Clark Show Notes

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The Latest from Clark Howard.

Mentioned in Clark’s Videos and TV/Radio Consumer Minutes:


SURVEY SAYS:

1. Poll reveals fear of travel in self-driving cars – Fear not. Once you get used to it, you can’t go back.

2. These are the best and worst states to live in, according to new report – Number 1: Massachusetts
These are the 20 best places to live in America | Clark Howard

3.Washingtonpost.com-More evidence that we need to stop sitting so much — especially men
Sitting too much can contribute to chronic illness. Stand in the place where you live / work.

Mentioned on the Clark Howard Show:

Friday April 28
Warning: Avoid the dark side of solar installation
Preventing elder abuse
A new delivery method is on the way – robots
Clark answers his critics on ‘Clark Stinks’
Cash is king – and a cure  – Managing your money the old-fashioned way | Clark Howard

On the Calls:
Rollovers of Retirement Plan and IRA Distributions​
Find and dispute errors on your credit report | Clark Howard
401k Plans And Payouts | Clark Howard
SOLAR POWER Search | Clark Howard
The Pros And Cons Of Automated Trading Systems
What You Need to Know About Binary Options- Investopedia

Refurbished laptops – not recommended. New ones are very affordable
How to bring an old laptop back to life for free | Clark Howard
Free Credit Score Guide | Clark Howard
For minimal service at a low price – TracFone Wireless
Clark Howard: Cheap Cell Phone Plans | Clark Howard
Smart thermostats not recommended if someone is home at all times.
Your guide to paying off credit card debt | Clark Howard
6 ways to tackle your credit card debt | Clark Howard
How To Score a Deal on a Cruise | Clark Howard

Thursday April 27
Good grilling news in the grocery aisles
CLARKRAGE –  A new risk with home phone service – your number hacked – your fault!
Something new from Roku outsmarts smart TVs
New solutions for affordable housing ‘pop up’
One simple change would improve schools and student performance –  and cost nothing

On the Calls:
Clark.com – Hotel Booking Guide
Clark.com – TRAVEL
Mortgage Refinance Guide
Clark.com – TERM LIFE INSURANCE
Records, paperwork and old files: What to keep and what to toss!
Over 40 with no retirement savings? Take these 6 steps | Clark Howard
Why you need to turn paper statements back on | Clark Howard
Why you need to print out your e-statements | Clark Howard
CAR RENTAL Search | Clark Howard
Credit Card Authorized User – Investopedia
How a 19 year old got a credit score of 820 | Clark Howard
Clark.com- Credit Bureau Rules
How to improve your credit score | Clark Howard

eBay Motors – Vehicle Inspection
HOW TO BUY A USED CAR – Clark.com
401k rollover to an IRA | Vanguard
Maybe it’s time for a 403(b)(7) account rollover-Vanguard
Clark.com – TRAVEL
How to add gold to your portfolio – Clark’s golden rule for investing in gold
How to Fly Spirit Airlines
AAA Auto Club South | AAA.com
Investopedia – Roth IRA vs. Traditional IRA
How to dispute an error on your credit report and win | Clark Howard
Free Credit Report Guide | Clark Howard
New FHA loan limits may help you buy a home | Clark Howard
Clark.com – 4 things to consider about 403(b) retirement plans
Investing, Advice, Retirement and Banking | TIAA
Buying a home? 15 ways to shop for the lowest mortgage rates | Clark Howard
Free Conference Calls | Try UberConference, the Best in Conferencing
Free Audio Conferencing | FreeConferenceCall.com

Wednesday April 26
Obscene exec severance packages
Clarkrageous: Nordstrom is selling $425 ‘workwear’ jeans with fake mud on them | Clark Howard
Pyrex glass dish explodes in Clark Howard’s kitchen | Clark Howard
The Trump tax proposal – And great news on the energy front for summer
Ready for your closeup? It could help set your life insurance rate! | Clark Howard

On the Calls:
Dashcams provide crucial protection on today’s roads | Clark Howard
Fry’s Electronics | Dash cams
The only legitimate use for a home equity loan | Clark Howard
What you need to know about home equity | Clark Howard
How to refinance your student loans | Clark Howard
How to make a disposable razor last 12 months! | Clark Howard
Putting Dollar Tree’s $1 premium disposable razor to the test | Clark Howard
Dorco razor deal: Handle with two cartridges only $2 and free shipping | Clark Deals
SMART WATCHES Search | Clark Howard
MATTRESSES Search | Clark Howard

Home-Equity Loan vs. HELOC: The Difference | Investopedia
Investment Guide | Clark Howard
MORTGAGES Search | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
FTC Releases “Package Delivery” Themed Scam Alert | US-CERT
Sling TV – Watch Live TV Programming Any Time and Anywhere
9 cheaper alternatives to cable or satellite TV | Clark Howard

Tuesday April 25
Pyrex glassware warning
Another Russian hacker apprehended – damage report and protection measures
Uber stopped for ethics citation – again, embarrassing Unroll.me, infuriating Apple
Stock market bubble = Investment Warning
There’s no stopping self-driving cars

On the Calls:
Save Spirit Airline Passenger Usage Fee  by booking at the airport –
Don’t give your Social Security number at these places! | Clark Howard
Credit freeze and thaw guide | Clark Howard
Why you need to turn paper statements back on | Clark Howard
Clark.com – 6 reasons to think twice before co-signing a loan
Why co-signing a loan can be bad on almost every financial level | Clark Howard
Thinking about co-signing on someone’s loan? Heed this warning. | Clark Howard
Co-signing a Loan | Consumer Information
Submit a complaint | Consumer Financial Protection Bureau
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Why you need to turn paper statements back on | Clark Howard
Clark.com-Why you need to print out online bank e-statements
HOW TO BUY A USED CAR Search | Clark Howard

IRS.gov – Enrolled Agent Information
AmerBoardofOrthodontics-Policy and Procedures for Handling Complaints
Pet friendly hotels: Dog, Cat & Other Pet Friendly Hotels at Petswelcome.com
BringFido.com – Pet Friendly Hotel & Dog Travel Directory
?? Pet Friendly Hotels: Find Cat & Dog Friendly Hotels ?? | Expedia
TripAdvisor: Read Reviews, Compare Prices & Book
Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
How to drastically reduce your energy costs using home automation | Clark Howard
10 easy energy saving tips for your home | Clark Howard
Energy Savings at Home : ENERGY STAR

Monday April 24
Clark.com- The IRS is now using private debt collectors. What you need to know to protect yourself
An important lesson for anyone who has a mortgage – Amortization schedules
Grocery price cuts continue: When Walmart competes
Clark.com – How to get a $5 car rental
New technology coming soon to your wallet makes your credit and debit cards safer – MasterCard thumbprint security

On the Calls:
Student Loan Guide | Clark Howard
Financing a car? Ask about pre-payment penalties. | Consumer Information
Plan for your funeral in advance to save big bucks | Clark Howard
How to put a credit freeze in place for your child | Clark Howard
12 things your homeowners insurance probably doesn’t cover | Clark Howard
Umbrella Insurance Policy- Investopedia
The worst insurance in the world | Clark Howard
Haven Life: Get a term life insurance policy and insurance quotes online
What you need to know about store credit cards | Clark Howard
Big changes coming to popular credit scoring model | Clark Howard

Best discount investment brokers of 2017 | Clark Howard
Credit Score Guide | Clark Howard
What is HomeAway Payments? | HomeAway Help
Creative ways to give CASH  | Clark Howard
15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Buying a home? 15 ways to shop for the lowest mortgage rates | Clark Howard
Facebook just made it easier for you to find a new job | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard

Friday April 21
Go back to the cinema cheaply or for free
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Know your rights with debt collectors | Clark Howard
Cell phone use on planes – the latest developments
Clark answers his critics on ‘Clark Stinks’
Attention grocery shoppers: Lower prices and more convenience in all directions
  7 cheapest grocery stores | Clark Howard

On the Calls:
In-store credit: The pros and cons Clark.com  
Water and sewer protection insurance through municipalities or water authorities – Not recommended.
Alternative: adding  this coverage to your homeowner’s policy costs less.
The easy way to pay off your credit card debt in a quarter of the time | Clark Howard
   Your guide to paying off credit card debt | Clark Howard
RobinHood – 6 ways to buy stocks for free or very cheap | Clark Howard
Best discount investment brokers of 2017 | Clark Howard
Buying vs renting a home. The longer you can stay, the more cost efficient it is to own.
Clark.com- Buy or rent: The new view of the American dream
15 year mortgages preferred.   15-year vs. 30-year mortgage: Which loan is best for you? | Clark Howard
Clark.com-15 ways to shop the lowest mortgage rates
Saving on business phone service. Virtual PBX’s –  RingCentral has longevity. Grasshopper is heavily promoted. There are others.
These services provide a phone tree that forwards to cell phones. No complaints. Have a backup numbers published in case of phone service failure
Cheap Internet Phone Systems Guide | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard –  Prices vary both ways between apps and their corresponding sites.
Managing your money the old-fashioned way | Clark Howard
6 ways to eliminate student loan debt from your life | Clark Howard
Investment Guide | Clark Howard
Mortgages | Clark Howard
Email job opportunity requests personal account info of applicants. Company deals with getting internationals their tax returns WARNING – NOT legit. This could make you a co-conspirator in Tax ID theft and the job carries jail time.
Tax Identity Theft Awareness Week | Consumer Information

Thursday April 20
Spring cleaning: The best ways to sell your stuff
The best apps to get you money for your junk | Clark Howard
10 things you should always buy used | Clark Howard
Where to buy and sell used electronics | Clark Howard
49 ways to sell your old stuff for the most money | Clark Howard
Trade in your old electronics for cash | Clark Howard 
The capture of a major hacking ring leader is a call to action for every US citizen
The real story behind ‘story stocks’ – an investment warning
It’s the spring home buying season – An HOA warning
3 ways to maximize your smartphone’s battery life | Clark Howard

On the Calls:
Travel | Clark Howard  –  TraveState.Gov – VISAS – Important Announcement
Your guide to paying off credit card debt | Clark Howard

What you should know before selling your home without an agent | Clark Howard
Do real estate agents really matter anymore? | Clark Howard
Guide To 401(k) And IRA Rollovers | Investopedia

Scams & Rip-Offs | Clark Howard
Warning: If you get this phone call, do not answer ‘yes’

Youth Account suggestions: USAA Youth Savings and Checking Accounts | USAA
    Bluebird named best banking alternative | Clark Howard    –     MONEY | Capital One
Opting out of overdraft protection will save you money! | Clark Howard
What you need to know about home equity | Clark Howard
Student Loan Guide | Clark Howard

How to shop for term life insurance | Clark Howard
Ladder: A new option for online term life insurance quotes | Clark Howard
Best 529 plans to help pay for college | Clark Howard

Credit freeze and thaw guide | Clark Howard
What are the Roth 401(k) withdrawal rules? | Investopedia

Wednesday April 19
Putting Dollar Tree’s $1 premium disposable razor to the test | Clark Howard
SIZZING DEALS – Thinking ahead for Mom:  Clark Deals – Mother’s Day  ///
Walmart Beauty Box for $5 shipped | Clark Deals   –   Target’s beauty box includes skincare and makeup for $7 | Clark Deals
A partnership between the VA and CVS could benefit veterans
Making money sense of your choice of airlines  – Delta will now offer you $10,000 to switch flights | Clark Howard
Clark.com- What do airline passengers complain about the most?
Mortgage rates: an opportunity

On the Calls:
Lemonade reinvents home and renter’s insurance | Clark Howard
Clark.com/home-5 online banks that totally rock
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Know The Rules for 401(k) Rollovers – Investopedia
HOW TO BUY A CAR Search | Clark Howard
Best used cars under $10,000 and $15,000 | Clark Howard
5 rules for selecting a teen driver’s first car | Clark Howard
Clark.com-Check the safety of your teen driver’s car at this website
3 new car technologies that help reduce accidents | Clark Howard
Wrapify – Get Paid to advertise on your car – legit
Personal Loans from SoFi | Low Rates, Fixed Monthly Payments
Personal Loans: Get a Personal Loan Online | Lending Club
Debt consolidation loans | Prosper

Overbooked airlines are here to stay – Apr. 12, 2017
ABLE accounts: A tax-free way for disabled students to save for college | Clark Howard
Investment Guide | Clark Howard  –    Exchange Traded Funds – ETFs | Charles Schwab
Car insurance rates: Geico vs. Progressive vs. Amica vs. State Farm | Clark Howard
When not to contact your insurance company | Clark Howard
The best way to insure your jewelry from loss or theft | Clark Howard

Tuesday April 18
US travel savings this vacation season
Sizzling Tax Day  ClarkDeals-  Celebrate finishing your taxes with these 26 Tax Day freebies and deals!
Tax dollar break down: Half goes to Social Security, Medicare and Medicaid
Bad for America – jamming the free flow of information. Life without net neutrality
240 miles on a charge – a Bolt from the blue hits the future of driving

On the Calls:
Uber drivers should check with their auto-insurance companies.
What Uber and Lyft Drivers Need to Know About Car Insurance  
Two-thirds of Americans aren’t using the easiest way to save for retirement | Clark Howard
Investment Guide | Clark Howard
Best 529 plans to help pay for college | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
Tenant Screening | TransUnion SmartMove | Tenant Background Check
Free Lease Forms – Landlord Forms – Rental Lease Agreements – Tenant Screening
How to stop Facebook from sending you these new ads | Clark Howard
Facebook is giving you more control over the ads you see | Clark Howard

ADA.org-Dental Student Loan Repayment Programs & Resources
DRM printer cartridges  –   Costco 1-Hour Photo: Inkjet Refill Center
Epson printer will cost more but save you big over time | Clark Howard
INKvestment All-in-One printers from Brother are super high-yield ink cartridge systems.
Bad medical debt hurting your credit? Here are 3 ways to attack it | Clark Howard
Know your rights with debt collectors | Clark Howard
Buying tires, start here – Tire Rack – Your performance experts for tires and wheels.
Price compare at warehouse clubs and local tire stores.
Tires: Everything you need to know about price and keeping them properly inflated! | Clark Howard
6 best tires for your money | Clark Howard
Buying individual stock picks vs. index funds | Clark Howard
uShip | The Online Shipping Marketplace   –   The On-the-Way Delivery Network – Roadie

Monday April 17  (Replay)
The vehicles of the wealthy
Free trial offers can become ClarkRageously costly
Brand name vs. off-brand TV’s: reliability ratings are in
Clark has Waze of getting around traffic
Why $666 is the mark of the big banks- and your recourse 

On the Calls:
Top 13 resources for small business loans | Clark Howard
Skiplagged: The smart way to find cheap flights.
How to choose the best credit card for college students | Clark Howard
The best reward credit cards | Clark Howard
Credit Card Tune-Up: Find credit card rewards for your expenses – 2017
Safe, inexpensive housing for recent grads: Look for garage apartments in great neighborhoods
How to qualify for student loan forgiveness | Clark Howard

Target-date retirement funds perfect for ‘set it and forget it’ investing | Clark Howard
Homes & Real Estate | Moving & Selling | Clark Howard
Several credit card issuers offer free Roadside Assistance as a benefit.
Clark.com- When NOT to contact your auto insurance company
Bitcoin as an alternative payment method | Clark Howard
7 things debt-free people never do | Clark Howard
10 tips to become debt-free as quickly as possible | Clark Howard
Investment Guide | Clark Howard

Friday April 14
Warning: Buying stocks on margin
Wells Fargo ClarkRage number 7
Clark.com-10 top jobs in places where a $60,000 salary goes the furthest
Clark answers his critics on ‘Clark Stinks’
Cell Phone Buying Guide   –   Choosing a Cell Phone | Clark Howard

On the Calls:
Clark.com – When’s the best time to take Social Security?
Real Estate Investment Trust – REIT​
REITs: What you need to know know about Real Estats Investment Trusts | Clark Howard
Garrett Planning Network  –   Clark.com – Fee-only financial planners
How to rebuild credit – Clark.com
Credit cards for college students – Clark.com
CUNA –    Secured credit cards – Clark.com
Find a credit union – aSmarterChoice Credit Union Finder – aSmarterChoice Site
Buying a home – independent insurance agents can be helpful, but they don’t write with direct insurers, like Amica
Best and worst home insurers – Clark.com
Clark Howard: Natural Gas Basics | Clark Howard

Car Title Loans | Consumer Information – NO.
UNBUNDLE: 1. Phone – Ooma​    $2-5 a month – Costco sells the Ooma device.
2. Dish network cheaper than cable.  Netflix a great way to lower cost.
3. Internet – put cable into competition with phone company and negotiate. 3 hour project. Down to near $80 a month.
9 cheaper alternatives to cable or satellite TV | Clark Howard
Bobby getting married. Inlaws want wedding insurance. Give it to them.
Clark’s take: These investment companies offer you the best bang for your buck | Clark Howard
Exchange Traded Funds – ETFs | Charles Schwab
ETF – exchange traded funds – overview | Vanguard
Investment Guide | Clark Howard

Thursday April 13
New for renters: Bidding on Apartments
Your approval letter for student loan forgiveness may be invalid
How to qualify for student loan forgiveness | Clark Howard
Car buying zip code trick-of-the-trade yeilds a lower price
Improving your home WiFi – the revolution in home internet
Google offers new solution for simple and secure wireless at home or office | Clark Howard
Two 401(k) mistakes too costly to make – Clark.com-5 great reasons not to borrow from your 401(k)

On the Calls:
Plan for your funeral in advance to save big bucks | Clark Howard
Your guide to paying off credit card debt | Clark Howard
4 smart strategies to pay off credit card debt | Clark Howard
Travel Booking and Planning Guide | Clark Howard
Cheap Ways To Get Airfare You Need To Know About! | Clark Howard
Debt and Marriage: When Do I Owe My Spouse’s Debts? | Nolo.com
Net neutrality – Open Internet | Federal Communications Commission
Free Credit Monitoring | Credit Karma
Security Guarantee: Schwab: Security Guarantee Protection

Investing In REITs – doing so inside an IRA recommended – Investment Guide | Clark Howard
REITs: What you need to know know about Real Estats Investment Trusts | Clark Howard
Washington D.C. a good Airbnb market.
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
Tenant Screening | TransUnion SmartMove | Tenant Background Check
TING is a complicated offering. Great if it’s a fit  7 free or cheap cell phone plans for people who don’t need a lot of data | Clark Howard
Your guide to paying off credit card debt | Clark Howard   –   How to get out of debt in 5 simple steps | Clark Howard
10 best places to get eyeglasses | Clark Howard
Travel Booking and Planning Guide | Clark Howard

Wednesday April 12
Walmart offering big new discount that Amazon can’t match | Clark Howard
A ClarkRageous FTC imposter scam – busted
Help making better decisions when eating out – posted calories
The little Chromebook that could – is shaking up the computer market
New recommendations just released for prostate cancer screening
Early Detection & Screening – Prostate Cancer Foundation (PCF)

On the Calls:
Keeping your car on the road for 3 million miles | Clark Howard
Don’t carry these items around with you in your purse or wallet | Clark Howard
Credit freeze and thaw guide | Clark Howard
Don’t give your Social Security number at these places! | Clark Howard
Pension Benefit Guaranty Corp – PBGC Protects America’s Pensions

Beach rentals: AIRBNB Search | Clark Howard  –
10 things you MUST know before you book a vacation rental | Clark Howard
Clark.com- Hire the best moving companies  –  Moving.com-The Best 8 Moving Container Companies
ALDI Search | Clark Howard
Multiple Roth IRA’s are AOK – Roth IRA Contribution Limits | Investopedia
Sell Your Car – How To Sell A Car – Kelley Blue Book
Pricing info at New Cars, Used Cars – Find Cars for Sale and Reviews at Autotrader
Buying a rental fleet car – Not recommended. – HOW TO BUY A CAR – Clark.com
Help a high schooler establish credit: Credit Card Authorized User Definition | Investopedia
Saving Account Rates – Compare High Interest Accounts Online – Bankrate
Brokerage Account | Online Brokerage Account | Charles Schwab
How to invest your first $1,000 to $5,000 wisely | Clark Howard
Clark.com-Follow this simple chart to become a millionaire
Vanguard – Vanguard STAR Fund
Roth IRA – Investment Guide | Clark Howard

Tuesday April 11
United Airlines’ passenger cruelty – an update
ClarkRageous IRS scams have global reach
Related: Busted: Money mule for fake IRS phone scammers in India faces FTC heat | Clark Howard
Warning: IRS scammers sending fake notices through the mail to steal your money | Clark Howard
7 worst tax scams you need to watch out for | Clark Howard
What to do when you can’t pay your taxes | Clark Howard
Think you pay too much in taxes? Think again! | Clark Howard
How to not drown in rising flood insurance premiums | Clark Howard
A new privacy risk involving your smartphone (fingerprint and PIN/PW vulnerability) 
Don’t fall for these smartphone scams! | Clark Howard

On the Calls:
5 best times to buy a new car | Clark Howard
HOW TO BUY A CAR Search | Clark Howard
Vanguard Target Retirement Funds | Vanguard
Online trading in a Vanguard Brokerage Account | Vanguard
Must give social when signing up for auto insurance because they run your credit.
Best auto insurance companies | Clark Howard
SOLAR POWERSearch | Clark Howard

Travel | Clark Howard
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
FAFSA Tool Vulnerability May Have Exposed 100K Individuals’ Personal Info – Consumerist
Remedy: A startup trying to solve your medical bill problems | Clark Howard
Clark.com- How to raise your credit score
Authorized User | Effects on Credit | Credit Karma

Monday April 10
This is the United Airlines video you can’t unsee… | Clark Howard
The #1 airline in America is… | Clark Howard
Wells Fargo ClarkRage number 8
Retail closings: 2 areas of concern to your wallet ( HHGregg warranties )
The death of the Fiduciary Rule –  A guide to protecting your retirement
More affordable college: How to qualify for student loan forgiveness | Clark Howard
Is going to graduate school overseas a big money saver? | Clark Howard

On the Calls:
Cark.com – Trip and Travel Insurance Guide – Also check credit card benefits
9 cheaper alternatives to cable or satellite TV | Clark Howard
PlayStation™Vue | PlayStation™Network
The “Clark Smart” steps for buying a new car | Clark Howard
Clark.com – USED CARS
Student Loan Guide | Clark Howard
Clark.com – 9 ways to pay for college without- student loans
Over 40 with no retirement savings? Take these 6 steps | Clark Howard
Clark’s Investment Guide | Clark Howard

Clark.com- Fee-only financial advisors
Investment Guide | Clark Howard
5 online banks that totally rock | Clark Howard   –
Clark.com/ TRAVEL   –   KAYAK Explore
7 tax cedits for homeowners | Clark Howard
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
How to get the maximum Social Security check | Clark Howard
Social Security: Full retirement age starts slow rise to 67 | Clark Howard

Friday April 7
Inmate & ex-con education could pay off big for taxpayers – Operation New Hope
The ClarkRageous lie about annuities
Protection from cell phone scammers:  T-Mobile and Hiya
Clark answers his critics on ‘Clark Stinks’
Affordable weddings leave more for other priorities 

On the Calls:
GYM MEMBERSHIP Search- Clark.com – Fitness
Why does Clark have T-Mobile while touting cheaper carriers? 10 lines on his plan. Once you get past 2 its $10 a month per additional line. Also free outside the US. Can use the mapping on his phone.
Charles Schwab Cards from American Express | Charles Schwab
Bluebird named best banking alternative | Clark Howard
How much rent money college kids get from mom and dad after graduation | Clark Howard
Credit freeze and thaw guide | Clark Howard
How to choose the best credit card for college students | Clark Howard
Going to college: Your guide to campus life and money | Clark Howard
House flipping programs – not recommended
Does a Swimming Pool Increase or Decrease Your Home’s | DaveRamsey.com
Verify your contractors on these sites before hiring | Clark Howard
Find a rental car or make money renting your car | Turo

Liquidating investments to pay off a low interest mortgage – not recommended
Credit Score Guide | Clark Howard
8 things to consider before working for yourself | Clark Howard
Simplified Employee Pension – SEP (Simplified Employee Pension IRA) Definition | Investopedia
401(k) Plans For The Small Business Owner | Investopedia
Roth IRA – Investment Guide | Clark Howard
How to shop for term life insurance | Clark Howard

Thursday April 6
How can you get an interest rate lowered or late fees waived? Just ask! | Clark Howard
Fair warning – when is a sale really a sale? Another retailer busted for lying
Harbor Freight Tools may owe you money! How to claim your refund | Clark Howard
Google Maps Tracking – A free service to enhance your family’s security
A 2 part plan for circumventing a terrible employment problem: Age discrimination
‘Grocerants’ – A  new take-out option that’s good for you and your wallet

On the Calls:
Temporarily thaw frozen credit to shop insurance. That process causes only a soft credit inquiry
Credit freeze and thaw guide | Clark Howard
The key to preventing tax return identity theft is… | Clark Howard
Seniors & Retirees | Clark Howard
Beware ‘fee-harvester’ bank cards – High-Fee, Low-Credit Charge Cards Prey Upon the Poor
REBUILD CREDIT Search | Clark Howard
Clark.com – AVOID STUDENT LOAN DEBT
Work From Home Guide: A list of legitimate, work-at-home job opportunities | Clark Howard
Clark.com-Avoid big fees using your phone overseas
Cruise app for calling?  DON’T.  On a cruise ship, make sure phone is in airplane mode.
WiFi available in ports. Use texting apps or a service like Skype to make calls for free
Roth IRA – 6 Benefits You Should Know About | Bankrate.com

Evaluate an HOA: Check public info for reserves, solvency and long term maintenance / improvement plans.
Homeowners Associations | Clark Howard
Resort hotel booking: Consult TripAdvisor. Book the cheaper room and request an upgrade.
The desk clerk is the key pivot on the accommodation you end up with.
Travel Booking and Planning Guide | Clark Howard
Hotel Booking Guide: Scoring Hotel Deals | Clark Howard
7 safety travel tips to protect you & your wallet | Clark Howard
Investment Guide
Umbrella Insurance Policy Definition | Investopedia
Best and worst home insurers | Clark Howard
Edmunds – What Are Certified Pre-Owned Vehicles? 
National Automobile Dealers Association
Credit Freeze and Thaw Guide  No known reason to include Innovis​ at this time.

Wednesday April 5
Best cell phone plans for singles and couples
Sprint announces new unlimited plan pricing: How it compares to Verizon, AT&T and T-Mobile | Clark Howard
Student loan forgiveness warning – Clark.com – Qualify for student loan forgiveness  /  Student Loan Guide | Clark Howard
Merchant processing wisdom for small business 
Rules for hiring home improvement contractors
Your safety with Uber and Lyft

On the Calls:
Clark.com/401k plans and payouts
New 401(k) fee disclosure rules | Clark Howard
CClark.com- Revive your old laptop for free chromebook
Privacy Warning – Rethink neighborhood pride signs with individual photos.
RENTERS Search | Clark Howard
Investing for kids – Custodial Savings Account: Schwab Brokerage: Custodial Account
SCHWAB – Learning Center
Clark.com- How to make a disposable razor last 12 months

Home-Equity Loan vs. HELOC: The Difference | Investopedia
Clark.com-What the fed rate hike means for your money
Should You Sell Your House or Rent It?
Millionaire Facebook raffle ask you call a number. Scam
5 ways to spot Facebook contest scams | Clark Howard
Google offers new solution for simple and secure wireless at home or office | Clark Howard
Tax advantages – Best 529 plans to help pay for college | Clark Howard
Investment Accounts from Charles Schwab
How To Score a Deal on a Cruise | Clark Howard
Travel Insurance – Compare Online Trip Insurance Quotes

Tuesday April 4
Shaving costs with cheap razor blades: A Team Clark experiment
The ClarkRageous way you can get auto-ripped off blind on your cell phone bill, because you’re not looking  (Additional line fraud)
America’s insurance company culture on claims: Guilty until proven innocent? State Farm responds and Ameriprise pays
When one door closes – new jobs spring up elsewhere. The big picture on retail closings  /   2017 RETAIL CLOSINGS
Need a job? UPS hiring thousands for new Saturday service | Clark Howard
RIP OFF ALERT – Warning: New phone scam targets anyone with a Medicare card

On the Calls:
How To Opt Out of PayPal and eBay’s New TOS That Could Spam You | Clark Howard
10 Reasons Your Marijuana Stock Is a Terrible Investment — The Motley Fool


Travel | Clark Howard

Cuba 2017: Best of Cuba Tourism – TripAdvisor
3 words you should never use when selling a home | Clark Howard
Clark.com – 9 things to ask before selling your home
Travel Booking and Planning Guide | Clark HowardHOTELS Search – Clark.com
Genetic testing shapes treatment decisions | Clark Howard
Buying individual stock picks vs. index funds | Clark Howard
Robinhood   –    Best discount investment brokers of 2017 | Clark Howard
Barron’s Online Broker Survey 2017: How They Stack Up – Barron’s

Monday April 3
New info for those who have a past due bill with the IRS
The ClarkRageous  insurance practice that puts us all under suspicion when filing a claim
Clark.com- Best auto insurance companies   –   Best and worst home insurers | Clark Howard
Congress got something done: they put  your privacy up for sale – There’s a new victim of identity theft every two seconds:
Here’s the best way to protect yourself online | Clark Howard

Look to new and small business for the best jobs
You thought of that!  4 technical innovations

On the Calls:
Clark.com/Before you pay a debt collector, take this step
  Know your rights with debt collectors | Clark Howard
  How to handle wrongful debt collection | Clark Howard
Clark.com-How to invest your first $1000 to $5000 wisely
Youth saving – Vanguard – Vanguard STAR Fund
Buying a home? 15 ways to shop for the lowest mortgage rates | Clark Howard
Buying a home? Here are 9 costly mortgage mistakes to avoid | Clark Howard
Tips for first-time homebuyers | Clark Howard
No customer service with email service, social media or ecommerce sites –
if it’s a serious issue,  BBB Online Complaint System | Get Started
4 Ways To Opt Out of Junk Mail | Clark Howard
How can you get an interest rate lowered or late fees waived? Just ask! | Clark Howard

Earthquake insurance: 8 things you need to know – CBS News
Credit freeze and thaw guide | Clark Howard
Forget about cheap glasses…This app corrects your vision! | Clark Howard
GlassesOff – Remove Your Reading Glasses –App with mixed reviews. A Clark team member will try it.
Becoming a Landlord: How To Find a Good Tenant | Clark Howard
After customer outrage, HP is allowing non-HP printer ink again | Clark Howard – Choose printers based on cost per page
Consumer Reports best buy HP Officejet Pro 251dw Printer Ink Cartridges | HP® Official Store

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