        Google- Expense account apps
How To Score a Deal on a Cruise | Clark Howard
SEP IRAs: Introduction | Investopedia
NAPFA & Garrett – How to find a fee-only financial planner | Clark Howard

Lip-sync error: Causes, solutions – CNET
Team Clark will investigate reported lip-sync issues with SlingTV.
Reddit:    Anyone else having audio sync issues? : slingtv
CreditCardTuneup
   –   Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
STUDENT LOANS search | Clark Howard
Get the best deal on foreign currency exchange | Clark Howard

Online Checking Account with Free Checks and ATM Fee Rebates | Schwab Bank

Tuesday Feb. 14
Hackers crack ATM apps. Withdrawal pains & what to do
SiZational Cell Deals: Get a free iPhone 7 with Verizon’s new unlimited plan | Clark Howard
Sprint offers 5 unlimited lines for $18 each | Clark Deals
International travel & your rights at re-entry: Immigration & Customs
The Magic Kingdom raises the cost of admission again! | Clark Howard
Work the shakeup in the grocery business to SAVE MORE
Secret Aldi savings trick you probably haven’t tried | Clark Howard

On the Calls:
Free Credit Monitoring | Credit Karma   –   CreditSESAME – Guide: How to Fix Your Credit
Dun & Bradstreet | Grow Relationships Through Data
Business VOIP phone service:  Packet 8 Hosted VoIP -Communications & Collaboration Solutions
Ooma Office | VoIP Small Business Phone System.
5 ways to keep your financial information safer from hackers | Clark Howard
Set up a separate gmail account just for financials that doesn’t tie into the rest of your life…..
Clark.com/ Car leasing 101
Is a Biweekly Mortgage Plan a Good Idea? | Clark Howard
6 Steps To Pay Off Your Mortgage Early | Clark Howard

Find a Doctor – Doctor Reviews & Ratings | Book Online Instantly – Zocdoc
4 Ways To Get the Best Deal on a Mortgage | Clark Howard
HSA – HEALTH SAVINGS ACCOUTS search | Clark Howard
Vanguard – Health Savings Accounts (HSAs)
Follow these rules before lending to family and friends | Clark Howard

NFCC-  Your guide to paying off credit card debt | Clark Howard
Credit freeze and thaw guide | Clark Howard

Monday Feb. 13
Clark.com/Verizon is finally offering a true unlimited plan
Beware professional for-profit fund raisers: Do’s and don’ts of donating .
Cyber insurance is essential protection for small business
Clark’s list of recommended fiduciary brokers | Clark Howard
Amazon targets underwear for its next price war

On the Calls:
International Travel Tips: Money, Mobile & Booking | Clark Howard
Clark.com/target-date-retirement-funds
Are Bonds a Safe Investment for You? | Clark Howard
Top 25 work-from-home companies for 2017 | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Tips for first-time homebuyers | Clark Howard
Clark.com/ Free Credit Report Guide
  –    CreditSesame-Guide: How to Fix Your Credit-
Best auto insurance companies | Clark Howard
Insurance based on mileage is part of the future equation.

PCmag.com/  The Best Website Builders of 2017
Free state and federal tax filing options for 2017 | Clark Howard
How to bring an old laptop back to life for free | Clark Howard

TDF Membership | Discounted Broadway Tickets Online | Theatre Development Fund – TDF
TodayTix | Theater Tickets to Musicals, Plays, Broadway Shows, More
Discount Broadway Tickets – Save up to 50% off Broadway Shows
Restaurant guests sour on Ziosk’s “touch it and you’re charged” payment systems
CFPB.gov – The Credit Card Act   –   How the Credit CARD Act of 2009 Affects You | Credit.com
Clark.com/ Student credit card offers: Should you apply?

Friday Feb. 10
Money saving TAX strategies
Free state and federal tax filing options for 2017 | Clark Howard
      This tool calculates how the Trump tax plan will impact you-Clark.com
      Little-known tip that can reduce your tax bill by over $1,000 | Clark Howard
Wells Fargo ClarkRage number 6: the Cover-up
Fast action to fight a medical claim
How a medical billing advocate can significantly reduce your costs | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Affordable standing desks for all ages

On the Calls:
The Risks Of Real Estate Sector Funds | Investopedia
How to shop for a home security system | Clark Howard
Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Avoid the #1 mistake that car buyers make | Clark Howard
4 reasons to buy a car with cash | Clark Howard
5 credit card myths that could harm your credit score | Clark Howard
BUYING A CAR search | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
AnnualCreditReport.comCreditKarma.com
TV buying guide | Clark Howard
4 Retirement Planning Tips For Women | Clark Howard
Investment Guide | Clark Howard

Handling your money overseas | Clark Howard
11 fees you should never pay | Clark Howard
9 ways to pay for college without student loans | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
How to find a fee-only financial planner | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
How I paid off my $86,000 mortgage in 2 years | Clark Howard

Thursday Feb. 9
Your privacy online: Google and Microsoft dashboards
Google is recording your voice: How to listen to (and delete) the files | Clark Howard
     How to see everything Google knows about you | Clark Howard
ClarkRage: $81M ripped off in ticket scalping Ponzi scheme
Warning labels could use a ClarkSmart restart
Banks vs. Mint and your money control
Dirty Jobs host Mike Rowe is Clark’s special guest with a mission: Narrowing the skills gap

On the Calls:
Index annuities are poison for your pocketbook | Clark Howard
Custodial Savings Account: Schwab Brokerage: Custodial Account
These accounts will impact the ability to get financial aid.
Credit freeze and thaw guide | Clark Howard – No credit card monitoring needed.
Does not eliminate credit card fraud,  but there are protections in place for that.
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
401k search | Clark Howard
Private school consultants can evaluate a child and guide parents
Get your pupillary distance (PD)  during an eye exam EYEGLASSES Search | Clark Howard

How to make a disposable razor last 12 months! | Clark Howard
Louise wants to sell tickets to a community concert online….
Brown Paper Tickets – The fair-trade ticketing company
9 things to ask before selling your home | Clark Howard
Credit freeze and thaw guide | Clark Howard
WEDDING PLANNIG Search | Clark Howard

Wednesday Feb. 8 
Prepare for impending inflation
Settlement rip offs target 911 heroes.
Clark’s TV bundle will cut your cable or satellite bill in half! | Clark Howard
New Facebook feature allows users to ask for and provide help during a crisis | Clark Howard
Top 10 places to shop for an affordable hearing aid | Clark Howard

On the Calls:
The Final Draft of Europe’s “Right to Be Forgotten” Law | Center for Internet and Society
How to delete yourself from the Internet – CNET – will only help at the margins.
GOING TO DISNEY search | Clark Howard
How to avoid the #1 mistake that condo buyers make | Clark Howard
Premium Grass-fed, Grass-finished Beef on Crowd Cow
Amazon.com: Lookout Security & Antivirus (Kindle): Appstore for Android

Mortgage Refinance Guide | Clark Howard
Make any home improvements last year? You could get a tax break | Clark Howard
Should you close a paid-off credit card? | Clark Howard
5 surprising things that can impact your credit | Clark Howard
Investopedia.com/Sprint will needs lots of cash to acquire T-Mobile
Community College – SAVE ON COLLEGE – Clark.com

Tuesday Feb. 7
The thrill of saving money, the agony of defeat: Clark goes to the Super Bowl.
South Dakota politicians ClarkRageously defy the will of the people for reform
The fiduciary standard is money in your retirement account. What to know….
Generous heart, frugal wallet: Saving on Valentine’s Day purchases
The electronic spies in your house: Protecting your privacy
Your smart TV may be spying on you: Here’s how to stop it! | Clark Howard
Could what your Amazon Alexa overhears be used against you? | Clark Howard

On the Calls:
Custodial Account Definition | Investopedia   –   Trust Definition | Investopedia
Wealth Management from SoFi | Invest Your First $10,000 for Free
2016 Standard Mileage Rates for Business, Medical and Moving Announced
15 red flags that will get you audited by the IRS | Clark Howard
TIMESHARES

How to shop for term life insurance | Clark Howard
Is using public Wi-Fi a security risk? | Clark Howard

Filing Your Taxes On A Public Library Hotspot Could End Up Costing You Plenty – Private WiFi
Google’s Project Fi  uses metered data. Need to be a light to moderate user for PF to pay off
Auto insurance: How to shop for a new policy in 2017 | Clark Howard
Best 529 plans to help pay for college | Clark Howard

College Savings Plans | College Tuition Funding | Florida Prepaid
SOLAR POWER Search | Clark Howard
Cars | Hybrids & Alternative Cars | Clark Howard
11 best ways to find a college scholarship | Clark Howard

Monday Feb. 6  (Best of 1/17)
2 game changing companies are making buying life insurance easier than ever
Clark’s take: Here’s why I canceled DirecTV Now
Beware No No No Plans
2 Key changes that MUST be part of a redesigned healthcare plan   
39 ways to sell your old stuff for the most cash | Clark Howard

On the Calls:
How to get the maximum Social Security check | Clark Howard
SSA.gov – Benefits For Children pdf
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Starting a Business Search | Clark Howard
Zika Virus | CDC
How to invest using peer-to-peer lending | Clark Howard

Roth IRA – Investment Guide | Clark Howard
How you can save money on dental care | Clark Howard
Real Estate Investment Trust – REIT Definition | Investopedia
ETF Guide | Clark Howard
Roth 401(k) Definition | Investopedia

Friday Feb. 3
The revolution in 3D printing is reinventing the wheelchair
A ClarkRageous banker names his ill-gotten yacht  after the rip off that paid for it
Opt out of overdraft ‘protection’
The cow you know: a new way to buy beef
Clark answers his critics on ‘Clark Stinks’
Clark takes solving traffic jams to the next level

On the Calls:
Sites touting huge discounts – ipad for $20 – do not compute. CH believes all those sites are illegal games of chance –
a form of gambling. Many compete by bidding. Only one person will win. Don’t count on scoring for pennies on the dollar.
Why you need to turn paper statements back on – Clark.com
Why you need to print out your e-statements – Clark.com
OK  to download and backup to hard drive – but most people don’t get that done.
Pretexting – ​5 things you need to know after any data breach-Clark.com​
Straight Talk’s cheap landline home phone service-Clark.com​
Nissan Leaf incentives    –     Clark reviews his Nissan Leaf
Print media plagued by subscription scams – Clark.com
Scam artists may  pretend to be collections. Search magazine sales scams.
Collections: After  1st contact comes the 5 day  letter demanding  payment –
On the back is a procedure to dispute the validity of the debt.
New free app resolves customer service issues for you! | Clark Howard
How can you get an interest rate lowered or late fees waived? Just ask! | Clark Howard
Dana’s advice – Ask your cell provider for the better deal offered to new customers.
Go up the food chain.  Broken appliances – damage? Contact the manufacturer.

Becoming a landlord: How to find a good tenantClark.com
Just say no to life insurance being pitched as college savings-Clark.com
Life insurance provides replacement of income for survivors’ in the case of your untimely demise.
But life insurance as an investment is almost always a poor choice due to commissions and ongoing embedded expenses.
Roth IRA – Clark’s Investment Guide | Clark Howard
Best 529 plans to help pay for college
Trouble finding missing money? Try using your last name as your first and first as last.
Find and claim missing money for free    –    FHA Refund Guide/Unclaimed Money
Robin missed 1st leg of itinerary – everything got canceled + 2 change fees totaling $300. Rip off.
Contact the Secretary of State office or State Corporate Commission website to  find registered agent for the airline.
Write a letter requesting a refund. 10 days later, no response, then go to small claims court.

Thursday Feb. 2 
Real estate commissions going down
Uber pays restitution for false salary claims
Tool libraries and Repair Cafe’s to fix what’s broken
Produce price code stickers will not be missed
SURVEY SAYS
Unbought and un-bossed – Clark radio and Clark.com advertising

On the Calls:
Cell phone cameras help document rental car damage | Clark Howard
How to avoid undeserved rental car damage fees | Clark Howard
Credit freeze and thaw guide | Clark Howard

Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
The best reward credit cards-Clark.com  –  Clark’s 5 Favorite Credit Cards | Clark Howard
Best 529 plans to help pay for college | Clark Howard
The “Clark Smart” steps for buying a new car | Clark Howard
SCORE | Free Small Business Advice

Auto insurance soft credit inquires unaffected by credit freeze
A new warning for Airbnb users | Clark Howard
7 lessons I learned as an Airbnb host | Clark Howard

Identity Theft Guide | Clark Howard
TIMESHARE search | Clark Howard  –  Timeshare Users Group – Tug2.net
Mint – 26 free apps to help you keep your New Year’s resolutions | Clark Howard
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
Auto insurance: How to shop for a new policy in 2017 | Clark Howard
Viber   –   15 tips and apps to make your travels cheaper and easier | Clark Howard

Wednesday Feb. 1
Merrill Lynch is changing its tune – a win for consumers
Beware the Facebook customer no-service scam
Video: Delft Hyperloop will take you from Amsterdam to Paris in 30 minutes | Clark Howard
Free & affordable solutions for your continuing education & training
Udemy online courses for $15 | Clark Deals
Want to brag about your Harvard Education? Now you can for free! | Clark Howard
Don’t use a debit card to shop online – How to prevent credit card fraud from happening to you | Clark Howard

On the Calls:
Umbrella Insurance Policy Definition | Investopedia
Bitcoin is NOT an investment | Clark Howard

Studentloans.gov  –   How to qualify for student loan forgiveness | Clark Howard
9 things to ask before selling your home | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Why co-signing a loan can be bad on almost every financial level | Clark Howard
6 reasons to think twice about co-signing a loan-Clark.com
Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard

Are you buying too much car for your budget? | Clark Howard
TIMESHARE search | Clark Howard  –  Timeshare Users Group – Tug2.net
Costco Visa feature –  FAQ – Citi® Price Rewind Frequently Asked Questions – Citi.com
Must register purchases. Can shop for quality and worry about the price later…..
Warning: If you get this phone call, do not answer ‘yes’ | Clark Howard
Warning: This Netflix email requesting your info is a scam that will steal your money | Clark Howard
Keep these tips in mind when financing an automobile | Clark Howard
4 Ways To Get the Best Deal on a Mortgage | Clark Howard

Advertisement