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Clark Show Notes

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The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:

Mentioned on the Clark Howard Show:

Friday September 22
How 23andMe is helping cure disease
One small bank is prosecuted while big bankster criminals run free
A new way to buy clothing – affordable – customized – Eshakti.com
Clark answers his critics on ‘Clark Stinks’
Savings on prescriptions includes Sam’s

On the Calls:
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Money Management for Couples | Clark Howard
I-bonds Guide | Clark Howard
Secret 770 Accounts -NO. NOT RECOMMENDED.
Student loan guide | Clark Howard
Crowdfunding: How to do it the right way and avoid getting scammed | Clark Howard
Authorized user credit card rentals – NOT ethical – NOT recommended
Travel Booking & Planning Guide | Clark Howard
Inventions & Patents | Clark Howard
Inventions & Patents-Business | Clark Howard
Clark.com-Is Herbalife a pyramid scheme?
MLM vs. Pyramid schemes. Know the difference | Clark Howard
ATHLETIC SHOES Search | Clark Deals

How a medical billing advocate can significantly reduce your costs | Clark Howard
12 ways to reduce your medical costs | Clark Howard
How to choose the best credit card for college students | Clark Howard
Cryptocurrency – NOT recommended
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard


Thursday September 21

Warren Buffett’s million dollar bet
WARNING – Rogue debt collectors run amuck in new ways
The sedentary lifestyle – worse than thought
Target stores are making big changes to bring you back
A new way to establish credit: Petalcard.com

On the Calls:
How can I find my free credit score? | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
The Membership Rewards® Program from American Express – Use Points for Everyday Charges
Travel Booking & Planning Guide | Clark Howard
The Membership Rewards® Program from American Express – Use Points for Everyday Charges
Barclaycard Arrival Plus-Travel Rewards Chip Credit Card
Venture Miles Rewards Credit Card | Capital One
Timeshares | Clark Howard
5 online banks that totally rock | Clark Howard
WEDDINGS Search | Clark Howard
CAR RENTAL Search | Clark Howard

Life Insurance | Clark Howard
How to shop for term life insurance | Clark Howard
457 Plans: The Pros and Cons | Investopedia
Clark’s Investment Guide | Clark Howard
Free property management software | Online rent collection, renters insurance, tenant screening, credit and background checks | Cozy
GIFT CARDS Search | Clark Howard
The dangers of using public WiFi for tax e-filing | Clark Howard
BBB Online Complaint System | Get Started
Why paying off PMI should be a top financial priority | Clark Howard
CLARK DEALS- LAPTOPS Search | Clark Deals
11 apps that pay you to shop for groceries | Clark Howard
Need extra cash? Here’s how I earned $1,500 using these 3 apps | Clark Howard

Wednesday September 20
Healthcare in transition and the cost to employers: An update
Fewer small businesses are offering health benefits | Clark Howard
A new insult from the nation’s priciest cell phone company
You can now return Amazon products at some Kohl’s stores | Clark Howard
Beware the airline fee game
Facing the national debt

On the Calls:
Mortgage refinance guide / Clark.com
Wills & Funerals | Clark Howard
Investment Guide | Clark Howard  –   Custodial Account
Some T-Mobile customers are getting a free Netflix subscription | Clark Howard
DirecTV| NFL.com
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard

Hotel Booking Guide: Scoring Hotel Deals -Clark.com
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Life Insurance | Clark Howard
How to shop for term life insurance | Clark Howard
Heads up: How to avoid the PayPal confirmation scam | Clark Howard
craigslist | about | scams

Tuesday September 19
Toys R Us files for Chapter 11 bankruptcy, stores remain open | Clark Howard
-Toys”R”Us files for bankruptcy: 3 things to know | Clark Howard
Dirty dealings in the US House threaten consumer protections against pyramid schemes
What lenders are doing to help storm-hit homeowners | Clark Howard
True or False: Your loyalty at work will be rewarded with a raise!
RIPOFF ALERT!!  NEVER invest through a bank  – SEC fines Suntrust

On the Calls:
Toys R Us files for Chapter 11 bankruptcy, stores remain open | Clark Howard
Toys”R”Us files for bankruptcy: 3 things to know | Clark Howard
Equifax Data Breach | Clark Howard
Trip and Travel Insurance Guide | Clark Howard
Team Clark will be checking with Airbnb, VRBO & FlipKey on their booking policy in damaged locales.
How to buy a used car | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
Equifax Data Breach: How to sign up for Credit Karma’s free monitoring service | Clark Howard

Mortgage refinance guide | Clark Howard
Why you should change your Mint.com and other budgeting account passwords | Clark Howard
Mint: Safe & Secure – Everything has risk. Some things are worth it.
7 things to know before starting a home renovation project | Clark Howard
Joining an Equifax class action: Not recommended at this time.
TrueIdentity Free Identity Protection | TransUnion
Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Why the holidays may be the best time to sell a house | Clark Howard
Moving & Selling | Clark Howard
49 ways to sell your old stuff for the most money | Clark Howard
Discount fashion and designer clothing sites | Clark Howard
Clothing & Fashion | Clark Howard   –   Swap.com – The Largest Online Consignment & Thrift Store

Monday September 18
Gas price update and the traffic problem worsens
The average American worker spent 9 whole days commuting last year | Clark Howard
Equifax data breach update
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Employer assistance for workers impacted by hurricanes
Starbucks helps employees in wake of Harvey and Irma | Clark Howard
A down payment alternative for potential home buyers 

On the Calls:
New tool offers credit card perks without debit card dangers | Clark Howard
How to refinance your student loans | Clark Howard
Best of Homes & Real Estate | Clark Howard
How to book the best — and safest — Airbnb | Clark Howard
Life Insurance | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
How to protect your Social Security number after a hack | Clark Howard

Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Is gap insurance worth it when buying a car? | Clark Howard
Credit Score Guide | Clark Howard
What to do if debt collectors are harassing you about an old debt | Clark Howard
Know your rights with debt collectors | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
PlayStation®TV | Overview
Tix4Tonight | Half Price Tickets and Las Vegas Discounts for You
LasVegas.com | No frills, just deals on show tickets, concerts, and more

Friday September 15
There’s a change in how medical debt is reported on your credit report
A football season jersey rental subscription service:  truly Clarkrageous
DIAL TONE: Robocall  nightmare
Clark answers his critics on ‘Clark Stinks’
Why you’re seeing 2 types of nutrition labels

On the Calls:
Clark.com How to shop for a home security system
The cheapest and easiest ways to do a will | Clark Howard
Gillette and Schick battle with dueling razor subscription plans | Clark Howard
The best reward credit cards | Clark Howard
Mailers for mountain, lake or beach resort properties display was / is pricing. This is re-marketed property in the real estate bust aftermath. The land, bought by developers in the bubble, was never worth that much and carries ongoing fees and potential building restrictions. Only buy an existing home with intact utilities.
401k Plans And Payouts | Clark Howard
Would You Trade Your Privacy for Cheaper Car Insurance? | Clark Howard
Student loan guide | Clark Howard        

Keep your kids safe online | Clark Howard
New way to monitor and cut off a kid’s screen time | Clark Howard
Rollovers of Retirement Plan and IRA Distributions
Investment Guide | Clark Howard
How to bring an old laptop back to life for free | Clark Howard
Best Chromebooks 2017 – Chromebook Reviews – Laptop Mag
How to choose the best credit card for college students | Clark Howard
7 top money tips every college graduate needs to know | Clark Howard
9 easy ways to cut your home heating costs | Clark Howard


Thursday September 14

Clarksmart energy savings of 25% via smart thermostats
The casino industry is targeting lapsed gamblers
1 in 3 Americans face the threat of adult onset diabetes. A Clarksmart prescription
Where to really save on groceries
Job satisfaction now vs. during the recession

On the Calls:
Should you close your credit card? | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to find a fee-only financial planner | Clark Howard
How to shop for a home security system | Clark Howard
The eye-opening truth about dealer invoice prices | Clark Howard
How Much Money Can You Gift Tax-Free? — The Motley Fool

TSPs are excellent retirement plans – Thrift Savings Plan: Home
Used cars are a screaming deal — but here’s the real sweet spot in the market | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
5 money mistakes that can hurt your relationship | Clark Howard
Money & Marriage: 5 Ways To Keep the Peace | Clark Howard
How couples can get on the same page about money | Clark Howard
How a 19 year old got a credit score of 820 | Clark Howard
How to choose the best credit card for college students | Clark Howard
Wills & Funerals | Clark Howard
What to do if your credit card application gets rejected | Clark Howard
CUNA: Home Page
aSmarterChoice Credit Union Finder – aSmarterChoice Site
HOME ENERGY SAVINGS Search | Clark Howard
How to send photos and videos that aren’t a blurry mess | Clark Howard
Easy ways to get more storage on your smartphone | Clark Howard
Report: 1 million Google accounts hacked by new malware | Clark Howard

Wednesday September 13
Equifax data breach FAQs: Answers to your biggest questions | Clark Howard
-Equifax data breach: Frustrated consumers report credit freeze problems | Clark Howard
This Southwest Airlines credit card can get you up to 5 free flights | Clark Deals
The fiduciary rule is in danger of extinction. What to know to protect your investments
Scams targeting the elderly abound. Texas fights back
A visit from Dr. Drew Pinsky on the topic of prostate cancer – Save the Males

On the Calls:
Jobs & Military | Clark Howard
Disability Insurance | Clark Howard
Custodial Account – Investopedia
Best 529 plans to help pay for college | Clark Howard
Custodial Savings Account: Schwab Brokerage: Custodial Account

Scams & Rip-Offs | Clark Howard
Best places to buy and sell used electronics | Clark Howard
Home Equity Loan Calculator by CreditUnionsOnline.com ~ Calculate Home Equity Loan Payments
Warning: Newly discovered security holes in free online password manager | Clark Howard
REITs: What you need to know know about Real Estats Investment Trusts | Clark Howard
Buying a Home | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Tuesday September 12
Equihack   –  Equifax is waiving credit freeze fees for 30 days | Clark Howard
FDA warns Epipen manufacturer over safety problems | Clark Howard
Mortgage rates are on the move and creating new loan opportunity
Self driving cars make headway
New Apple products  -Don’t rush to pre-order a new iPhone 8 or iPhone X! Wait for this deal instead | Clark Howard

On the Calls: 
Equifax data breach – Q & A
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Pay off Debt – Clark.com
How to invest using peer-to-peer lending | Clark Howard
Faith-based health care: A viable alternative to traditional health insurance? | Clark Howard
Clark on health care: We need ‘clear pricing signals’ to control costs | Clark Howard
Health Insurance | Clark Howard

Buying a home? 15 ways to shop for the lowest mortgage rates | Clark Howard
Clark’s National Travel Deals | Clark Howard
Helping Texas storm victims: Make sure you know where your donation is going | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Nissan LEAF – New and Used Nissan LEAF Vehicle Pricing – Kelley Blue Book
Clark.com-Should you take the lump sum settlement or pension?
Some T-Mobile customers are getting a free Netflix subscription | Clark Howard

Monday September 11
Equifax data breach – Question / Answer
Equifax hack: 5 things to expect when you freeze your credit | Clark Howard
Equifax regulation follow-up  – Congressman Loudermilk responds
Hurricane aftermath  – Beware of ‘storm chasers’ after Irma | Clark Howard
A fast growing scam exploits your love of family   – Virtual Kidnapping
Fear of robots and automation

On the Calls:
The best ways to help the victims of Harvey | Clark Howard
Warning: 8 ways to spot Harvey relief scams | Clark Howard
Right to be forgotten – Wikipedia
Equifax hack: 5 things to expect when you freeze your credit | Clark Howard
Equifax is waiving credit freeze fees for 30 days | Clark Howard

15 new commission-free ETFs from Charles Schwab | Clark Howard
Charles Schwab cutting fees again | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Free Credit Report Guide | Clark Howard
Investment Guide | Clark Howard
Mortgages | Clark Howard
Alternative search engine: DuckDuckGo
4 ways to spot fake online reviews | Clark Howard
Science says this daily habit can save you $2,500 per year | Clark Howard

Friday September 8
Don’t sign up for Equifax’s free credit monitoring. Here’s what to do instead – Clark.com
Student loan borrowers ripped off by their lenders- Clarkrageous 
Free FreedomPop
Clark answers his critics on ‘Clark Stinks’
One Mom’s treasure…. Heirlooms a looming burden to next gens

On the Calls:
Is Paying an Annual Fee on a Credit Card Really Worth It? | Clark Howard
5 steps to Hawaii on $50 a day (or less!) | Clark Howard
Travel Booking & Planning Guide | Clark Howard
This is How Robo-Advisors Use ETFs | Investopedia
Top 5 Robo-Advisors in 2017 | Investopedia
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
ROBO ADVISORS Search | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Real Estate Owned (REO)
Replacement Car Keys | eBay
Key Making FAQs | KeyMe
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Luxury consignment sales. Shop for pre owned designer handbags, shoes, jewelry and more | The RealReal
How to beat the pricing from online car-buying sites | Clark Howard

Credit score | How to improve your number | Clark Howard
Free Credit Report Guide | Clark Howard
Clark on health care: We need ‘clear pricing signals’ to control costs | Clark Howard
3 rules for buying gold | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate

Thursday September 7 
Believe > Act > Repeat  = The Savings Habit ​> Freedom
Job scams employing counterfeit check scams, make it a double Clark rage
HOA’s  DOA on common sense and compassion
Cigarettes and plastic bags – ban or tax
Watch what you say and watch what you pay –  Home assistant  devices

On the Calls:
12 things your homeowners insurance probably doesn’t cover | Clark Howard
How to counter lowball offers from auto insurers after your vehicle is totaled | Clark Howard
How to develop an independent value for your vehicle after an accident | Clark Howard
Clark shares the Confessions of an Auto Claims Adjuster | Clark Howard
TEEN DRIVER Search | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
FHA HOME LOAN Search | Clark Howard
13 ways you may be exposing yourself to fraud | Clark Howard

Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Identity Theft | Clark Howard  –   Identity Theft Guide | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Timeshares | Clark Howard
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Print Media Plagued by Subscription Scams | Clark Howard
Credit score | How to improve your number | Clark Howard
Credit Card Authorized User Definition | Investopedia
When to Add an Authorized User to Your Credit Card Account | NFCC
Virus, Spyware and Malware Protection Guide | Clark Howard


Wednesday September 6
Disaster preparedness: 2 tasks for everyone, everywhere, starting now
-29 items to pack in your financial emergency kit and bug out bag | Clark Howard
-The important documents to take with you during an evacuation | Clark Howard
The scam after the storm:  Hurricane scammers target flood insurance
Another Clark Howard MONEY SAVING MOMENT:  FREE is a fast growing streaming option
–   Clark.com – Just announced: Some T-Mobile customers are getting a free Netflix subscription
Scam brokers find new ways to prey on retirees. Protecting our seniors
A different divide in America exposes unjustified pessimism

On the Calls:
Helping Texas storm victims: Make sure you know where your donation is going | Clark Howard
Clark Howard: Refinance Guide | Clark Howard
OOMA  Search | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Debt Payoff Calculator: How to eliminate credit card debt as quickly as possible | Clark Howard
4 smart strategies to pay off credit card debt | Clark Howard
How To Score a Deal on a Cruise | Clark Howard

Best 529 plans to help pay for college | Clark Howard
AIRBNB Search | Clark Howard
Clark.com- Free Credit Score Guide
How to buy a used car | Clark Howard
Clark.com – 10 best places to get a deal on eyeglasses
New warning about buying cheap glasses online! | Clark Howard
Sell Your Rental Property For A Profit

Tuesday September 5
Hurricane Harvey: Flood cars, donations and drones
A criminal enterprise imitating a bank. Really Wells Fargo?
Fixing healthcare, one state at a time. Spotlight: Minnesota
Verizon’s new reward program gets UP in customers’ business
Ways to get free shipping from a variety of stores

On the Calls:
What the travel warning for Mexico means for your wallet | Clark Howard
Wills & Funerals | Clark Howard
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard
Clark.com/Should you finance your business with a home equity loan?
Caller Heather joins Team Clark with this insurance tip that saves her $900 a year:
–  Couples should put the person with the best credit as the primary, to get a better rate.
Clark.com-CREDIT FREEZE GUIDE
Order Personal Checks, Business Checks & More | Costco Checks
Beam — A Bank Rebel – Beam Journal   –   Beam

When Does a HELOC Make Sense in Your Life? | Clark Howard
Student loan guide | Clark Howard
Want to love your auto insurance company? Shop these insurers! | Clark Howard
Best and worst home insurance companies | Clark Howard
Clark.com/ 13-handy-smartphone-apps-for-home-improvement/
Clark.com/business-entrepreneurs/new-sites-apps-to-make-extra-money/
How to get a free history report on any vehicle | Clark Howard
Choose Your Experience – AllClear ID
Clark.com/ Child Credit Freeze
Free Online Fundraising & Crowdfunding Website – YouCaring
Eight Tips for Deducting Charitable Contributions | Internal Revenue Service
Best CD Rates – Compare CD Rates at Bankrate.com
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
GOBankingRates | Compare the Best Interest Rates & Best Bank Rates Today

 

Monday September 4 (Labor Day Best of)
Virtual kidnapping – A fast growing scam exploits your love of family
A Clarkrageous mortgage scam has cost some people their homes
What’s behind auto insurance rate increases –  and your best strategy
Americans cross the border for cheap dental care in Mexico | Clark Howard
Change is coming to how mortgages operate. ARMs to fixed rates – The time is now

On the Calls:
15 new commission-free ETFs from Charles Schwab | Clark Howard
Charles Schwab cutting fees again | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
How to hire the best moving companies | Clark Howard
6 Great Guidelines for Choosing a Self-Storage Facility – SpareFoot Blog
Best 529 plans to help pay for college | Clark Howard
Investment Guide | Clark Howard
Clark.com/Ponzi Schemes & Multi-Level Marketing

3 ways to pay less when you have a teen driver under your roof | Clark Howard
-Covering a teen driver: Taking Uber and Lyft may be a cheaper alternative.
-Or the teen should work to offset the costs of driving.
Discount Eyewear | Clark Howard  –  EYEGLASSES Search | Clark Howard
Taxes You Need to Pay When Selling Rental Real Estate | Nolo.com
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Clark’s Investment Guide | Clark Howard
Best and worst auto insurance companies | Clark Howard
Insurance | Clark Howard

Friday September 1
Book your flights brilliantly  – Google flights on Chrome
WARNING! Your so-called Social Security Trust Account -Clarkrageous
Time for some couple’s counseling about money
Clark answers his critics on ‘Clark Stinks’
3 special new warnings about debt collectors

On the Calls:
How To Score a Deal on a Cruise | Clark Howard
Cruise Reviews, Cruise Deals and Cruises – Cruise Critic
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
How to find a fee-only financial planner | Clark Howard
Virus, Spyware and Malware Protection Guide | Clark Howard
Avira 2017 – Download free antivirus for PC & Mac
Best Security Software Reviews – Consumer Reports
The Free and Cheap List | Clark Howard
GYM MEMBERSHIP Search | Clark Howard
Landlines & Long Distance | Clark Howard
Straight Talk | No Contract Phones | Service Plans
Ooma VoIP Phones Systems for Home and Small Business
9 cheaper alternatives to cable or satellite TV | Clark Howard

Age discrimination –  you may get farther networking in person than doing online applications
– people see your energy, along with your maturity and experience.
Managing an investment portfolio should NEVER be done at a bank.
Hire a fee only financial planner – NAPFA – The National Association of Personal Financial Advisors
How to find a fee-only financial planner | Clark Howard
Cashier’s Check Fraud & Scams: How To Spot A Fake | WalletHub®
The #1 rule of cheap travel | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard

Thursday August 31
Socially responsible investing – SWELL
Warning: New scam gives criminals complete control of your online accounts | Clark Howard
When a car loan is a ticking time bomb for your finances
The aging of America: A housing solution we can live with
Stores closings everywhere- What price retail!

On the Calls:
Authorized User – How a 19 year old got a credit score of 820 | Clark Howard
Credit Card Authorized User Definition | Investopedia
5 ways to build credit and save money in your 20s | Clark Howard
-Credit Union fresh start program: What to do if your credit card application gets rejected | Clark Howard
CUNA: Home Page  –  aSmarterChoice Credit Union Finder – aSmarterChoice Site
IRA FAQs – Distributions (Withdrawals)
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
AUTO INSURANCE Search | Clark Howard
Should you take the lump sum settlement or pension? | Clark Howard
How to find a fee-only financial planner | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
3 cheaper alternatives to cell phone insurance through your carrier | Clark Howard
Long-term care insurance honor roll | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
Longevity insurance is a smart buy at retirement | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Investment Guide | Clark Howard
4 cheap senior medical alert systems | Clark Howard
Don’t bank on that check | Consumer Information
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
5 online banks that totally rock | Clark Howard
Mechanic’s Lien – Investopedia
Best 529 plans to help pay for college | Clark Howard
Investment Guide | Clark Howard
How to add gold to your portfolio –
Clark’s golden rule for investing in gold
Top 4 online budgeting tools to better manage your money | Clark Howard
3 rules for buying gold | Clark Howard
Mint: Personal Finance, Money Manager, Bill Pay, Credit Score, Budgeting & Investing
Why you should change your Mint.com and other budgeting account passwords | Clark Howard

Wednesday August 30
4 steps to avoiding ‘flood cars’ in the marketplace | Clark Howard
– How to great a free history report on any vehicle | Clark Howard
Best Buy apologizes after photo of $43 water cases during Hurricane Harvey goes viral | Clark Howard
Another price cut for streaming music
Inside the head of a max saver
Back to basics – what is cryptocurrency

On the Calls:
Why co-signing a loan can be bad on almost every financial level | Clark Howard
Why parents should never cosign a student loan | Clark Howard
How a medical billing advocate can significantly reduce your costs | Clark Howard
Clark on health care: We need ‘clear pricing signals’ to control costs | Clark Howard
43 more Sears and Kmart stores are closing | Clark Howard
Your guide to paying off credit card debt | Clark Howard
SAVE on COLLEGE TEXT BOOKS Search | Clark Howard
10 cities where you’re most likely to overpay for gas | Clark Howard
Taking control of gas prices in uncertain times | Clark Howard
7 of the best gas station loyalty programs | Clark Howard

Required Minimum Distribution Worksheets | Internal Revenue Service
For money you don’t need for more than 10 years – Investing money at Vanguard | Vanguard
Investment Guide: Advanced Investors | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Car Rentals | Clark Howard  –  Chase Sapphire Preferred Credit Card | Chase.com
401k Resource Guide Plan Participants General Distribution Rules | Internal Revenue Service
5 brilliant ways to invest an extra $500 | Clark Howard
Schwab Intelligent Portfolios™ – Automated Investment Advisory Service
6 ways to start investing when you only have $100 or less | Clark Howard
Free and cheap retirement plan options for small businesses | Clark Howard
Discover Launches Social Security Number Alert Feature – NerdWallet

Tuesday August 29
“Reverse mortgages make me feel like I am facing a wave of fire that I can’t put out.” – CH
Clark Rave – People at their best in Houston
– Furniture store owner turns businesses into shelters for Harvey evacuees | Clark Howard
Target wants you back  – new offerings
Why the 180 in cell phone customer service?
The best and worst states for teacher salaries | Clark Howard

On the Calls:
Warning: New phone scam targets anyone with a Medicare card | Clark Howard
Fake COLA: Phone scammers promise bogus bump in Social Security benefits | Clark Howard
Warning: New secret bank account scam will steal your identity | Clark Howard
4 steps to avoiding ‘flood cars’ in the marketplace | Clark Howard
Ooma VoIP Phones Systems for Home and Small Business
Tips for finding summer jobs for teens | Clark Howard
Investment Guide | Clark Howard  –  Schwab Intelligent Portfolios™ – Automated Investment Advisory Service
Do I need car rental insurance? | Clark Howard
ROKU  –  9 cheaper alternatives to cable or satellite TV | Clark Howard

5 ways to stay safe when doing online banking | Clark Howard
Find Yours – Google Chromebooks
10 Best Cruise Lines for Solo Travelers – Cruise Critic  –  Studios | Norwegian Cruise Line
How to improve your credit score | Clark Howard
Social Security retirement age starts slow rise to 67: What you can do now to maximize your benefits | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Should you close a paid-off credit card? | Clark Howard
4 things to consider before canceling a credit card with an annual fee | Clark Howard


Monday August 28

The best ways to help the victims of Harvey | Clark Howard
Warning: Online scam targets Harvey storm victims | Clark Howard
Helping Texas storm victims: Make sure you know where your donation is going | Clark Howard
Flood insurance: What your home policy won’t cover | Clark Howard
Don’t get burned by crowdfunding
10 grocery items that are cheaper at Whole Foods after Amazon’s takeover | Clark Howard
A Labor Day weekend bonanza for car buyers
Great news on the home mortgage front – but don’t kill the advantage

On the Calls:
Refurbished electronics – a gamble. Item must be 20% or more below retail to make it worth the risk.
5 items you need to buy used — and where to buy them | Clark Howard
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
Why you may want to rethink making an auto insurance claim | Clark Howard
Best and worst auto insurance companies | Clark Howard
High or low insurance deductible: Which is better? | Clark Howard
How to improve your credit score | Clark Howard
What you should know about being an authorized user on a credit card | Credit Karma
KBB – About Tesla Model S – Preferably < 25,000 miles

Identity Theft Guide | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
How To Score a Deal on a Cruise | Clark Howard
Cruise Line Tipping Policies: Big-Ship Lines
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Reverse The Charge | Lithium Ion Batteries Antitrust Litigation
Investment Guide | Clark Howard
Secure email: ProtonMail is free encrypted email.
-No one should have their email account via their ISP provider. Those change over time.
– Be a free agent as competition gives you better choices .
Website explains how to talk to a live person at top companies | Clark Howard
GetHuman: Save Time and Frustration with Customer Service
Dial A human  –  B2B Database of Detailed & Accurate Contact Information | ZoomInfo     

Friday August 25
Starbucks –  A lesson in rewarding customer loyalty
ER visit turns band aid into financial bullet wound for sticker-shocked young family
Efficient government services. Yea it’s a thing
Clark answers his critics on ‘Clark Stinks’
Clark & TV producer Leah on DEF CON   

On the Calls:
Financial knowledge- Resources:  FT of London, WSJ, NYT – . HumbleDollar.com  –
Afford Anything – You Can Afford Anything … Just Not Everything. What’s It Gonna Be?
Buying a Home | Clark Howard
Digit helps automate saving money | Clark Howard
Why automatic savings works: How to do it & the best ways to save | Clark Howard
15 year old bought athletic shoes costing over $200 – didn’t wear them – outgrew them!
-Resell sites get mixed reviews. Clark recommends selling them on Ebay.
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Your guide to paying off credit card debt | Clark Howard
Credit and Debt Advice | NFCC
702(j) plans: The “retirement plan” that needs to retire! | Clark Howard
702(j) plans – The worst spawn of the insurance industry. BEWARE BE WARY and RUN AWAY.

5 ways to catch up on retirement savings | Clark Howard
Over 40 with no retirement savings? Take these 6 steps | Clark Howard
7 ways to save more for retirement in your 50s | Clark Howard
Clark.com/Consumers warm up to robo-advising
Best low-cost, robo-investment brokers | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard

Thursday August 24
Today only: Sonic offers corn dogs for just 50 cents! | Clark Deals
In store financing takes a Clarkrageous turn – with a twist~
Attention to taxes now can save penalty pain later
Autopay – A curse of the modern era. A Clarksmart auto-fix
The right way to buy a tablet

On the Calls:
Mexico Travel Warning
Trip and Travel Insurance Guide | Clark Howard
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard
REITs: What you need to know about Real Estate Investment Trusts | Clark Howard
Clark.com/How to invest in rental properties – 8 factors to consider
Investment Guide | Clark Howard
ETF/Exchange Traded Funds Guide | Clark Howard
Clark.com/PAYING OFF A MORTGAGE Search

Best 529 plans to help pay for college | Clark Howard
Genetic testing at home: Is it worth the price? | Clark Howard
Genetic Information | HHS.gov
Two-thirds of Americans aren’t using the easiest way to save for retirement | Clark Howard
Free and cheap retirement plan options for small businesses | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
Clark.com/ How to refinance your student loans
Right now is the best time to get a mortgage or refinance yet this year | Clark Howard

Wednesday August 23
WOW! US airfares to Europe
That email from your boss? It might be a scam! | Clark Howard
Verizon is making a major change to its unlimited data plan | Clark Howard
Your car make could have a huge long-term impact on your wallet | Clark Howard
Take control of your teen’s cell phone use with ReplyASAP

On the Calls:
Travel | Clark Howard  –  Costco Travel
The only legitimate use for a home equity loan | Clark Howard
5 online banks that totally rock | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Mailers for mountain, lake or beach resort properties display was / is pricing.
-This is re-marketed property in the real estate bust aftermath.
-The land, bought by developers in the bubble, was never worth that much and carries ongoing fees
-and potential building restrictions. Only buy an existing home with intact utilities.
See a movie a day in theaters for just $10 a month | Clark Howard – Overreach.
–   MoviePass complaints range from privacy issues to no customer service.
Why co-signing a loan can be bad on almost every financial level | Clark Howard

Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
How to improve your credit score | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
Hybrids & Alternative Cars | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
2 Kinds of Annuities That Actually Make Sense for Your Wallet | Clark Howard
Mutual funds, IRAs, ETFs, 401(k) plans, and more | Vanguard

Tuesday August 22
Electronic mortgage closings – cheaper, easier.
Buying friends with Venmo? What the what?
Half of working Americans have no retirement plan. An elegant state solution begins in Oregon
Clark visits with David Lazarus- LA Times consumer advocate extraordinaire, working his own 15 year case of identity theft
Hear ye! Great news for your wallet on the hearing aid front

On the Calls:
Best 529 plans to help pay for college | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
Investment Guide | Clark Howard
USAA.com Advice   –   Vanguard Financial Advisor Services
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to fix errors on a credit report | Clark Howard
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
6 options for buying a home with little or no money down | Clark Howard
New FHA loan limits may help you buy a home | Clark Howard
How to find online schools that aren’t a scam | Clark Howard
College & University | Clark Howard

Clark.com/ Where to securely stash your cash
Dangers of DEBIT CARDS Search | Clark Howard
Home Equity Lines | Clark Howard
Beware costly real estate seminars! Join a local real estate investors club to learn the nuts and bolts of the business.
How Real Estate Investment Clubs Work | HowStuffWorks
How to invest in rental properties: 8 real estate factors to consider | Clark Howard
AUTO LEASING Search | Clark Howard
BUY A USED CAR Search | Clark Howard
What is a backdoor Roth IRA? | Clark Howard
How can I fund A Roth IRA if my income is too high to make direct contributions? | Investopedia
When You Should Take the Lump Sum Over the Pension | Clark Howard

Monday August 21
4 tools for Clarksmart shopping online
Cheated by your own bank – Overdraft protection: Don’t allow it!
Quirky! A great resource for inventors is back
Expect no privacy in the place where you work
A welcome breakthrough Gladly takes customer service off HOLD

On the Calls:
Top 10 scams coming after your money! | Clark Howard
Fake Publishers Clearing House scams | Consumer Information
Clark’s car accident guide | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard
Home Equity Lines | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
Identity Theft Guide | Clark Howard

Life Insurance | Clark Howard
EvaluateLifeInsurance.org
Bluebird named best banking alternative | Clark Howard
Alternative to Banking | Bluebird by American Express & Walmart
How to choose the best credit card for college students | Clark Howard
Student credit card offers: Should you apply? | Clark Howard
Credit Card Authorized User Definition | Investopedia
SOLAE POWER Search | Clark Howard
Open a Roth to fund education AND retirement – Investment Guide | Clark Howard
Ooma Office Base Station for VOIP Business Phone
Ooma and my toll free 800 number
How to choose and switch to a better bank for you | Clark Howard
5 tips from a woman on track to retire at 40 | Clark Howard

Friday August 18
A reset for millennials using credit cards
Special Warning:  How timeshare owners get ripped off a second time
Are new meat substitutes ready for prime time?  Clark goes veggie
Clark answers his critics on ‘Clark Stinks’
The path to early retirement starts with a bargain you make with yourself

On the Calls:
Custodial Account
Vanguard – Vanguard STAR Fund
Roth vs. Traditional IRA — Which Is Better? — The Motley Fool
IRAs vs. 401(k)s: Differences Between Roth and Traditional | Investopedia
This website makes your personal info available to anyone: Here’s how to remove it! | Clark Howard
Easy new way to protect your privacy online | Clark Howard
– Do what you can without paying, because you can’t really remove all your internet info
How to find and claim missing money in your name | Clark Howard
New site for buying and selling timeshares | Clark Howard  —  Timeshare Users Group

Should you take the lump sum settlement or pension? | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
-“Make $100s of extra dollars a week in your spare time” –  a red flag for phony work at home offers.
How to find a fee-only financial planner | Clark Howard
Warning: 3 big problems with Visa gift cards | Clark Howard

Thursday August 17
A peer to peer payment warning
Retirement DANGER ZONE: The snakes circling your nest egg
Your earning power in the shifting ‘gig economy’
Savings: Lost Ground. How Americans are going backwards and a Clark challenge
Dirty dealing at the pharmacy counter: Outsmart generic Rx price fixing

On the Calls:
STUDENT LOAN DEBT Search | Clark Howard
Cheap flights: 3 ways Delta’s basic economy fare still beats Spirit | Clark Howard
Basic economy fares: Are the savings worth the hassle? | Clark Howard
Travel Booking & Planning Guide | Clark Howard
Buying a Home | Clark Howard
Investment Guide | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017

Strategies for moving to a strange town- finding a place to live: Fly there and conduct ground search for 3 days.
– Pay for extended stay hotel – corporate apt. for 1 month.  – Locate safe neighborhoods via Zillow
Why to consider long term care insurance | Clark Howard
Long Term Care (LTC) | Clark Howard
Long-term care insurance honor roll | Clark Howard
Trip and Travel Insurance Guide | Clark Howard
Read the fine print on your travel insurance! | Clark Howard
Should newlyweds sign a pre-nuptial agreement? | Clark Howard
Tax Lien Investing: Controversial, risky NOT recommended
Pros and cons of reverse mortgages for seniors | Clark Howard
Free Credit Report Guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard

Wednesday August 16
Something new in store from Amazon
Sizzling Deals: See as many movies as you want for only $10 a month | Clark Howard
MoviePass: Watch one movie per day in theaters for $10 a month | Clark Deals
Sprint offers 5 unlimited lines for $100 | Clark Deals
Connected devices play I Spy with your privacy –  no rules
Advance Directives: 2 steps to make sure your final wishes are respected
Avoid JOBsolescence

On the Calls:
Genetic testing at home: Is it worth the price? | Clark Howard
Buying Computers | Clark Howard
AUTO INSURANCE Search | Clark Howard
LexisNexis Personal Reports
Roth 401(k) – Investopedia
What you need to know about home equity | Clark Howard
Want to buy a rental property? Read this first | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Right now is the best time to get a mortgage or refinance yet this year | Clark Howard
Free ways to transfer money within the U.S. and overseas | Clark Howard
How Umbrella Insurance Works | Investopedia
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
2017 Standard Mileage Rates for Business, Medical and Moving Announced

Tuesday August 15
Amazon issues refunds for potentially fake solar eclipse glasses | Clark Howard
Here’s how to protect your eyes during the upcoming solar eclipse | Clark Howard
Warning: New phone scam targets DirecTV customers | Clark Howard
Brandless.com wants you to stop paying the ‘name tax’ | Clark Howard
This website will notify you if there’s unclaimed money in your name | Clark Howard
Costco ordered to pay Tiffany nearly $20 million in trademark case | Clark Howard

On the Calls:
HOSPITAL BILLING Search | Clark Howard
6 mistakes to avoid with a rewards credit card | Clark Howard
Clark Howard: Refinance Guide | Clark Howard
How to shop for a home security system | Clark Howard
Ooma Home Security | Ooma Telo | Support   –   Ring Video Doorbell for Your Smartphone | Ring
Track your mortgage with these free tools | Clark Howard

Using Cell Phones Overseas | Clark Howard   –   Travel | Clark Howard
Investment Guide | Clark Howard
How to get free or cheap investment advice | Clark Howard
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Long-term care insurance honor roll | Clark Howard
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard
Needs to rent for a few months during home construction:
–   How to book the best — and safest — Airbnb | Clark Howard
9 ways to pay for college without student loans | Clark Howard
Vanguard – Brokerage FAQs – General information

Monday August 14
Warning! Walking while texting can cost you
Fake COLA: Phone scammers promise bogus bump in Social Security benefits | Clark Howard
Goolgle Drive – The best way to protect your personal and business data
Foreign currency trading – A Clarksmart warning
Free delivery via Boxed.com: Deal or no deal?

On the Calls:
The only legitimate use for a home equity loan | Clark Howard
Home Equity Lines | Clark Howard
The “Clark Smart” steps for buying a new car | Clark Howard
A credit union car loan is usually better than a dealers’ 0%. Run the numbers. Take the lower price with a credit union loan.
These 10 retailers offer the best deals on the best quality hearing aids | Clark Howard
Auto insurance: How to shop for a new policy in 2017 | Clark Howard
Best and worst auto insurance companies | Clark Howard
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
2017 Toyota Prius Prime Plug-In Hybrid | Let’s imagine the new possible.
How to shop for a home security system | Clark Howard
Non contract monitoring: $10 – $20 a month. With existing system,
-Google the term: ‘UL approved security system monitoring +  location’
1 formula for how much $ you’ll need in retirement:  25X what you spend in a year.
Bankruptcy | Clark Howard   Chapter 7 listed 10 years on credit reports, Chapter 13 reflected 7 years.

Should you close that paid-off credit card? | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to choose and switch to a better bank for you | Clark Howard
Small business owners: Leverage online banks for greater profits | Clark Howard
5 ways to protect your business bank account | Clark Howard
Robinhood  –  Best discount investment brokers of 2017 | Clark Howard
-6 ways to start investing when you only have $100 or less | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
-The one time to buy a home warranty | Clark Howard
Browse on your iPhone more safely with this free VPN | Clark Howard
There’s a new victim of identity theft every two seconds: Here’s the best way to protect yourself online | Clark Howard
-A VPN is valuable if you travel regularly accessing Wi-Fi –  T-Mobile hotspots bypass all that.
SOLAR POWER Search | Clark Howard
What you need to know about donating your used vehicle to charity | Clark Howard
-Beware of this used car donation gotcha | Clark Howard
Eliminate email clutter forever with this new tool | Clark Howard

Friday August 11
Eating healthy is more affordable than ever
Special Alert for those with private student loans
Disney is parting ways with Netflix | Clark Howard
Clark answers his critics on ‘Clark Stinks’
Is a Health Savings Account right for you?

On the Calls:
Solo 401(k) vs. SEP: Which is Best for Biz Owners? | Investopedia
Roth 401(k) vs. Roth IRA: Is One Better? | Investopedia
Investment Guide | Clark Howard
Warning: This is not the utility company calling you! | Clark Howard
Seniors & Retirees | Clark Howard  –  10 scary scams targeting seniors and how to avoid them | Clark Howard
Comapny 401(K) -If underlying expenses are more than .06% per year for the fund choices,
-you’re probably better off doing your own IRA.
New medicare cards won’t display Social Security numbers, but the change may take a while | Clark Howard
10 things to know about Social Security in 2017 | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
There are legitimate business purposes for requiring social security numbers.
-Background checks vetting people who work with children, is one example.
-Credit must be thawed for background check to occur. Stay paranoid!
Are you too old to open a Roth IRA?  If you’re working part or full time you can fund a Roth with money you won’t need for 20 years.
-Easy to inherit – no  mandatory withdrawals. But there’s no upfront tax benefit.
Buy or rent? The new view of the American Dream | Clark Howard
Should you rent a home or buy one? | Clark Howard
There’s a hidden dark side to roadside assistance and cell phone insurance | Clark Howard
Team Clark will find out if you can challenge roadside assistance as a false posting on a CLUE report
Your C.L.U.E. report: What it is and how to check it for free! | Clark Howard
Free Credit Report Guide | Clark Howard
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard

How to not drown in rising flood insurance premiums | Clark Howard
How to shop for a home security system | Clark Howard
-Home security: With installed system, Yelp or Goodle- ‘security system UL approved monitoring station’ Don’t sign a contract.
Convicted burglar reveals 9 secrets to keep your home safe | Clark Howard
Investment Guide | Clark Howard
What is a backdoor Roth IRA? | Clark Howard
How to Invest in a Roth IRA Even With a High Salary | Investopedia
3 Reasons to Convert Your IRA to a Roth IRA | Investopedia
Note- Generally, mutual fund companies and investment houses are prohibited from giving guidence
-on non-dedectible backdoor Roths.-Do your own research

Thursday August 10
Virtual kidnapping – A fast growing scam exploits your love of family
A Clarkrageous mortgage scam has cost some people their homes
What’s behind auto insurance rate increases –  and your best strategy
What to know before booking a flight with a deep discounter airline
RIP OFF ALERT! Skimmer texts! Clark’s rule for pay at the pump purchases  

On the Calls:
15 new commission-free ETFs from Charles Schwab | Clark Howard
Charles Schwab cutting fees again | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
How to hire the best moving companies | Clark Howard
6 Great Guidelines for Choosing a Self-Storage Facility – SpareFoot Blog
Best 529 plans to help pay for college | Clark Howard
Investment Guide | Clark Howard
Clark.com/Ponzi Schemes & Multi-Level Marketing

Earnest Money – Investopedia
7 places where you can buy a condo for under $100K | Clark Howard
How to avoid the #1 mistake that condo buyers make | Clark Howard
How to protect yourself against abusive debt collectors | Clark Howard
Investopedia.com/Real Estate Trust or LLC? Helping Landlords Choose
Free Credit Report Guide | Clark Howard
Free Credit Score & Free Credit Reports With Monitoring | Credit Karma
Clark’s secret to finding the cheapest flights possible | Clark Howard
Disability Insurance | Clark Howard
Clark Howard: Long Term Care Insurance Help | Clark Howard
Long-term care insurance honor roll | Clark Howard
Crowdfunding: How to do it the right way and avoid getting scammed | Clark Howard

Wednesday August 9
Today’s the day! New T-Mobile unlimited plan: 2 lines for $60 for those 55+ | Clark Howard
Long time holdout Disney – A new entry into your video streaming options
Welcome again to the Clarkrage stage, Wells Fargo! Back by infamous demand, we list 4 of their latest HITS – on your wallet
Mazda – the little engine that can, has announced a breakthrough
What health plans cost employers makes the critical list
Clarksmart financial advice for parents of adult children

On the Calls:
5 strategies to help you get the salary you want | Clark Howard
New tool determines if you’re getting paid enough | Clark Howard
WEDDING PLANNING Search | Clark Howard
Hulu’s live TV service is here for $39.99 per month! | Clark Howard
Timeshares | Clark Howard

5 online banks that totally rock | Clark Howard
Best Savings and Money Market Accounts
Publix expands grocery delivery service to two more cities | Clark Howard
Walmart testing grocery delivery service with Uber and Lyft | Clark Howard
Food & Restaurants | Page 14 | Clark HowardPostmates On-Demand Delivery
Food Delivery | Restaurant Takeout | Order Food Online | Grubhub
Better Business Bureau: Start With Trust- Buying a Hot Tub or Spa
The best day of the week to book a cheap flight | Clark Howard
Book flights with confidence | Google Flights
Travel Safety Tips | Clark Howard
Shopping around for MRIs, CT scans, mammograms and blood work can save big bucks | Clark Howard
Skipped jury duty? Watch out for this scam. | Clark Howard
Warning: Woman loses $3,200 in resurfacing phone scam | Clark Howard

Tuesday August 8
This is how Clark escaped injury after being brushed by a car | Clark Howard
Vietnam vet threatened by homeowners association for U.S. flag mailbox | Clark Howard
Just announced! New T-Mobile unlimited plan: 2 lines for $60, no taxes/fees for those 55+ | Clark Deals
Americans cross the border for cheap dental care in Mexico | Clark Howard
Change is coming to how mortgages operate. ARMs to fixed rates – The time is now

On the Calls:
The best investment companies for your money | Clark Howard
CHART: Save this percentage of your income based on your years until retirement | Clark Howard
5 sneaky ways to increase your credit score | Clark Howard
ChexSystems: What It Is & How Long Info Stays In It | WalletHub®
How to choose and switch to a better bank for you | Clark Howard
Consumer Home-The Direct Marketing Association Privacy Promise
4 Ways To Opt Out of Junk Mail | Clark Howard
Travel Booking & Planning Guide | Clark Howard
Safety in Yucatan Peninsula | Frommer’s

3 ways to pay less when you have a teen driver under your roof | Clark Howard
-Covering a teen driver: Taking Uber and Lyft may be a cheaper alternative.
-Or the teen should work to offset the costs of driving.
Discount Eyewear | Clark Howard  –  EYEGLASSES Search | Clark Howard
Taxes You Need to Pay When Selling Rental Real Estate | Nolo.com
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Clark’s Investment Guide | Clark Howard
Best and worst auto insurance companies | Clark Howard
Insurance | Clark Howard

Monday August 7 
The rules of the college tuition game have dramatically changed – in your favor
Clarkrageous covenants not to compete are an affront to human decency
Car rental rip offs:  An important new damage claim warning
Patient medication errors –  damage report and prevention tips
Airbnb Experiences: This fast growing hospitality opportunity may be profitable/fun for you!

On the Calls:
The sunk cost challenge – throw more $ into whole life insurance or cut your losses?
EvaluateLifeInsurance.org   –   Insurance Resources | Clark Howard
Homes & Real Estate | Clark Howard   –   Clark.com/ BUYING A HOME
Why you should buy a house below your means | Clark Howard
Moving & Selling | Clark Howard   –   Capital Gains Tax On Real Estate
Tax Implications for Converting a Primary Residence to Rental Property | The Smarter Investor | US News
Want to buy a rental property? Read this first | Clark Howard
Health Insurance Guide | Clark Howard
Reward Cards: Citi Double Cash – Cash Back Credit Card – Citi.com
Fidelity Rewards Visa Signature Card\
Costco Anywhere Visa Card by Citi — Citi.com
How To Score a Deal on a Cruise | Clark Howard
Cruise Vacations at Costco Travel
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Should you close your credit card? | Clark Howard
Credit Score Guide | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Student loan guide | Clark Howard
How to find a geriatric care manager-Clark.com​
Life insurance as an investment – pitched as tax free or tax advantaged investing: NOT RECOMMENDED.
– The expenses are gigantic –  an extremely inefficient way to save.
ANNUITIES Search | Clark Howard
Buying a car – Car loans
How a 19 year old got a credit score of 820 | Clark Howard
What you should know about being an authorized user on a credit card | Credit Karma
Recordkeeping for Landlords | Nolo.com

Friday August 4
The end of car ownership
Censorship by banks against the CFPB sparks intense Clarkrage
If you’re leaving an inheritance, timing is everything
Clark answers his critics on ‘Clark Stinks’
Why an unused apartment might be perfect for your next vacation stay | Clark Howard

On the Calls:
LLC Basics | Nolo.com
S Corporations | Nolo.com
C Corp, S Corp or LLC | LegalZoom Legal Info
How to avoid undeserved rental car damage fees | Clark Howard
Converting Traditional IRA Savings to a Roth IRA | Investopedia
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Guide to Buying a Used Car | DMV.org
How to buy a used car | Clark Howard

Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Should you close your credit card? | Clark Howard
Credit Score Guide | Clark Howard
Vanguard – Vanguard STAR Fund
Investment Guide | Clark Howard
What you need to know about store credit cards | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard

Thursday August 3 
Airline seating policies don’t sit well with passengers. What to know
Bait & switch billing plagues TV, phone & internet customers. You’re the cure
Company Stock: Clark wants to make sure there’s ZERO% chance you make this investing mistake
Podcasts on double time
A college degree vs. skills training for long-term employment

On the Calls:
How to refinance your student loans | Clark Howard
How to qualify for student loan forgiveness | Clark Howard
5 online banks that totally rock | Clark Howard
How To Complain Online Without Being Sued | Clark Howard
Should you close that paid-off credit card? | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard

Visa delays chip card use at the gas pump for another 3 years | Clark Howard
Here’s everything you should know about term life insurance | Clark Howard
How to shop for term life insurance | Clark Howard
International Travel Tips: Money, Mobile & Booking | Clark Howard
Travel News – Los Angeles Times
Does freezing an EMV credit card destroy it? | Clark Howard
Unwanted Mail Marketing | Clark Howard
-Call or email to stop magazine subscriptions
Cheapest and easiest ways to do a will | Clark Howard
Quicken WillMaker Plus – 2017 Edition – Nolo
Last Will and Testament – Make a Will Online | LegalZoom
Wills & Funerals | Clark Howard
How to get out of a bad car loan | Clark Howard
Ponzi Schemes & Multi-Level Marketing | Clark Howard
Multilevel Marketing | Consumer Information
Investment Guide | Clark Howard

Wednesday August 2
Why Clark snores when the Dow soars
Warning: You’ll be getting Clarkrageous sales pitches for electronics subscriptions
Here’s how to protect your eyes during the upcoming solar eclipse | Clark Howard
These Solar eclipse paper glasses are $1.98 and NASA certified! | Clark Deals
Vending machines to dispense Uniqlo-brand clothing | Clark Howard
A major auto insurer caught tracking you in hidden ways

On the Calls:
Investment Guide | Clark Howard
The #1 tip to help maximize your 401(k) investing | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Cash back reward cards – for Fidelity customers: Fidelity Rewards Visa Signature Card
-Recommended – Citi Double Cash – Cash Back Credit Card – Citi.com
Loyalty can hurt you with auto insurance | Clark Howard
4 hidden factors that help determine your auto insurance premiums | Clark Howard
What role does credit play in setting car insurance premiums? | Clark Howard
How to qualify for student loan forgiveness | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Consumers warming up to the idea of robo-advising | Clark Howard
The best investment companies for your money | Clark Howard
How to find a fee-only financial planner | Clark Howard
Car Insurance | Clark Howard
11 ways to save big bucks on your next remodeling project | Clark Howard
Mortgages | Clark Howard

Tuesday August 1
Privacy alert!  Blu phones have been pulled from Amazon.
Big banks get another pass & your constitutional rights are under threat – Is your Congressman Clarkrageous?
Financial implosion dims promise of nuclear power
Warning! Free trial offers can cost you plenty
For investors, one criteria improves the odds you’ll make money over time

On the Calls:
Ladder: A new option for online term life insurance quotes | Clark Howard
How to shop for term life insurance | Clark Howard
How Does a Tax-Free Exchange Work? | Investopedia
How to find a fee-only financial planner | Clark Howard
The “Clark Smart” steps for buying a new car | Clark Howard
When’s the best time to take Social Security? Here’s how to find out… | Clark Howard
How to get the maximum Social Security check | Clark Howard
How To Score a Deal on a Cruise | Clark Howard
Credit card processing overseas – choose to clear in the local currency
13 fees that are a total waste of your hard-earned money | Clark Howard

Discount Eyewear | Clark Howard
Contact Lenses at 1-800 CONTACTS | World’s Largest Contact Lens Store®
Costco Contacts Online
9 cheaper alternatives to cable or satellite TV | Clark Howard
Hulu’s live TV service is here for $39.99 per month! | Clark Howard
YouTube announces new $35 live TV service | Clark Howard
Will Authorized User Status Help You Build Credit? It Depends
Attending a Timeshare Presentation for a Free Vacation – Good Idea?
When should you go to a timeshare presentation? Never, never, never, not ever. Don’t buy them!
How to get that HGTV decorating look you love for a fraction of the cost | Clark Howard
Employment Trends & Job Market  | Clark Howard|
How to choose and switch to a better bank for you | Clark Howard
6 little bank fees eating away your money without you noticing | Clark Howard
Student loan guide | Clark Howard
Subsidized and Unsubsidized Loans | Federal Student Aid

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