Latest Money & Credit

Ask Clark Howard and Team Clark
What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Money & Credit January 22nd, 2024
Traveling internationally is one of life's greatest pleasures. It's also a statement that money expert Clark Howard fully believes. He…
Ask Clark Howard and Team Clark
Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Investing & Retirement January 19th, 2024
Sometimes life is kind enough to give us win-win decisions. Would you like this or that delicious dessert at your…
Clark Howard investment guide
How To Save and Invest the Clark Howard Way Investing & Retirement January 19th, 2024
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
10 Ways You’re Wasting Money on Groceries
10 Ways You’re Wasting Money on Groceries Money & Credit January 17th, 2024
The thing about groceries isthat there are so many easy ways to overspend— soif you don't pay attention, your bills…
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Why You Should Never Use a Debit Card To Pay for Anything Money & Credit January 16th, 2024
Banks love to pitch debit cards as a way to avoid spending money you don’t have. But there are many…
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Investing & Retirement January 12th, 2024
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which…
Ask Clark Howard and Team Clark
My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Investing & Retirement January 11th, 2024
Every parent must decide their philosophy on raising kids. How much discipline should you enforce? Should you make your child…
HSA savings
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds? Investing & Retirement January 11th, 2024
If you have a Health Savings Account (HSA), you’ll want to make sure you’re getting the best use out of…
Ask Clark Howard and Team Clark
I’m 55 and Make $80,000. Should I Contribute to a Traditional or Roth 401(k) Plan? Investing & Retirement January 10th, 2024
The number of words we devote to something can be a proxy for how much we care about it. Based…
3 Big Retirement Account Changes You Haven’t Heard About
3 Big Retirement Account Changes You Haven’t Heard About Investing & Retirement January 9th, 2024
It's hard enough to learn all the retirement account laws and rules. Keeping up with retirement account changes from year…
When Are Taxes Due? Important Tax Dates in 2024
When Are Taxes Due? Important Tax Dates in 2024 Taxes January 9th, 2024
Mark your calendars: The Internal Revenue Service (IRS) announced it is accepting and processing 2023 tax returns as of January…
best thermostat setting in winter
At What Temperature Should I Set My Thermostat in the Winter? Money & Credit January 5th, 2024
One of the most convenient ways to stay warm in the winter is to crank up the thermostat. While it’s…
Ask Clark Howard and Team Clark
If Everyone Acted As Frugal as Clark, Would the American Economy Collapse? Money & Credit January 4th, 2024
Money expert Clark Howard fields questions from his podcast listeners every episode. Most of the questions are practical and concrete.…
Why Clark Howard Is Obsessed With Roth for Retirement Savings
Why Clark Howard Is Obsessed With Roth for Retirement Savings Investing & Retirement January 3rd, 2024
Money expert Clark Howard radiates enthusiasm whenever he talks about Roth IRAs and Roth 401(k)s as retirement options. "I have…
free money and credit cards
5 ‘Free Money’ Opportunities You Might Be Missing Out on in 2024 Money & Credit January 2nd, 2024
There's no such thing as a free lunch, right? Well, how about some free money to pay for that lunch?…
PocketGuard free budgeting app
PocketGuard Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving January 1st, 2024
If you’re thinking about trying out a free budgeting app, PocketGuard is one option to consider. In this article, I’ll…
Best Budgeting Apps
Best Budgeting Apps in 2024: Our Top 5 Budgeting & Saving January 1st, 2024
A budgeting app can be very helpful whether you're new to budgeting altogether or your current method just isn't working…
Honeydue story image
Honeydue Review: 5 Things To Know About the Budgeting Tool Budgeting & Saving January 1st, 2024
If you’re thinking about downloading a budgeting app to help you and your partner get ahead of your finances, Honeydue…
Why You Should Calculate Your Net Worth Every Year
Why You Should Calculate Your Net Worth Every Year Money & Credit December 22nd, 2023
WHAT’S MY NET WORTH?Do I know? Should I know? These are questions I’ve thought about long and hard. After tracking…
Why You Should Be Careful About Lending Money to Family and Friends
Why You Should Be Careful About Lending Money to Family and Friends Money & Credit December 21st, 2023
Have you ever loaned money to a family member or friend? If so, were you paid back? If you answered…
holiday tipping
Holiday Tipping: Who To Tip and How Much Money & Credit December 21st, 2023
The holidays present us an opportunity to reflect on family and goodwill toward all. And that includes the service industry…
Should You Continue Working After Starting To Collect Social Security Benefits?
Should You Continue Working After Starting To Collect Social Security Benefits? Investing & Retirement December 20th, 2023
SOCIAL SECURITY’Scomplexity never fails to surprise. While many retirees have some sense for what factors determine the size of their…
Mint shutting down
Popular Budgeting App Mint Is Shutting Down Budgeting & Saving December 19th, 2023
Mint, the free budgeting tool that allows users to track their finances online, is shutting down soon. How soon seems…
Ask Clark Howard and Team Clark
Should You Ensure You Get Your 401(k) Company Match Even if It Means Bankruptcy? Investing & Retirement December 18th, 2023
Becoming a full-time employee at a company with benefits gives you something worth more than your salary. That's especially true…
Ask Clark Howard and Team Clark
Are Money Market Accounts As Safe as High-Yield Savings Accounts? Banks & Banking December 15th, 2023
Natural savers emerged from the dark ages of late to revel in annual yields often higher than 5%. Not long…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement December 15th, 2023
After decades of working many U.S. seniors look forward to retiring and receiving their first Social Security check. Once you…
Best Investment Companies for Investors in 2024
Best Investment Companies for Investors in 2024 Investing & Retirement December 14th, 2023
The best investment companies are good fits for almost every investor whether you’re a beginner or you’re making exotic trades.…
tax prep checklist
Why You Should Start Preparing for Tax Season Now Taxes December 13th, 2023
Tax time will be here before you know it and you don't want to be caught unaware. Employers typically begin…
9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit December 13th, 2023
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
Capital One Venture One Credit Card Review
Capital One VentureOne Rewards Credit Card Review Credit Cards December 12th, 2023
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…