Clark Show Notes

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The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:

Mentioned on the Clark Howard Show:

Tuesday January 16
Investment warning: 3 discount brokers break the fiduciary standard
Not old enough to know better? Teens court danger with detergent pod challenge
American credit card debt tops $1 trillion – Have you joined Clark’s new ‘Ditch Your Debt?’ Facebook group yet? | Clark Howard
Guidelines for parents helping out their adult kids
Navigation apps help avoid roadblocks – and create new ones

On the Calls:
House title monitoring services not recommended. Buy OWNER’S title insurance.
-Watch your mailbox for tip offs of malfeasance with your mortgage. Freeze your credit.
Owner’s title insurance: What is it and when do you need it? | Clark Howard
The easiest way to save on prescription drugs | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Realtors & Services | Clark Howard
REITs: What you need to know about Real Estate Investment Trusts | Clark Howard

Should you rent a home or buy one? | Clark Howard
The rewards your credit card has that you probably don’t know about… | Clark Howard
11 credit cards that will pay to replace your stolen or damaged cell phone | Clark Howard
Clark.com-10 purchases you should always make with a credit card
Records, paperwork and old files: What to keep and what to toss! | Clark Howard
How to easily organize all your files and keep them safe | Clark Howard
Clark.com/Crowdfunding: How to do it the right way and avoid getting scammed
Free Online Fundraising & Crowdfunding Website – YouCaring
Create a Free Support Care Website to Journal Your Story, Fundraise & Rally Patient Support
Lab-made diamonds are cheap and indistinguishable from the real thing | Clark Howard
Beyond Conflict Free Diamonds and Engagement Rings | Brilliant Earth
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard


Monday January 15
(Replay 11-01-17)
Raising your value in a 2 speed economy
Same old Samsung when it comes to customer n0-service
Playing your cards right: The skimmer scanner and other ways to protect your money
Job hunting: Old wisdom and new networking
A brilliant way to reduce to cost of college
-Related- This college just lowered its tuition by more than 30 percent | Clark Howard

On the Calls: 
Credit Score Guide | Clark Howard
Pet insurance: Is it worth it? | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
When You Should Take the Lump Sum Over the Pension | Clark Howard
Use this agency while you can – Submit a complaint | Consumer Financial Protection Bureau
6 things to know about virtual credit card numbers
With Credit Freeze – someone can NOT run a NEW credit check on you. Existing lines can.

Hybrids & Alternative Cars | Clark Howard
State Landlord-Tenant Laws | Nolo.com
2 simple websites to shop online for insurance | Clark Howard
Online Banking | Clark Howard
Why paying off PMI should be a top financial priority | Clark Howard
How To Get Rid Of PMI – Private Mortgage Insurance
Minimize your risk with AirBnb and VRBO | Clark Howard


Friday January 12

Credit cards vs cash for kids
In the cross-hairs of a credit card refi scam
Military benefit changes
Clark answers his critics on ‘Clark Stinks’
Insurance industry bill shock comes home.

On the Calls:
Buying gas from a station on this list is better for your car | Clark Howard
Home | Top Tier Gas
Bluebird named best banking alternative | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
Child modeling and acting scams still as popular as ever | Clark Howard
Disability Insurance | Clark Howard

Merchant Credit Card Processing Services | Costco  –  Buy don’t lease processing equipment.
Home Equity Loan vs HELOC: Pros and Cons – NerdWallet
Choose and switch to a better bank for you | A step-by-step guide to cheaper & easier banking | Clark Howard
Save Money on Merchant Processing Fees | Clark Howard
Handling your money overseas | Clark Howard  –  Select clearing in Euros -NOT Dollars!

Thursday January 11
The credit union difference
Student Alert: For one standardized test question – the answer is NO -Info sharing
Waste not want not – A common sense solution for hunger
The low cost investing boom – no cause for alarm!
Ins and outs of the timeshare trap 

On the Calls: 
Coin Collecting & Numismatics | American Numismatic Association
Find Collectible Coins, Cards, Stamps & more on Collectors.com
8 places you can learn to code for free! | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
Know The Rules For Roth 401(k) Rollovers
Clark’s health savings account guide | Clark Howard

The cheapest and easiest ways to do a will | Clark Howard
What to do if you suspect your child’s identity has been stolen | Clark Howard
This new tool negotiates with your cable and internet provider to lower your bill | Clark Howard
This website will notify you if there’s unclaimed money in your name | Clark Howard
Cell Phones and Cancer Risk Fact Sheet – National Cancer Institute
YouMail Visual Voicemail


Wednesday, January 10
Broadcasting live from
CES   CES – The Global Stage for Innovation – CES 2018

CES 2018: Team Clark’s favorites from tech’s largest trade show | Clark Howard
CES 2018: TouchPoints are designed to put the wraps on stress | Clark Howard
CES 2018: These tech transportation startups are using disruption to drive the future | Clark Howard
CES 2018: This high-tech credit card can store multiple accounts | Clark Howard

Tuesday, January 9
Broadcasting live from
CES    CES – The Global Stage for Innovation – CES 2018

CES 2018: Nuheara’s smart earbuds let you control how you hear | Clark Howard
CES 2018: DIY system touts new way to prevent water leaks in your home
CES 2018: Part smartphone, part laptop, the Gemini is not your father’s PDA device | Clark Howard


Monday January 8
Beating the rising cost of pay TV
The haunting debt of Christmas past
What a sushi making robot can tell us about jobs
Step one for home buyers: Prepare your credit score
The fastest growing cities offer more jobs – higher pay

On the Calls: 
6 mistakes to avoid with a rewards credit card | Clark Howard
Investment Guide | Clark Howard
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Authorized user – How a 19 year old got a credit score of 820 | Clark Howard
The SAVING MENTALITY – Search | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Stealing: Pirate TV services are taking a bite out of cable company revenue | Ars Technica

Clark.com – How to change your HVAC filter
6 ways to improve AC performance without calling an HVAC company | Clark Howard
Equifax data breach: 3 things Congress must do to protect consumers | Clark Howard
How To Score a Deal on a Cruise | Clark Howard  –  Travel Booking & Planning Guide | Clark Howard
Clark.com – Mobile & Electronics
Arm’s Length Transaction- Investopedia
Renting and Leasing | Clark Howard
How Does a Tenant Use Repair and Deduct? – FindLaw

Friday January 5
Texas leads the low cost energy revolution
Health alert and a ClarkSmart assignment
Google’s  data & power saving app: Datally
Clark answers his critics on ‘Clark Stinks’    
Credit freeze
and car insurance     

On the Calls:
Wills & Funerals | Clark Howard
Fresh start programs – Credit Union National Association | CUNA
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
10 best places to get a deal on eyeglasses | Clark Howard
Every three hours, an online dater gets scammed | Clark Howard
-Vet prospect with Skype. Scammers don’t want you to see them.
Buy sell trade stock system pitches – NOT recommended –  Our Man Goes Undercover and Tells All
The #1 tip to help maximize your 401(k) investing | Clark Howard
An Introduction To The Roth 401(k)

Credit agency Experian says it can protect you from the ‘dark Web’ — sort of – LA Times
Equifax Data Breach | Clark Howard
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
Refinancing vs. consolidating your consumer debt: Which is better? | Clark Howard
Clark.com/401k Plans And Payouts
Clark.com/Target-date retirement funds perfect for ‘set it and forget it’ investing
Making Internet Privacy Easy | Clark Howard   –
Equifax data breach: 3 things Congress must do to protect consumers | Clark Howard
In Europe the Right to be Forgotten applies to 27 countries. Americans don’t have this.
10 free ways to keep your computer virus free | Clark Howard
The Free and Cheap List | Clark Howard

Thursday January 4 
Vanguard: 70% chance of imminent stock market decline — here’s why you shouldn’t care | Clark Howard
Skip the lottery: Why you should bet on yourself instead | Clark Howard
Clark.com-5 ways to winterize windows and keep your home warm
-How to prepare for a ‘bomb cyclone’ and ‘polar vortex’ | Clark Howard
-Preparing is saving: 11 ways to winterize your car | Clark Howard
Volvo subscription cars
Warning: Clark drops the A-word ( Annuity ) to set the record straight

On the Calls:
How to buy a used car | Clark Howard   –    Credit Union National Association | CUNA
Clark.com- 3 sites you need to visit before you buy a used car
COSTCO Membership Search | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Private mortgage note investing – risky. Not recommended
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Investment Guide | Clark Howard
This free app blocks those annoying scam phone calls | Clark Howard
Don’t answer a call you don’t recognize.
5 reasons why home insurers will fire you as a customer | Clark Howard
Owner’s title insurance: What is it and when do you need it? | Clark Howard

Arbitration | Clark Howard
Arbitration – Corporate America can deny citizens access to courts even if the co. is engaged in criminal activity
Car Rentals | Clark Howard
9 places you should never use a debit card | Clark Howard
Credit Counseling | Clark Howard
Accidents | Clark HowardCredit Reports & Scores | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
BBB Online Complaint System | Get Started
How to choose the best credit card for college students | Clark Howard

Wednesday January 3
Understanding upcoming tax changes
This new Trump tax calculator shows how much you’ll pay going forward | Clark Howard
Clark.com-Apple responds to controversy by offering discount on iPhone battery replacement
-How to get a replacement battery for your iPhone | Clark Howard
Clark.com-7 items on deep discount in January   ///   Travel e-Scapes: January 9, 2018 | Clark Howard
Get fit for free in 2018
Working wise in the gig economy – Tips for freelancers

On the Calls:
Clark Howard’s name is being spoofed on Caller ID. You can no longer trust Caller ID.
Handling your money overseas | Clark Howard – When using a credit card always choose the currency of the country you’re in….
Clark.com/ Credit Karma has branched out into free tax preparation
Income Taxes | Clark Howard
GOBankingRates | Personal Finance Site To Help You Find More Ways To Save Money And Make Money
Want to save more? | Here’s an easy way to earn 100x more money on your savings | Clark Howard
Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Investment Guide | Clark Howard
Debit card dangers! | 12 places you should never use a debit card | Clark Howard
Secured credit cards: How they work, dangers to avoid & a better alternative | Clark Howard
How To Prevent A Tax Hit When Selling A Rental Property | Investopedia
Moving & Selling | Clark Howard
How to hire the best moving companies | Clark Howard
Best Electric Razor Buying Guide – Consumer Reports
Saving For Retirement | Clark Howard
The Cost Of Ignoring Termites    –    What is a Termite Bond?
Credit score | How to improve your number | Clark Howard
-Authorized user – How a 19 year old got a credit score of 820 | Clark Howard
6 ways to start investing when you only have $100 or less | Clark Howard
-Robin Hood requires credit thaw. They must verify identity.

Tuesday, January 2
Your big fat geek wallet in 2018
January Sizzling Deals
Top resolution: Lower your monthly bills
Convert your traditional IRA into a Roth in January
January is the best month of the year to buy travel

On the Calls:
Measure Your PD – Frame size | Zenni Optical
COASTAL Eyewear
Should you take the lump sum settlement or pension? | Clark Howard
Garrett – Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
What is the ‘right to be forgotten’? – BBC News
Should you ever lease a car? | Clark Howard
4 Ways To Opt Out of Junk Mail | Clark Howard
Free ways to transfer money within the U.S. and overseas | Clark Howard

Student loan guide | Clark Howard  –   Student Loans, Forgiveness | U.S. Department of Education
Your budget isn’t working? | Managing your money the old-fashioned way may be your best solution | Clark Howard
Can’t manage your money? | This simple budgeting method is your best solution | Clark Howard
Is an extended warranty ever worth it? | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Hotels Near Me: Best Deals, Discounts, Reviews – TripAdvisor
Opt Out: Credit Card Offers | Clark Howard  –  4 Ways To Opt Out of Junk Mail | Clark Howard

Monday, January 1  (10-26)
Another Clark Howard Money Saving Moment: Reward cards
Senior fraud is rampant. A call to action on behalf of our parents
How to spot financial abuse of the elderly | Clark Howard
Supermarkets of the future and the warehouse club difference
Timeshare prevention and cancellation intervention
Changing channels: The tipping point for pay TV

On the Calls:
The only legitimate use for a home equity loan | Clark Howard
What is Construction Law? – FindLaw
Switch Ditch Save – clarkyourbank | Clark Howard
Should you close a paid-off credit card? | Clark Howard
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
Is foreign currency trading a hit or a miss? | Clark Howard
Google Drive – Cloud Storage & File Backup for Photos, Docs & More
NeatDesk – The Neat Company

Binary Options NOT recommended – Binary Option- Investopedia
9 things to ask before selling your home | Clark Howard
Messaging Apps Are Latest Platform for Delivering Pump-And-Dump Scams | FINRA.org
Car Rentals | Clark Howard
AutoSlash – The #1 Site for Cheap Car Rentals
5 tips for launching a startup when you’re strapped for cash | Clark Howard
5 Steps for Starting Your Own Business | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Where to get real designer fragrances on the cheap | Clark Howard
How safe are Chromebooks from malware?

This week, enjoy our BEST Of series of recent shows, and  Happy Holidays from Team Clark!

Friday, Dec. 29  (10-11)
The best deals in the world come from buying used
Refi pitches targeting veterans – a special warning
Recalls – flood cars: 2 necessary steps for buying any used car
Study: 4 out of 5 back-seat passengers say they don’t buckle up | Clark Howard
Where opportunity knocks: Employers are migrating – to workers!

On the Calls:
Clark.com – Investment Guide
These are the worst store credit cards | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
The best used cars you can buy for less than $15,000 | Clark Howard
DVR Recorders For TV & Streaming Without a Subscription – Channel Master
Official Tablo TV Site | Over The Air (OTA) DVR | Tablo
Millennials discover the money-saving power of the TV antenna | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
What Clark-wants-you-to-know-about-gasbuddys-new-payment-option/

Becoming a landlord: How to find a good tenant | Clark Howard
Clark.com/Google wants to sequence your DNA on Ancestry.com
HOME MAINTENANCE Search | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard
How to improve your credit score fast | Follow these 3 easy steps! | Clark Howard
How to choose the best credit card for college students | Clark Howard
7 top money tips every college graduate needs to know
Hybrids & Alternative Cars | Clark Howard

Thursday, Dec. 28  (10-09)
Out of gas: The electric car revolution moves full speed ahead
Phishing SCAM ALERT for Apple users
SPECIAL WARNING for homebuyers – stay out of ARMs way
Building business with social media
The problem with long term Care Insurance and 2 alternatives

On the Calls:
SCORE | Free Small Business Advice
Energy Efficient Window & Door Criteria | ENERGY STAR
Investment Guide | Clark Howard
Exchange Traded Funds – ETFs | Charles Schwab
Adjusting auto insurance deductible to save you money in the long term | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Free property mgmt software | Online rent collection, renters ins, tenant screening,credit-background checks | Cozy
Free People Search | PeekYou

Gemological Institute Of America | All About Gemstones – GIA
File a consumer complaint | US Department of Transportation
Money Management for Couples | Clark Howard
Vanity Award Scams
Straight Talk’s Cheap Landline Home Phone Service | Clark Howard
Long Term Care (LTC) | Clark Howard
Tax Deductions For Rental Property Owners
Student loan guide | Clark Howard
Free Credit Score Guide: Understanding your score and what you can do to improve it | Clark Howard


Wednesday, Dec. 27  
(10-05)
Tesla driving customer service from the top
A new way hotels are picking your pocket – Beware resort and amenities fees
How a 13-year-old built his own tiny house for $1,500 | Clark Howard
Walmart delivery direct to your kitchen
Apple stock: The bigger story is apples and oranges for investors

On the Calls:
How to shop for term life insurance | Clark Howard
10 discounts people age 50 and older should know about! | Clark Howard
11 places you should never use a debit card | Clark Howard
2009 all over again? Surge in unpaid credit card bills compromises Americans’ financial future | Clark Howard
The easiest way to save on prescription drugs | Clark Howard
Warehouse club offers 600 prescription drugs for $10 or less | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Home Equity Lines | Clark Howard

Student loan guide | Clark Howard
9 accidents homeowners insurance may not cover | Clark Howard
Man’s picket against Sears gains attention | Clark Howard
Clark Books | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Charity donation guide: Make sure you know where your money is going | Clark Howard
Car Maintenance & Repair | Clark Howard
401k Plans And Payouts | Clark Howard
Credit Union Fresh Start – What to do if your credit card application gets rejected | Clark Howard
5 ways to build credit and save money in your 20s | Clark Howard
Car Insurance | Clark Howard
How to dispute an error on your credit report and win | Clark Howard
9 steps for disputing a mistake on your credit report | Clark Howard

Tuesday, Dec. 26  (10-04 Hr2 / 10-02 Hr2)
Our data security starts with us. Beware the payroll scam
Real estate WARNING – seller financed contracts for deeds
RING’s new system  – Your guide to DIY home security systems | Clark Howard
Google Family Link  Protecting your kids device screen time –  free

On the Calls:
Clark.com-Think twice before taking out a 401(k) loan
Virus, Spyware and Malware Protection Guide | Clark Howard
Internet Service | Clark Howard
Life Insurance | Clark Howard
Jobs & Military | Clark Howard
9 cheaper alternatives to cable or satellite TV | Clark Howard
YouTube announces new $35 live TV service | Clark Howard
The easiest way to save on prescription drugs | Clark Howard
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Equifax breach: A recap of what to know and what to do | Clark Howard

Best low-cost, robo-investment brokers | Clark Howard
Investment Guide | Clark Howard
Should you buy an extended warranty on a new car? | Clark Howard
Buying Computers | Clark Howard
The cheapest and easiest ways to do a will | Clark Howard
Get a lawyer for wills, estates and trusts for complicated family situations
Estate Planning | Investopedia
Genetic testing at home: Is it worth the price? | Clark Howard

Monday, Dec. 25  (11-7)
Healing abroad: What to know about dental and medical tourism
Dental tourism may sound out-there, but it could save you money!
Double down at the dealership – A Clarksmart warning to car buyers
Welcome to better, faster, cheaper: The 3D manufacturing revolution
Battery Safety Warning: Laptops in Luggage a No Go in Cargo
Step one for car buyers: Choose reliability. Ratings are in

On the Calls:
4 things that have changed for open enrollment 2018 | Clark Howard
Life Insurance | Clark Howard  –  How to shop for term life insurance | Clark Howard
These 10 retailers offer the best deals on the best quality hearing aids | Clark Howard
Clark.com/The $15 insurance policy all renters need
Lemonade reinvents home and renter’s insurance | Clark Howard
Mortgages | Clark Howard
Clark.com/Equifax data breach: How to recover your credit freeze PIN
Disability Insurance | Clark Howard

Gmail rolls out their strongest security yet for email users | Clark Howard
Secure email: ProtonMail is free encrypted email.
3 things you need to fix before applying for a mortgage | Clark Howard
12 ways to get a bigger Social Security check | Clark Howard
–  If credit frozen – take ID to ss office to receive a one-time code to open a My Social Security account.
Service to protect against title fraud only monitors for a fee. Not recommended.
Owner’s title insurance: What is it and when do you need it? | Clark Howard
Company stock: The biggest mistake you can make with your 401(k) | Clark Howard
5 ways being an Airbnb host can cost you money | Clark Howard
The best day of the week to book a cheap flight | Clark Howard
Umbrella Insurance Policy

This week, enjoy our BEST Of series of recent shows, and  Happy Holidays from Team Clark!

Friday, Dec. 22  (12-05)
Netflix expands interactive TV
$Millions lost in a crypto currency scam. A Clarksmart warning
Facebook rolls out Messenger for kids, but is it safe? | Clark Howard
McDonald’s new dollar menu
New rule would allow restaurants to control tips earned by their workers | Clark Howard

On the Calls:
Your guide to paying off credit card debt | Clark Howard
Investment Guide | Clark Howard
How do retirement funds affect student aid eligibility? – Fastweb
How a 19 year old got a credit score of 820 | Clark Howard
How to choose the best credit card for college students | Clark Howard
How to hire the best moving companies | Clark Howard
uShip | The Online Shipping Marketplace
Sell your unwanted gift cards online | Clark Howard

Buying a Home | Clark Howard
Google Shopping   /   Online Shopping Guide: How to get the best price possible | Clark Howard
Check online store ratings and save money with deals at PriceGrabber.com
Online Shopping Guide: How to get the best price possible | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Now hiring: 7 entry-level jobs that let you work from home | Clark Howard
Squirrel away money for the future with Acorns — one purchase at a time | Clark Howard
5 ways to get prices so cheap…you won’t believe your eyes! | Clark Howard
Life Insurance | Clark Howard
Roth 401(k)   –   Saving For Retirement | Clark Howard
Clark.com/Over 40 with no retirement savings? Take these 6 steps
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Want to earn more on your savings? | Switch to an online bank! | Clark Howard

Thursday, Dec. 21  (11-30)
Expanding healthcare via virtual medical visits
Beware the delivery scam:  A new way to steal your money right at your front door
Spend control: Market mind games and the things you tell yourself
Electronics addiction plagues primary schools
America’s long-term love of car ownership takes a turn 

On the Calls:
Car Rentals | Clark Howard
AutoSlash – The #1 Site for Cheap Car Rentals
Investment Guide | Clark Howard
Warning: The mystery shopper scam is back! | Clark Howard
Life Insurance | Clark Howard
Investment Guide | Clark Howard
Student loan guide | Clark Howard

Self Publishing Guide | Clark Howard
5 ways being an Airbnb host can cost you money | Clark Howard
7 lessons I learned as an Airbnb host | Clark Howard
Way beyond home-sharing: 5 new Airbnb initiatives that you probably don’t know about | Clark Howard
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Are Bonds a Safe Investment for You? | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
When’s the best time to take Social Security? Here’s how
Social Security | Clark Howard
6 options for buying a home with little or no money down | Clark Howard
Buying a Home | Clark Howard
Why you should buy a house below your means | Clark Howard

Wednesday, Dec. 20  (12-01 Hr1 / 11-29 Hr2)
Great going solar – but a warning about financing
Elderly abuse comes from all sides, including the phone company
Clark.com/Charity during the holidays: Make sure you know where your donation is going
Automation, robots and American jobs
Study: People doing these jobs will likely be replaced by robots by 2030 | Clark Howard
Late Amazon Prime delivery? Here’s what you can get for free! | Clark Howard
-Clark.com/3 ways to get refunds for retail price drops with little or no effort

On the Calls:
Travel Booking & Planning Guide | Clark Howard
The best reward credit cards | Clark Howard
Student loan guide | Clark Howard
Mortgages | Clark Howard
Clark’s Prescription Plan Guide | Clark Howard
About CIPA – Canadian International Pharmacy Association – Verifying Safe Online Pharmacies Since 2002
Student loan guide | Clark Howard
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
How to buy a used car | Clark Howard
4 reasons to buy a car with cash | Clark Howard
7 rules for buying a cheap used car with cash | Clark Howard

#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
Travel | Clark Howard  –  KAYAK EXPLORE
Cheap International Flights – Scott’s Cheap Flights
Book flights with confidence | Google Flights
4 things to consider before canceling a credit card with an annual fee | Clark Howard
Should you close a paid-off credit card? | Clark Howard
Equifax Data Breach | Clark Howard
Wills & Funerals | Clark Howard

Tuesday December 19  (11-17 Hr1 / 11-27Hr2)
Clark’s Italian Adventure!
Warning: Do not sign up for these credit cards | Clark Howard
Closing the job / skills gap: Construction school
Reports: Uber paid hackers to keep data breach affecting 57 million customers quiet | Clark Howard
-Here’s the most disturbing thing about the Uber hack | Clark Howard
Here’s a new way to fund your Acorns account | Clark Howard

On the Calls:
Why co-signing a loan can be bad on almost every financial level | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
INVESTMENT GUIDE
Best 529 plans to help pay for college | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Top 10 Features Of A Profitable Rental Property
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Lab-made diamonds are cheap and indistinguishable from the real thing | Clark Howard
Beyond Conflict Free Diamonds and Engagement Rings | Brilliant Earth
Pure Carbon Man Made Diamonds

Protecting Your Privacy | Clark Howard
Making Internet Privacy Easy | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Saving For Retirement | Clark Howard
Investment Guide | Clark Howard
Pros and cons of reverse mortgages for seniors | Clark Howard
Cheap internet phone systems guide | Clark Howard
VoIP Phone Service – Internet Home Phone Service Providers
Here’s why Clark is no longer recommending TIAA | Clark Howard
Exchange Traded Funds – ETFs | Charles Schwab
“expired MS license telephone call” – Microsoft Community

Monday December 18 (11-16)
Online reselling is more complicated than it looks
Be prepared: TSA airport screening intensifies
Masters degrees vs. student loan debt. Grads weigh in
Out of sight, out of mind: An employment warning about working remotely
Virtual restaurants expand delivery options 

On the Calls:
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Gradually or cold turkey? Study finds the best way to quit smoking | Clark Howard
Simple | Online Banking With Built-In Budgeting & Saving Tools
clarkyourbank | Clark Howard
Ponzi Schemes & Multi-Level Marketing | Clark Howard
702(j) plans: The “retirement plan” that needs to retire! | Clark Howard
Want to earn more on your savings? | Switch to an online bank! | Clark Howard
Are bonds a good investment right now? | Clark Howard

Clark.com/Homeowners Associations
Buy or lease a vehicle? New numbers show monthly payments in both scenarios | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
10 best places to get a deal on eyeglasses | Clark Howard
3 reasons not to do business with a full-commission stock broker | Clark Howard
The #1 Social Security mistake people make is so easy to avoid! | Clark Howard
How to get the maximum Social Security check | Clark Howard
This security feature could prevent hackers from emptying your bank account | Clark Howard
Clark.com-The best banks are not banks at all…

Friday December 15
Familiarity breeds contentment?  The travel industry applies big data to customer service
A vital social safety warning for kids and teens
Spending money like water – on water,  is money down the drain
Clark answers his critics on ‘Clark Stinks’
Homeownership as an investment – time for a rethink  

On the Calls: 
Senior Care | Clark Howard
Equifax Data Breach | Clark Howard
Buying a Home | Clark Howard
Custodial Savings Account: Schwab Brokerage: Custodial Account
Disability Insurance | Clark Howard
Long Term Care (LTC) | Clark Howard
401k Plans And Payouts | Clark Howard
HUD.gov / U.S. Department of Housing and Urban Development (HUD)
6 options for buying a home with little or no money down | Clark Howard

Freeze Account | Discover Card
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
Citi Double Cash – Cash Back Credit Card – Citi.com
Fidelity Rewards Visa Signature Card
Guide To 401(k) And IRA Rollovers | Investopedia
TV, Satellite & Cable | Clark Howard
How to book the best — and safest — Airbnb | Clark Howard
Minimize your risk with AirBnb and VRBO | Clark Howard

Thursday December 14
Owning gold is about to get easier
IRS Phobic? Be more afraid of scammers still exploiting that fear
Your winter heating bills  – what to expect
Estate sales gone digital bring a double advantage
Post Equifax data breach – 2 vital measures you can take to help protect your identity and social security benefits

On the Calls: 
Index fund investing beats actively managed investing 90% of the time | Clark Howard
How to buy a used car | Clark Howard
Becoming a landlord: How to find a good tenant | Clark Howard
Mortgage refinance guide | Clark Howard
702(j) plans: The “retirement plan” that needs to retire! | Clark Howard
Investment Guide | Clark Howard
Why you should change your Mint.com and other budgeting account passwords | Clark Howard
MINT: Money Manager, Bills, Credit Score & Budgeting
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard

How to start paying off student loans: Best practices guide | Clark Howard
Wills & Funerals | Clark Howard
How to shop for term life insurance | Clark Howard
Index annuities are poison for your pocketbook | Clark Howard
Solo 401(k) vs. SEP: Which is Best for Biz Owners? | Investopedia
Talk to a Housing Counselor/U.S. Department of Housing and Urban Development (HUD) | HUD.gov /
Credit Karma is now offering an ID monitoring service — and it’s free | Clark Howard
How to protect your frequent flyer miles | Clark Howard
Warning: This fake tech support scam will give criminals access to your computer | Clark Howard

Wednesday December 13
Winter hazards: A small price to pay for a lot of protection: Renter’s Insurance
Adding insult to injury, how some states punish delinquent student loans
Half of Americans have no savings. The state of Oregon leads with a simple solution
Driven to distraction: Make your car a work-free NO PHONE ZONE
Tesla battery power eases summer scorch in the land down under

On the Calls:
Best Electronic Deals | Tech Deals | Clark Deals
#1 secret to get a satisfactory resolution to your auto insurance claim | Clark Howard
Mortgage refinance guide | Clark Howard
Investment Guide | Clark Howard

Best Computer Deals | Discount Laptops | Clark Deals
Best 529 plans to help pay for college | Clark Howard
Fuel Costs and Tips | Clark Howard
Stride Health – Stride Drive Mileage Tracking
Best and worst auto insurance companies | Clark Howard
3 ways to pay less when you have a teen driver under your roof | Clark Howard
Clark.com/Warning: The IRS phone scam is back and more sophisticated than ever
SoFi review: Here’s what this unique lender can do for you | Clark Howard
Track your mortgage with these free tools | Clark Howard
Investment Guide | Clark Howard  –  Home – HumbleDollar
Home » The Stacking Benjamins Network
Records, paperwork and old files: What to keep and what to toss! | Clark Howard

Tuesday December 12
The incredible shrinking middle class
A decade gone since Bernie Madoff with the funds –  Ponzi schemes persist
Put a free library in your phone
Less is more for home buyers
December is prime job hunting season

On the Calls:
Moving & Selling | Clark Howard
Want to love your auto insurance company? Shop these insurers! | Clark Howard
Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead | Clark Howard
Investment Guide | Clark Howard
Buying a car | A step-by-step guide to everything you need to know | Clark Howard
How to buy a used car | Clark Howard
Automatic bill pay warning | How it works, dangers to avoid & the safest way to set it up | Clark Howard
Handling your money overseas | Clark Howard

Financial advisor designations: This free tool sorts through the alphabet soup | Clark Howard
Long Term Care (LTC) | Clark Howard
How to invest using peer-to-peer lending | Clark HowardOnline Shopping Guide: How to get the best price possible | Clark Howard
Travel Booking & Planning Guide | Clark Howard
Frequently Asked Questions on Gift Taxes | Internal Revenue Service
What Clark wants you to know about GasBuddy’s new payment option | Clark Howard
7 of the best gas station loyalty programs | Clark Howard
How to shop for term life insurance | Clark Howard

Monday December 11
Employers provide a payday loan alternative
A new big bank warning with a rule for investing
Flipping homes- it’s all the rage again. Warning!
Warning: Do NOT buy these gift cards this holiday season | Clark Howard
Shopping online, why you can’t always see the price

On the Calls:
Time to invest? Bitcoin tops the $5,000 mark | Clark Howard
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard
Best 529 plans to help pay for college | Clark Howard
How To Prevent A Tax Hit When Selling A Rental Property | Investopedia
Getting the 401(k) company MATCH is not the same as MAXING OUT your 401k: contributing the max allowed per year.
These are the only two places Clark Howard uses Wi-Fi | Clark Howard
Google Translate gets amped up with new offline features | Clark Howard
15 tips and apps to make your travels cheaper and easier | Clark Howard

Better banking experience | 5 online banks that offer lower fees, higher returns on savings & overall better service | Clark Howard
Aspiration – Do Well. Do Good.
The NOAH’S ARK rule – Have 2 major ( Visa, MC, Discover, AMX ) credit cards from different institutions.
New rules grant credit to stay-at-home spouses | Clark Howard
Equifax Data Breach | Clark Howard
Credit Score Guide | Clark Howard
80-10-10 Mortgage  –   Mortgages | Clark Howard
Investment Guide | Clark Howard
Small Business & Entrepreneurship | Clark Howard
-Find small companies at business park directories. Then look them up online.
-See local business journals. Also LinkedIn. Join Kiwanis or Rotary Clubs
Your guide to DIY home security systems | Clark Howard
Why people need to shop their credit cards and how to pick the best one for you | Clark Howard

Friday December 8
The clock ticks on Flexible Spending Account (FSA) money. How to use it before you lose it
Account takeover fraud is growing. Clarksmart precautions
All love for warehouse clubs, but also a necessary warning
Clark answers his critics on ‘Clark Stinks’
A Clarksmart warning about using non-cash payment platforms        

On the Calls:
The best cell phone plans for seniors | Clark Howard
REITs: What you need to know about Real Estate Investment Trusts | Clark Howard
Clark’s secret to finding the cheapest flights possible | Clark Howard
There’s a hidden dark side to roadside assistance and cell phone insurance | Clark Howard
Lost passport overseas? Go to a US consulate to make a report
How to spot a debt collection scam | Clark Howard
Clark’s Bio | Clark Howard  “A variety of interests and very hard work got me to where I am now”

DEBT CONSOLIDATION  | Clark Howard
How To Bypass the Banks for a Loan | Clark Howard
Buying a Home | Clark Howard
Best Kid Tracker 2017 – GPS Watches and Tracking Devices for Children
Life360 – The New Family Circle
Kids GPS Tracking Watch Phone. | Kidsportgps.com
Findster Kids: The GPS Tracker for Kids without Monthly Fees! | Findster Store
5 sneaky ways to increase your credit score | Clark Howard

Thursday December 7
Pay advances stem payday loans
Clarkrageous fake debt collectors threaten and then rip off the innocent
Millennials get back to the garden and back on the farm
Retirement challenges faced by women
4 things to know before you sign up for YouTube TV | Clark Howard

On the Calls: 
Truck Rental Insurance | Type of Coverage
Understanding Truck Rental Insurance | Moving.com
702(j) plans: The “retirement plan” that needs to retire! | Clark Howard
Insurers hike premiums on universal life insurance policyholders | Clark Howard
Investment Guide | Clark Howard
The “Clark Smart” steps for buying a new car | Clark Howard
Compare Vehicles • Edmunds
How to buy a used car | Clark Howard
Travel Booking & Planning Guide | Clark Howard
Clark’s health savings account guide | Clark Howard
PRESCRIPTION DRUGS Search | Clark Howard

The #1 way to prevent identity theft at medical offices | Clark Howard
When You Should Take the Lump Sum Over the Pension | Clark Howard
Your guide to paying off credit card debt | Clark Howard
Are Home Warranties Worth the Money? | Clark Howard
Warning: The IRS phone scam is back and more sophisticated than ever | Clark Howard
Scam alert: Do not answer calls or texts from these area codes | Clark Howard
5 ways to buy stocks for free or very cheap | Clark Howard
Investment Guide | Clark Howard
ALDI Search | Clark Howard
8 things to know about new discount grocer Lidl | Clark Howard
Clark.com/Discover, American Express offer cash back for using Android Pay

Wednesday December 6
Clark.com/UPS to customers: Some holiday deliveries will be late this year
Google blocks YouTube on Amazon devices in escalating feud | Clark Howard
A special flu season warning
Housing market update with a cost advantage to trading up
Why 2018 will be the best year for your food budget

On the Calls:

Dashcams provide crucial protection on today’s roads | Clark Howard
Umbrella policy for rental property – Bing
Commercial bridge loans as investments – NOT recommended
Moving & Selling | Clark Howard
Free Credit Report Guide | Clark Howard

Best 529 plans to help pay for college | Clark Howard
Secret Sister Gift Exchange
Facebook’s “Secret Sister Gift Exchange” Is a Scam – Facebook Gift Scam
Clark.com/Time to invest? Bitcoin tops the $5,000 mark
Online banking | 5 ways to make your online banking experience safer | Clark Howard
Credit Freeze Guide: The best way to protect yourself against identity theft | Clark Howard
Health Insurance Guide | Clark Howard
Here’s why Clark is no longer recommending TIAA | Clark Howard
Bitcoin: Bubble mania or legit investing opportunity? | Clark Howard

Tuesday December 5
Netflix expands interactive TV
$Millions lost in a crypto currency scam. A Clarksmart warning
Facebook rolls out Messenger for kids, but is it safe? | Clark Howard
McDonald’s new dollar menu
New rule would allow restaurants to control tips earned by their workers | Clark Howard

On the Calls:
Your guide to paying off credit card debt | Clark Howard
Investment Guide | Clark Howard
How do retirement funds affect student aid eligibility? – Fastweb
How a 19 year old got a credit score of 820 | Clark Howard
How to choose the best credit card for college students | Clark Howard
How to hire the best moving companies | Clark Howard
uShip | The Online Shipping Marketplace
Sell your unwanted gift cards online | Clark Howard

Buying a Home | Clark Howard
Google Shopping   /   Online Shopping Guide: How to get the best price possible | Clark Howard
Check online store ratings and save money with deals at PriceGrabber.com
Online Shopping Guide: How to get the best price possible | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Now hiring: 7 entry-level jobs that let you work from home | Clark Howard
Squirrel away money for the future with Acorns — one purchase at a time | Clark Howard
5 ways to get prices so cheap…you won’t believe your eyes! | Clark Howard
Life Insurance | Clark Howard
Roth 401(k)   –   Saving For Retirement | Clark Howard
Clark.com/Over 40 with no retirement savings? Take these 6 steps
Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Want to earn more on your savings? | Switch to an online bank! | Clark Howard

Monday December 4
5 things to know about CVS buying Aetna for $69B | Clark Howard
The one and only exception to Clark Howard’s ‘no gift card’ rule | Clark Howard
What to expect from the final tax bill
Don’t blink – Wireless high speed data is bringing change
In front of the new tax bill, a charitable giving strategy that can benefit you

On the Calls:
Late Amazon Prime delivery? Here’s what you can get for free! | Clark Howard
-Do not believe any online seller’s promise to deliver by Christmas after Sat. Dec. 11th.
Prize-Linked Savings Accounts: Savings With a Jackpot on the Side — The Motley Fool
Investment Guide | Clark Howard
Credit Score Guide | Clark Howard  –  Should you close your credit card? | Clark Howard

Clark Howard: Refinance Guide | Clark Howard
Should you buy an extended warranty on a new car? | Clark Howard
Hybrids & Alternative Cars | Clark Howard
How to save $5,000 with the 52-week money challenge | Clark Howard
Save $5,000 a year by cutting back on these 5 little luxuries | Clark Howard
Here’s a new way to fund your Acorns account | Clark Howard
Rent-to-Own Homes: How the Process Works | Investopedia
Rollover 401k to IRA – Fidelity
Top 19 Reviews and Complaints about Wells Fargo Advisors
Investment Guide | Clark Howard

Friday December 1
Great going solar – but a warning about financing
Elderly abuse comes from all sides, including the phone company
Clark.com/Charity during the holidays: Make sure you know where your donation is going
Clark answers his critics on ‘Clark Stinks’
Independent living for seniors – assisted by high tech

On the Calls:
Travel Booking & Planning Guide | Clark Howard
The best reward credit cards | Clark Howard
Student loan guide | Clark Howard
Mortgages | Clark Howard
Clark’s Prescription Plan Guide | Clark Howard
About CIPA – Canadian International Pharmacy Association – Verifying Safe Online Pharmacies Since 2002
Student loan guide | Clark Howard
Student loans 101 | Everything from how much to borrow to paying it off | Clark Howard
How to buy a used car | Clark Howard
4 reasons to buy a car with cash | Clark Howard
7 rules for buying a cheap used car with cash | Clark Howard

The best robo-advisors of 2017: A cheaper and easier way to invest | Clark Howard
Know the right questions to ask of a fee-only financial advisor | Clark Howard
Schwab Advisor Services
Your guide to DIY home security systems | Clark Howard
Mint: Money Manager, Bill Pay, Credit Score, Budgeting & Investing

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